QUOTE(Human Nature @ Mar 29 2012, 12:31 AM)
may i ask what is MBS?
I think should be MBSB. Its not a bank.Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Mar 28 2012, 11:45 PM
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Junior Member
132 posts Joined: Feb 2009 
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Mar 29 2012, 06:54 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(justanovice @ Mar 28 2012, 02:15 PM) 3.638 is without considering the 10% that is locked for 3 months. Thanks Bro for the cal. Just as I suspected, lower than Affin's 3.6%I've done a quick calc, assuming no interest for the 10% from your FD amount for the first 3 months, and for the final 9 months the 10% put into a 9 month FD of 3.2% pa, the effective rate is around 3.526% Note: no guarantee my formula's correct. To my best effort. In this case, why dont one go for a 1 time full fd with rate better than 3.6% pa? QUOTE(guy3288 @ Mar 28 2012, 11:15 PM) the highest of all is still 4.7% at mbs, 5 years, 6 monthly int. that is No. 1 Thanks for confirming that Bank Rakyat's interest/dividend fluctuates. The interest is paid monthly?2nd is still BR., rest rank lowere down my list. fluctuate so what, it consistently gave me 4.0-4.6% last few years, even if at low(4.0), it is still higher than most others. By the way, for the 5 year FD with MBSB interest is paid half yearly or yearly? |
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Mar 29 2012, 09:02 AM
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Junior Member
138 posts Joined: Mar 2012 
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Planning to save 15k for half year at FD, which bank giv best rate of interest ? pls suggest
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Mar 29 2012, 09:13 AM
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Senior Member
589 posts Joined: Nov 2010
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QUOTE(Dkck @ Mar 29 2012, 09:02 AM) Planning to save 15k for half year at FD, which bank giv best rate of interest ? pls suggest UOB offers 3.5% pa now for 6 month tenure. Promotion will end on 30 Apr. .http://www1.uob.com.my/personal/promotions...FD07032012.html Bank Rakyat offers 3.75% pa for 6 months on Qiradh Investment Account - Individual: http://www.bankrakyat.com.my/web/guest/125 This post has been edited by lkcheng: Mar 29 2012, 09:25 AM |
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Mar 29 2012, 01:55 PM
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Senior Member
2,526 posts Joined: Feb 2011
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QUOTE(lkcheng @ Mar 29 2012, 09:13 AM) UOB offers 3.5% pa now for 6 month tenure. Promotion will end on 30 Apr. . Looking for FD for 3/6 months. Guess uob is the better one (ocbc fd maturing so cannot put into ocbc as fresh funds)http://www1.uob.com.my/personal/promotions...FD07032012.html Bank Rakyat offers 3.75% pa for 6 months on Qiradh Investment Account - Individual: http://www.bankrakyat.com.my/web/guest/125 Not cOnsidering bank rakyat due to convenience issue. This post has been edited by justanovice: Mar 29 2012, 01:56 PM |
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Mar 31 2012, 11:12 AM
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Junior Member
258 posts Joined: Nov 2008
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Hey, highest is still Amanah Saham at 5% right?
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Mar 31 2012, 01:16 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(Beachkid @ Mar 31 2012, 11:12 AM) Hey, highest is still Amanah Saham at 5% right? Not considered FD. Refer here for amanah saham:http://forum.lowyat.net/topic/2256158 |
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Mar 31 2012, 01:19 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(justanovice @ Mar 29 2012, 01:55 PM) Looking for FD for 3/6 months. Guess uob is the better one (ocbc fd maturing so cannot put into ocbc as fresh funds) Yah, based on current promotion (exclude Islamic promos) looks like I also have to transfer my funds to UOB too next week with OCBC 5% 3 months (hopefully) maturing.I did transfer some funds again to OCBC GIA-I 4% last week (now headache got to maintain minimum funds in OCBC PB account too). Updated my blog on current FD promos by HLB and RHB, next week Monday will update again (1st post too) as I am sure OCBC will have new promo. For now still showing promo by Public Bank and OCBC valid till 31 March 2012 (for info and comparison purposes). Malaysia Banks Fixed Deposit Promotion April 2012 |
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Mar 31 2012, 01:20 PM
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All Stars
26,524 posts Joined: Jan 2003
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Does anyone know what is the difference for Bank Rakyat's Qiradh General Investment Account-i (Senior Citizen)?
http://www.bankrakyat.com.my/web/guest/127 Same rate as the normal one. |
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Apr 2 2012, 05:30 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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Latest rates by OCBC - as usual minimum RM10K fresh fund.
3 Months - 3.5% 6 Months - 3.6% Too bad no longer term but it is better that UOB by 0.1%  Alliance Bank 3.6% for 3 months ended last month and currently no new promo. Updated my blog and first post too. To read my comments on current promos please link to read more at my blog. Malaysia Banks Fixed Deposit Promotion April 2012 ** Edited** Too busy recently with RTKXI, just read The Star and saw CIMB Ad for their Preferred Customers.  Average 3.56% but I got no idea if need to deposit funds into CASA to be eligible for the promo. This post has been edited by Gen-X: Apr 2 2012, 08:30 PM |
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Apr 2 2012, 10:53 PM
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Senior Member
5,640 posts Joined: Feb 2005 From: Manussa loka
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Thought this is the year of dragon
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Apr 2 2012, 11:30 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(soul2soul @ Apr 2 2012, 10:53 PM) Thought this is the year of dragon Fortunes await.....12 months from now will be year of snake....for MBSB 5 years FD...fortunes await in year of Rooster  |
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Apr 2 2012, 11:42 PM
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Senior Member
633 posts Joined: Jan 2006 
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QUOTE(Gen-X @ Apr 2 2012, 05:30 PM) Latest rates by OCBC - as usual minimum RM10K fresh fund. For PREFFERED customers only. Check the conditions to become prefered customers. 3 Months - 3.5% 6 Months - 3.6% Too bad no longer term but it is better that UOB by 0.1% Alliance Bank 3.6% for 3 months ended last month and currently no new promo. Updated my blog and first post too. To read my comments on current promos please link to read more at my blog. Malaysia Banks Fixed Deposit Promotion April 2012 ** Edited** Too busy recently with RTKXI, just read The Star and saw CIMB Ad for their Preferred Customers. Average 3.56% but I got no idea if need to deposit funds into CASA to be eligible for the promo.  This post has been edited by penangmee: Apr 4 2012, 10:33 PM |
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Apr 3 2012, 12:04 AM
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All Stars
26,524 posts Joined: Jan 2003
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Is there such thing that when you have certain large amount of fixed deposit, you will be taxed? ie. under C3 Faedah dan diskaun.
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Apr 3 2012, 01:55 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(penangmee @ Apr 2 2012, 11:42 PM) For PREFFERED customers only. Check the conditions to become prefered customers. average 3.55%, OCBC is better, no need to be preferred customer....Added on April 2, 2012, 11:42 pm For PREFFERED customers only. Check the conditions to become prefered customers. |
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Apr 3 2012, 01:58 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(Human Nature @ Apr 3 2012, 12:04 AM) Is there such thing that when you have certain large amount of fixed deposit, you will be taxed? ie. under C3 Faedah dan diskaun. Nope. Guarantee 100% tax-free on interest earned from FD in Malaysia. |
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Apr 4 2012, 11:33 AM
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Senior Member
589 posts Joined: Nov 2010
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QUOTE(Gen-X @ Apr 2 2012, 05:30 PM) Latest rates by OCBC - as usual minimum RM10K fresh fund. Nice to hear OCBC continues their FD promo. 3 Months - 3.5% 6 Months - 3.6% Too bad no longer term but it is better that UOB by 0.1% Alliance Bank 3.6% for 3 months ended last month and currently no new promo. Updated my blog and first post too. To read my comments on current promos please link to read more at my blog. Malaysia Banks Fixed Deposit Promotion April 2012 ** Edited** Too busy recently with RTKXI, just read The Star and saw CIMB Ad for their Preferred Customers. Average 3.56% but I got no idea if need to deposit funds into CASA to be eligible for the promo. http://www.ocbc.com.my/docs/pdf/TC_Conventional_Al-Almin.pdf |
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Apr 4 2012, 11:59 AM
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Junior Member
245 posts Joined: Apr 2008
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OCBC is giving 3% (6 month FD board rate) for their savings account if you top up RM2000 or more. No more details other than this (sms from OCBC).
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Apr 4 2012, 04:48 PM
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Junior Member
36 posts Joined: May 2005
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what is mean by "with CASA"???
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Apr 4 2012, 05:27 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(Alex @ Apr 4 2012, 04:48 PM) what is mean by "with CASA"??? CASA = Current Account and/or Saving Account |
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