o.. i thought PB mutual fund is doing good then the PRS will be the same too...
These are the PRS u recommend?

Cimb PRS Asia Pacific
AmPRS REITS
KenangaPRS

who is the guarantor for PRS ? it is more like buying mutual fund?

What is the difference between PRS and PRS public mutual?

However, unit price of PM prs funds are lowest. But with 3% charge. Happy choosing.

newbie here , any advice, if buy in one lump sum or every month put in some money?and what fund is the best?thks you

thks..then after check out the historical performance data,..does it means that i buy the highest return fund will be more safer? should i buy in one lump sum rm3k per year or should every month put in some money to buy the fund?first time investment..

Oh...dun have much experience on this..I think every where also can if can have good return..dun have any rough idea..

the dividend distribution before and after does not make any changes to your available value in the fund.
before dividend you have RM10000 in the fund
after dividend you will have RM10000 (approximately) in the fund too

during dividend distribution...you get extra units but the fund price (NAV) would drops to reflect the extra units given to you....

so you think about it...

I recently asked my friend who introduce me a agent who sell this product, she told me the charges is about 5.5%?!

I was thinking to apply PRS youth, so I can get 1k from government also (I invest 1k only, to reduce tax and get incentive). But she told me that the changes is 5.5%, does it worth that value ?

Thank you sifu, you was invest in affin huang? I guess I will invest another 3k once my income raised.

I now invest in ASM also but the fund size was full. So need find other place to invest and reduce tax~

i don understand how income tax works 

https://www.imoney.my/calculator/income-tax-calculator

tried calculating, why does it show 0 

edit: ok i mistaken the income as monthly, i put one year and tried, tax 300+ without prs. if invest prs 3k then it became 152..

Hi can any sifu confirm if the tax relief for PRS is going to increase in the coming years?

I only know the RM3k tax relief is until 2022 only, cant find anywhere stating it will increase after that.

Hi imnotabot,

I just would like to claim tax relief up to Rm3000. how should i go about that?
I saw public bank stated:

Minimum initial contribution for each fund - RM1,000
Minimum additional contribution for each fund - RM100
http://www.publicmutual.com.my/prs/Resources.aspx

is that what u mean is, dump 3k this year, how about next year, do i need to dump another 3k for remaining year to take advantage of tax relief?

Just would like to have basic info before i headover to PBB office.

Thanks in advance bro.

Hi, does anyone know when exactly the extra RM1k by government for those under 30 years will be credited into the account?

Thank you for the info.

May i ask,

is it we cant sell the PRS until 55 years old? (so every year dump 3k like dat?)

only 8 company be approved..

commision also 5%????

buy reits better right?

only is cannot be sell before 55 age.
The Private Retirement Schemes are offered by PRS Providers who are approved by the Securities Commission Malaysia.
The eight (8) available PRS Providers are:
CIMB-Principal Asset Management Berhad
|          603 – 2084 8888
|          603 – 7718 3100
|          -
|          service@cimb-principal.com.my
|          www.cimb-principal.com.my/prs
Public Mutual Berhad
|          603 – 6279 6800
|          603 – 6207 5000
|          603 – 6277 9800
|          customer@publicmutual.com.my
|          www.publicmutual.com.my
RHB Asset Management Sdn. Bhd.
|          603 – 9205 8000
|          1-800-88-3175
|          603 – 9205 8100
|          rhbam@rhbgroup.com
|          www.rhbgroup.com
AmFunds Management Berhad
|          603-2036 1800 / 603 – 2032 2888
|          -
|          603–2031 5210
|          aminvestprs@aminvest.com
|          www.aminvest.com
Affin Hwang Asset Management Berhad
|          603 – 2116 6000
|          1-800-222-777 (PRS)
|          603 – 2116 6100
|          customercare@affinhwangam.com
|          www.affinhwangam.com

是的。是AFFIN BANK集团的公司。前5家公司是大马5家银行集团的公司！！！

 
AIA Pension and Asset Management Sdn. Bhd.
|          -
|          1300 22 7771
|          603 – 2056 3692
|          MY.APAM_HELPDESK@aia.com
|          www.aia-prs.com.my
Manulife Asset Management Services Berhad
|          603-2719 9228
|          1300 13 2323
|          603-2092 1025
|          PRSinfo_MY@manulife.com
|          www.manulife.com.my
Kenanga Investors Berhad（原本是ING FUNDS的，应该是被AIA收购了，政府把这个空位给了KENANGA！！2012的名单是没有KENANGA的！）

|          1-300-88-1PRS (1777)
|          -
|          603-2172 3133
|          OnePRS@kenanga.com.my
|          www.kenangainvestors.com.my
6483 KENANGA 肯納格投行
Kenanga Investment Bank Berhad

5家大马银行集团的公司

CIMB-Principal
Public Mutual
RHB AM
AmInvest
Affin Hwang AM
2家外国公司，1家大马金融公司。
AIA
Kenanga Investors
Manulife AM

yearly fees?never heard of that.is it management fees?

Let say if I bought Affin Hwang PRS Fund from FSM. Do we need to send the form to PRS provider (Affin Hwang) ourselves or to FSM?

any info stating this anywhere?