Some countries are easing monetary policies... do you think BNM will decrease FD rates again?
I think I better lock in for 6 months or 1 year...
Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Nov 1 2011, 04:32 PM
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#1
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Senior Member
5,640 posts Joined: Feb 2005 From: Manussa loka  
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Nov 3 2011, 08:57 AM
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#2
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5,640 posts Joined: Feb 2005 From: Manussa loka
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maybank has some promotion.
Minimum is 20K .. 4 months deposit 3.3325% pa effective rate. Check the local maybank branch to confirm. 1st and 2nd month - 3.1% 3rd month - 3.25% 4th month - 3.88% Effective rate is 3.3325% Please walk into your nearest Maybank branch to ask for more details. This post has been edited by soul2soul: Nov 3 2011, 09:56 AM |
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Nov 8 2011, 03:55 PM
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#3
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5,640 posts Joined: Feb 2005 From: Manussa loka
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QUOTE(l3iTi @ Nov 8 2011, 01:26 PM) you may try uob after 4pm promo. after 4pm ?3.88%, min 10k,n 3 mths period  |
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Nov 9 2011, 11:39 AM
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#4
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QUOTE(wu ming @ Nov 9 2011, 12:10 AM) Despite being the worst form of investment. Many people still park their money in FD. FD is not considered an investment.. it's more to savings IMHO. |
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Nov 18 2011, 11:12 AM
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#5
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maybank can, but when you want to withdraw you need to go the the branch where you apply your ATM card to do it. It's a bit of hassle.
E-fixed deposit is much more convenient. This post has been edited by soul2soul: Nov 18 2011, 11:12 AM |
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Nov 21 2011, 02:41 PM
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#6
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QUOTE(kiasi @ Nov 21 2011, 11:52 AM) Why nobody mention Bank Rakyat? Not bankkah? Or the bank not covered by PIDM? For me the rate offered is the best among all the banks mentioned currently. wow is this for real?? 1 year = 4%? Profit Rate » Qiradh General Investment Account-i Qiradh Investment Account-i Period of Investment (month) Rates (%) Corporate Individual 1 2.90 3.26 3 3.05 3.65 6 3.10 3.75 9 3.20 3.85 12 3.25 4.01  This post has been edited by soul2soul: Nov 21 2011, 02:44 PM |
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Jan 31 2012, 05:16 PM
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#7
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5,640 posts Joined: Feb 2005 From: Manussa loka
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Dude not yet
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Feb 28 2012, 08:47 AM
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#8
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Do you guys see a point to lock money inside FD for 5 years? How many of you do it?
This post has been edited by soul2soul: Feb 28 2012, 08:49 AM |
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Mar 3 2012, 08:23 AM
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#9
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Is bank negara going to maintain OPR?
This post has been edited by soul2soul: Mar 3 2012, 10:12 AM |
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Mar 6 2012, 02:04 PM
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#10
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QUOTE(gsc @ Mar 5 2012, 11:49 PM) the bank told me it is fixed at 4% per year for 3mth FD....I think one member has confirmed that earlier. Based on the person info., I asked the bank on Feb 14, the bank RM say NO. But last week the RM sms me said YES. Again proven that OCBC staffs do not know their package well. Just went to OCBC , a bit disappointed after they told me that they don't allow the Principal / Interest of the promotional FD to be credited into saving account upon maturity. I need to be physically present to withdraw the FD, if not they will renew it a board rate for the same period.Added on March 5, 2012, 11:51 pm surprised on this question...do we still have bank account opening based on race only ?? Can anyone confirm this? This post has been edited by soul2soul: Mar 6 2012, 03:37 PM |
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Mar 9 2012, 11:22 PM
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#11
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QUOTE(wallE3 @ Mar 9 2012, 05:00 PM) Rhb bank is now offering 5 percent on 3 month fd rate base on Rm 50k. Anyone here participated? Sauce? |
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Mar 20 2012, 08:45 AM
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#12
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5,640 posts Joined: Feb 2005 From: Manussa loka
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QUOTE(gsc @ Mar 20 2012, 02:09 AM) Fixed Deposit Australia FD?5.70% p.a.fixed for 5 months. Savings 6.50% p.a. variable for 5 mths + (6.5% p.a. variable for 7 mths) figure out yourself which is better. where to get such high rate? |
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Apr 2 2012, 10:53 PM
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#13
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Senior Member
5,640 posts Joined: Feb 2005 From: Manussa loka
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Thought this is the year of dragon
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Apr 9 2012, 07:01 PM
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#14
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Senior Member
5,640 posts Joined: Feb 2005 From: Manussa loka
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QUOTE(mirage10 @ Apr 9 2012, 03:47 PM) yeah rite.... all fixed rate are lower than inflation rate... means, u are losing ur wealth value... Losing a bit of value is better than losing all right? |
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Apr 13 2012, 09:31 AM
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#15
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Singapore tightens monetary policy.
http://www.channelnewsasia.com/stories/sin...1194912/1/.html Looks like BNM won't be slashing interest rate but may raise interest rate to preempt inflationary pressure in the coming months. |
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May 26 2012, 10:51 AM
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#16
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QUOTE(Pink Spider @ May 26 2012, 10:07 AM) Guys, AmBank Top Rate FD promo no more effective today ayoh, I baru want to put next weekend....  This post has been edited by soul2soul: May 26 2012, 10:51 AM |
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