Your emergency funds and working capital (makan money, money to pay bills etc) is excluded from the above list, right?

All excluded.. this one is pure gambling ... investing fund...

Central banks in Malaysia, Thailand and Indonesia could raise interest rates in the second half of this year, said the Royal Bank of Scotland (RBS), dismissing the likelihood of a rate change anywhere else in Southeast Asia.

"We don't see reasons why central banks should be cutting interest rates. But Thailand, perhaps Malaysia, as well as Indonesia could see a rate hike in the second half," said Sanjay Mathur, RBS' head of economics research for Asia Pacific ex-Japan.

He said the fourth quarter would be an "opportune time" for Bank Negara Malaysia to "normalise" the key interest rate.

Mathur sees Bank Negara, which has maintained the Overnight Policy Rate at three per cent since June 2011, raising the key interest rate by 25 basis points to 3.25 per cent in that period.

Interest rate hike, the guys at FD thread will jump for joy....

Not sure if sarcasm is smelled

For now cash level... waiting for right time to re-invest 

Been adding more into foreign equity lately and also divesting MY equity...

Current holding

1. Bond MY - 10%
2. Bond EM - 5%
3. Equity MY - 20%
4. Equity Foreign - 15%
5. Cash/FD - 50%

Oh, btw, those holding Indonesian bond, the latest Rp 1.5 trillion sukuk offering of at 5.16% fails with 30% undersubscription, investor asking for 6%... The bonds yields are cracking ahead of possible interest rate rise/inflation.. 

For FD thread mah.. if for bond thread will cry loh.

hI GARY,

  M'isan can invest Indonesian bond ???

hI GARY,

   M'isan can invest Indonesian bond ???

Totally irrelevant UNLESS u elected to receive the dividends in cash i.e. not reinvested.

With XIRR, u are only concerned with CASH FLOWS and NAV valuation.

ok got it. Thanks. all my distributions are reinvested.

Gary? Hmm... new nickname

You can invest in Indo bond through many UT fund offering in MY like PB Indo Income fund or something like that. Most EM fund also have some of Indonesia fund (last year's hot bond)... so check your EM bond holdings..

Guess what, the Indonesian equity is the top performer of MTD:
FUND NAME | 1-MONTH %
OSK-UOB Indonesia Equity Growth Fund | 7.73
Eastspring Investments Indonesia Equity MY Fund |6.4
RHB - GS US Equity Fund | 6.11
OSK-UOB ASEAN Fund | 5.57
CIMB-Principal Asia Pacific Dynamic Income Fund | 5.54

Guess what, the Indonesian equity is the top performer of MTD:
FUND NAME | 1-MONTH %
OSK-UOB Indonesia Equity Growth Fund | 7.73
Eastspring Investments Indonesia Equity MY Fund |6.4
RHB - GS US Equity Fund | 6.11
OSK-UOB ASEAN Fund | 5.57
CIMB-Principal Asia Pacific Dynamic Income Fund | 5.54

David83,

  Do you hv the fun list invest primarily in indonesia bond ?

Don't have but I have fund in ASEAN exposure - PSEASF.

Last two weeks, CIMB Principal Australian Equity was MTD top 5 performer.

Me also having PSEAF, i bought during launching...
thanks for your sharing..

What is your ROI and XIRR?