anyone got called from Versa about PRS? They offering additional RM50 just to transfer from other providers as well. I tried submitting since I dont really use PM UT anymore. Dont see this shouted out as much..

Versa PRS is actually AHAM PRS right?
How is the performance over the years?

When trying to check some of the PRS funds last night, I noticed PM Prs Growth Fund & PM Prs Islamic Growth also have large overseas exposure, particularly in US tech sector. Performance for 3 and 5 years also not bad. Apart from the high sales charge, what are the downside? If buy from PPA website instead of PMO, still kena the 3% charge?

If that's the case, have to reconsider, every year performance -3%.

If buy from PMO for sure kena 3% charge. I was thinking can buy directly from PPA, since during enrolment we have to choose a PRS fund to buy.
Maybe I should try once, if really get charged 3% then that's it.

yeah, but every year Rm90 just to claim tax rebate.
Seeing from past performance, not reach 20%. but if can get 10% onwards after deducting 3% charge, me happy already.

Btw how much return you get roughly from Principal RetireEasy?