This thread like STOCK MARKET. Every time come in here have new things.
Anyway, jjust to share my personal experience:When I bought my FLX, I did not pay deposit. I just told the SA, pls go ahead and check whether I am eligible for loan first (in some countries, this is called in-principle approval) and it costs NOTHING. My SA worked very fast (which is why I wld not hesitate to recommend her to others) and in 2-3 days, she texted me saying NO PROBLEM FOR LOAN. After that, she arranged for me to meet the Public Bank officer to sign the papers etc. A day later, I visited SA and paid the balance 20% and drove off in my new car.
Of course, this arrangement is open to ABUSE by fickle customers who might waste a lot of SA's time. For me, I was 100% sure I was getting the model after test-drive. But this is just to show that, it is possible to buy the car w/out paying d/p. It's very competitive market and some SA will say YES, some will say NO. There is also some SA who will say ZERO DISCOUNT for new models like FLX and that's when I walk out straightaway. Don't forget the money is in your pocket and you can pick and choose who you wanna deal with.
QUOTE(jflcorp @ Oct 17 2011, 11:41 AM)
Well I just received a reply from an officer in Ambank Hq, I guess when I email the complaint to them and cc to BNM complaint email, they "Boh Pian Act" have to work on it. They asked me to furnish the Ambank Branch in JB, the officers name and my particulars. Which I will do it asap.
Yes, BNM is the REGULATOR (a bit like Headmaster in the school) and banks are afraid of them. So any complaints just make sure inform BNM and the Banks will have to act on it.
QUOTE(sg999 @ Oct 17 2011, 12:26 PM)
passing bump or uneven road will have ratting sound
not sure is caused by absorber or dashboard
anyone facing same problem?
No such problems on FLX.