Lucky you hope to get 90% eles looking for other bank oub was my 1st choice but haii
I also hope to be Neighbour with u all

Hi,

Nice to meet you all!

I have make booking on Type D at Tower B. UOB also mentioned to me it is hard to get 90% loan.

Anyone here try Kuwait Finance? it is good?

If I can't get 90% loan, probably I will just let go my unit....

Looking forward to be neighbour with you all.....

Hello! first block B buyer reporting in! hahaha.. which level you booked?

Why is it so hard to get 90% loan offer from UOB? Is it because their quota is almost up?

Cos I also got 90% loan offer frmo UOB.

Haha... so pleasure to be Block B first reporting buyer... I book level 16.. hehe....

btw, what is the rate that u all get from UOB? BLR-2.4 or 2.5???

UOB -2.4


Guys.. just wondering.. BHL covers the SPA legal fees only right. Loan legel fees to be settled by ourselves right?

yup, BHL only settle the legal fee for S & P. Just met up with Kuwait Finance House Guy, there is no flexi loan available at KFH, their rate is 2.45 but need to pay loan legal fee...

Oh...I guess generally non Islamic loans offering -2.4 and Islamic ones -2.45 nowadays..

I am a freelancer, they use my 6 months income devide by 12 as my monthly income... then comitment can not more than 50% which include my car loan. If they calculate like this... my monthly income at least need more than 10k and above only manage to get the 90% loan. As per the UOB officer mentioned, they tighten the loan, last time the comitment can up to 100%. So i think their quota is almost up already. but i really not understand hpw their financial analyst calculate, This is my first house ler.... somemore buy for own stay..

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Added on December 7, 2011, 4:45 pmYou can apply HSBC.. so far they approve 90% but the rate still need to be confirm. BHL just confirm the dibs with them today.

This post has been edited by Say Chin: Dec 7 2011, 04:45 PM

hi, izit only got 5% discount on the official launching date(3&4dec)

may i know it tenure was 99yrs, so how may yrs left now...

Hi there nice to know u too I also submited Kfh hope for the best eles will need to submit more banks.

5% till showroom completion wor... but since showroom has been completed now.. maybe you can give them a call to see if the rebate offer is still there?

Lease tenure 75 years left, they said will be renewed back to 99

hi,when u booking for those tower B? izit on theirs
lauching date which is last weekend? any promotion developer given?

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Added on December 7, 2011, 10:37 pmoh~~so got announced when them will renew it?

This post has been edited by swen_gwee: Dec 7 2011, 10:37 PM

Nope.. no confirmation on that. I do hope that it will be stated in S&P.. haha.. just hoping..not even sure if that's logical

haha...actually im booking on launching date for tower B.

mayb i more worried on the forum talk and website its mentions promotion just provided before show unit completion date...and my purchase order din hv list out...u all got write out?

just now call up BHL staff, is still entitle to get the promotion... and she reply the lease hold tenure still got 80yrs+...currently confirm on master...can try asking urs lawyer to write on the letter as individual when sign s&p...

What do you mean by have our lawyears write as individual? I thought we will need to do the Memorandum of Transfer (MOT) few years down the road when the strata title is issued to us? I'm still new to this.. haha.. blur

emmm...this is my first property too...actually i also blur...those ans is the bhl staff told me...

hope others frenz here can explain more regarding this...

I just met up with HLB mortagage officer, she told me their Islamic package can offer BLR-2.4 to BLR-2.45 with no lockin & penalty... seem like HLB is the best so far!!

Yesteday go visit their show room..disappointed on it...cos all the floor for bedroom are wooden..not nice at all

Those are vinyl flooring (or whatever they call it..), not wood. What's wrong with those? I kinda like it..haha

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Added on December 8, 2011, 12:04 pmHLB got give stamp duty discount ar.. as far as I remember HSBC mentioned 20% off stamp duty for their home smart i plan

This post has been edited by syncronyzer: Dec 8 2011, 12:04 PM