Nobody trusts government pension fund here, let alone private ones. There's no way to control or somehow affect their work)

cool! thanks bro for helping.
So, I saw LHDN say until 2021 only. only 4 more years to go.

ya, i think that's the way
Any recommend fund? haha

hmm... wel, some middle risk .. doesnt matter ...

What about Kenanga onePRS conservative fund compared to CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C ?

Just registered with Cimb bank,The PRS account can be opened at any CIMB branches provided u have Cimb bank account (for fund transfer).

I can’t find the FMS inside the PRS providers list,is it registered with FMS qualified for the RM1K incentive from Gov?

Hi, I have some questions here. I'm currently studying(RM0 income) , will be grad in another three years. I'm interested with this PRS, shall I start putting my RM1k in?
1) Is it a one off investment? Mean I No need to top up at all until age of 55.
2) If no, when should I top up? Is it monthly, yearly?
3) What is the best PRS scheme so far? CIMB???
4) What is Sub a account and Sub b account? (I thought I only one PRS Account??)
Thank you

may i know where you open your PRS account?
is it there are charges of account opening of RM10.60 & annual fees RM8.48

if online? other than FSM, any other website provide such service?
i read in FSM FAQ, there are charges:

WHAT ARE THE CHARGES TO APPLY FOR PPA ACCOUNT?

A: For first-time PPA account application, there is a PPA account opening fee of RM10.60* which will be deducted from your investment amount.
Subsequently, an annual fee of RM8.48* will be deducted from your investment amount for subsequent investment on the next calendar year. *GST 6% included.

https://www.fundsupermart.com.my/main/faq/1...eme-PRS--8865#5

I have decided invest PRS with CIMB funds.. I saw that they have "do it for me"or "do-it-myself"options.. Which one that you guys choose? If "do-it-myself"option, how do you allocate your contributions? Any suggestions to help me decide?

Thank you

Huh? RM8.48/ year for each fund?
if i have 3 funds, RM8.48 x 3 o...wa....
i thought RM8.48/year for 1 PRS account.

Then better buy only 1 PRS fund, top up RM3k/per year to get the tax relief.

Can I withdraw money from my EPF account to invest in PRS? Since the EPF contribution is likely to be more than RM6k for tax relief, I’m wondering if I can do so to claim for addition 3k for PRS tax relief.

There is only a limited range of UT that is eligible to be purchased using epf. You cant just puchase any UT in the market. So my take is PRS is not in the list of eligible fund.

PRS Is a supplement of epf in retirement fund. Don't think they will allow you to take from one retirement fund to another.

But if that's the case, not eligible for tax exemption for PRS, right?

i hope U dont mind me clarifying here - our buddy.. U ask (A), he answer (B) pulak. maybe not enough coffee kua 

A. If U take out from EPF A/C1 to buy EPF approved mutual fund - NO tax relief.

extra bonus info
B. If U buy PRS - "tax relief" up to MYR3K, NOT "tax exemption".
very different between the two, ask your favourite tax expert

C. There is a way to buy PRS "using" EPF A/C2 but it involves a mortgage

Hope the above clarifies / helps 

the question was "But if that's the case, not eligible for tax exemption for PRS, right?"

Wrong, impratical as u cannot withdraw all ur epf for ut investment.
Depends on the amount u have and age, the withdrawable amount is from 0% to 20% of the total epf.

Question is which PRS fund it’s eligible for EPF investment?

Putting 6k into EPF then divert to PRS to get another 3k tax relief? You think IRB would allow such loophole to exist?

Bro. Not sure if you misunderstand the rm6k tax relief. As long as you contribute to epf, the amount you contributed for the year is eligible for the 6k. You can check the amount you contributed in your EA form. You don't need to do anything.

Which PRS fund is open to EPF investment?

U dump 6k into EPF and the same 6k invest into a PRS fund to get another 3k tax relief? Basically you are trying to get a 9k tax relief with only 6k contribution, not a loophole?

Anyway let me us know if you manage to invest money from EPF into a prs fund. I will gladly switch them over any day.

If it’s a normal UT then there’s is no tax relief given at all.

Q1: I am new to PRS, if I start purchase in year 2017, will I get Tax Relief for the next 10 years (2027) if I fund RM3k/year?
A1:

Q2: Which is the best PRS company now?
A2:

For my case can get roughly how much? I mean rebate of how much money.

Not worth it.. it lock your money until your retirement