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Private Retirement Fund, What the hell is that??
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SUSMNet
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 Aug 8 2013, 10:57 PM
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QUOTE(xuzen @ Aug 8 2013, 09:33 PM) Just received Hwang-PRS distribution tax voucher. Another thing to cheer w.r.t. this PRS thingy is that the distribution is TAX-FREE. Yup people, where else can you get to enjoy a unit trust that will give you tax relief, tax exepmtion from distribution and zero sales charge. If you are still not in it yet... well, don't know what to say. Xuzen actually it have sales charge u just dont see it only. for example hwang aiman prs is a feeder fund for hwang aiman. hwang aiman prs pay 5% sales charge to buy hwang aiman. |
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SUSMNet
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Aug 10 2013, 09:00 AM
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u should invest more.
take out ur epf to invest prs
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SUSMNet
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Oct 18 2013, 10:52 PM
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QUOTE(jimliew @ Oct 18 2013, 08:44 PM) How to start this PRS fund? Go to CIMB branch? Really noob here. THanks buy this CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity http://www.bloomberg.com/quote/CPAEJEC:MK |
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SUSMNet
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Oct 27 2013, 11:32 PM
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how to take the rm500?
is it automatic?
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SUSMNet
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Nov 7 2013, 07:51 AM
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yes.
i am hwang prs agent
no comision i also do
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SUSMNet
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Nov 28 2013, 10:55 PM
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what is Maybank Smart Retirement Xtra benefit?
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SUSMNet
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Dec 11 2013, 09:58 PM
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PPA very worst service.
Once they change their system, u need to re-register for the account again.
Just wonder why their system administrator don't want to export the user database to new system.
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SUSMNet
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May 21 2014, 05:53 PM
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QUOTE(seather @ May 21 2014, 01:49 PM) any sifu know well about Great Eastern's Great Premier Wealth? an agent kept insisting the accumulation rate of the cash bonus left with GE is guaranteed at 5% p.a. but from what i read in the document, it is based on the performance of the participating funds... u mean this http://www.greateasternlife.com/my/en/insu...ts_wealth.htm#g ? ok maaa Cash bonuses on top of everything Great Premier Wealth delivers what it promises and more. The plan may also help boost your savings further with yearly non-guaranteed cash bonuses. Use this additional cash, if any, as you wish – spend it on your loved ones, or accumulate it with the Company to generate a bigger payout at the maturity of the plan. if u buy PRS, if u die no payout.. if u buy GE, if u die got payout.. |
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SUSMNet
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May 21 2014, 08:05 PM
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yes i'm sure
if u buy GE u pay rm1000/yr
if u die u get rm50000
if u buy prs 1000/yr
if u die u get rm1000 only
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SUSMNet
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May 29 2014, 05:26 PM
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cannot advertised online?
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SUSMNet
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Jun 8 2014, 12:40 PM
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QUOTE(tan1346 @ Jun 8 2014, 07:22 AM) what's your view on Kenanga One PRS? We are already in the midst of discussion with Kenanga Investors Berhad to bring their PRS funds on our platform. However, we are unable to reveal the available date at the moment. Lastly, rest assured that no platforms shall be imposed on investments for EPF funds and PRS funds. Hope the above have have answered your queries. |
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SUSMNet
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Jun 8 2014, 06:53 PM
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QUOTE(mynewuser @ Jun 8 2014, 06:26 PM) Any comment on the maybank smart retirement xtra plan? better than PRS |
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SUSMNet
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Jun 8 2014, 08:59 PM
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invest in PRS u will have possibilty negative return
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SUSMNet
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Aug 12 2014, 05:56 PM
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QUOTE(David900924 @ Aug 12 2014, 05:37 PM) so lets say I contribute RM100/monthly, i still can get can tax relief of 3000? 100/month 1 year 1200 so u can claim 1200 only |
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SUSMNet
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Jan 31 2015, 06:34 PM
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Let say I already bought CIMB PRS fund
pay rm10 PPA account opening,
then I apply for Manulife PRS fund, so do i need to pay any fee?
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SUSMNet
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Jan 31 2015, 06:51 PM
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QUOTE(T231H @ Jan 31 2015, 06:49 PM)  I think the RM 10 account opening fees is one-off....if I am correct, then when you apply for another fund, then there will be no fees for PPA unless those charged by the FH. unless for the 2nd year....if you top up 2 funds...then 2 x RM 8 annual fees applies. because I read PPA Annual fees --This fee is not payable by you for the year your account is first opened and the year(s) where no contribution has been made. Does it mean that if I have 5 fund from different company every yr i need pay RM8 x 5= RM40 ? |
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SUSMNet
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Jan 31 2015, 09:54 PM
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let say I have bought Manulife PRS,
after 1 year, I want to switch to Kenanga PRS.
So the fee is RM25 only?
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SUSMNet
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Mar 20 2015, 08:08 AM
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QUOTE(David83 @ Mar 19 2015, 09:21 PM) In dilemma now. Haven't buy my this year quota. RM 3000 into CIMB Principal PRS Plus Asia Pacific ex Japan 1 shot buy better |
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SUSMNet
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Mar 29 2015, 02:31 PM
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You can buy AIA PRS if you want to have exposure to international stock market
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SUSMNet
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Apr 16 2015, 08:38 PM
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QUOTE(white cam @ Apr 15 2015, 11:56 AM) Any CIMB and Public bank PRS agent in the forum? Can PM your contact number? I am interested in this plan. Thanks u can use https://www.eunittrust.com.my/ to buy |
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