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 Private Retirement Fund, What the hell is that??

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T231H
post Apr 9 2015, 11:22 AM

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QUOTE(yong417 @ Apr 9 2015, 11:15 AM)
me cheapskate a bit~~  tongue.gif  tongue.gif

try to make every sen work~~
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rclxms.gif
who knows how it goes....but you have 2 better chances of winning.....
if your selected horse win. you won + RM 8 (you saved earlier)
if your selected horse is neck to neck, you won RM 8 (you saved earlier)
if your selected horse lose, you lose

rclxms.gif notworthy.gif tongue.gif

SUSDavid83
post Apr 9 2015, 01:18 PM

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Bought CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C today!
TSyong417
post Apr 9 2015, 03:40 PM

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QUOTE(T231H @ Apr 9 2015, 11:22 AM)
rclxms.gif
who knows how it goes....but you have 2 better chances of winning.....
if your selected horse win. you won + RM 8 (you saved earlier)
if your selected horse is neck to neck, you won RM 8 (you saved earlier)
if your selected horse lose, you lose

rclxms.gif  notworthy.gif  tongue.gif
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good analysis~~ thumbup.gif thumbup.gif thumbup.gif
eternity4life
post Apr 11 2015, 12:37 AM

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QUOTE(~Curious~ @ Apr 8 2015, 12:26 PM)
yeah i thinking the incentive attractive,but wondering shud i take it up coz got restriction on withdrawal.do i need a monthly contribution for PRS?
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No need monthly contribution and if you do, you can stop at any time.

I suggest grab the youth incentive and just go for unit trust with monthly contribution, much more flexibility and liquidity.

Unless you wanna take advantage of the tax relief then that's another matter.


Kaka23
post Apr 11 2015, 12:41 AM

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QUOTE(David83 @ Apr 9 2015, 02:18 PM)
Bought CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C today!
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Lower cost ponzi 2.0 ya.. Lump sum 3K?

SUSDavid83
post Apr 11 2015, 08:03 AM

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QUOTE(Kaka23 @ Apr 11 2015, 12:41 AM)
Lower cost ponzi 2.0 ya..  Lump sum 3K?
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YES.
SUSyklooi
post Apr 11 2015, 08:04 AM

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QUOTE(David83 @ Apr 11 2015, 08:03 AM)
YES.
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rclxms.gif Good Choice.

Kaka23
post Apr 11 2015, 09:03 AM

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QUOTE(David83 @ Apr 11 2015, 09:03 AM)
YES.
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Why decide to lump sum?


SUSDavid83
post Apr 11 2015, 09:35 AM

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QUOTE(Kaka23 @ Apr 11 2015, 09:03 AM)
Why decide to lump sum?
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For PRS, usually I'll just do a lump sum. I don't want to have a headache of tracking either have I made the contribution or not.
felixmask
post Apr 11 2015, 12:28 PM

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QUOTE(David83 @ Apr 9 2015, 01:18 PM)
Bought CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C today!
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Where you buy ? thru FSM tongue.gif
SUSDavid83
post Apr 11 2015, 03:46 PM

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QUOTE(felixmask @ Apr 11 2015, 12:28 PM)
Where you buy ? thru FSM  tongue.gif
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FSM

This is my 3rd PRS bought from FSM.
white cam
post Apr 15 2015, 11:56 AM

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Any CIMB and Public bank PRS agent in the forum? Can PM your contact number? I am interested in this plan. Thanks
SUSyklooi
post Apr 15 2015, 12:07 PM

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QUOTE(white cam @ Apr 15 2015, 11:56 AM)
Any CIMB and Public bank PRS agent in the forum? Can PM your contact number? I am interested in this plan. Thanks
*
hmm.gif to encourage more correct response, would be best if you can tell where are you.....
ex...if you are now in Sabah,...the responder may be in Perlis.....
white cam
post Apr 15 2015, 01:15 PM

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QUOTE(yklooi @ Apr 15 2015, 12:07 PM)
hmm.gif to encourage more correct response, would be best if you can tell where are you.....
ex...if you are now in Sabah,...the responder may be in Perlis.....
*
KL
SUSMNet
post Apr 16 2015, 08:38 PM

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QUOTE(white cam @ Apr 15 2015, 11:56 AM)
Any CIMB and Public bank PRS agent in the forum? Can PM your contact number? I am interested in this plan. Thanks
*
u can use https://www.eunittrust.com.my/ to buy
Kaka23
post Apr 16 2015, 08:49 PM

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QUOTE(white cam @ Apr 15 2015, 02:15 PM)
KL
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So got any agents contacted you?

sykz
post Apr 18 2015, 11:31 AM

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Hello all,

I bought PRS this year only; by right can only declare for tax relief/rebate next year right?

Thanks.
night
post Apr 18 2015, 11:34 AM

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QUOTE(sykz @ Apr 18 2015, 11:31 AM)
Hello all,

I bought PRS this year only; by right can only declare for tax relief/rebate next year right?

Thanks.
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Yes. You are only allow to claim for assessment year 2015. Please be reminded that the max amount to claim is capped at RM3000
sykz
post Apr 18 2015, 11:15 PM

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QUOTE(night @ Apr 18 2015, 12:34 PM)
Yes. You are only allow to claim for assessment year 2015. Please be reminded that the max amount to claim is capped at RM3000
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Thanks for your reply. Assuming the 500 ringgit incentive from government doesn't count as well? Will pump in more to max the tax relief. Cheers
Kaka23
post Apr 19 2015, 07:33 AM

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QUOTE(sykz @ Apr 19 2015, 12:15 AM)
Thanks for your reply. Assuming the 500 ringgit incentive from government doesn't count as well? Will pump in more to max the tax relief. Cheers
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Ya.. Doesnt count


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