If i already got PPA account, can direct invest PRS through FSM, or still need fill in particular & provide IC ?

If you buy from a new PRS provider that is not in your PRS portfolio (in PPA database), you still need to fill in the forms.

Not sure if that is also applicable for the e-forms for that 3 particular PRS providers.

This post has been edited by GrumpyNooby: Nov 27 2020, 03:10 PM

Previously invest in Public Mutual PRS, since i had register account with FSM, so want to try different PRS.

just buy through FSM and fill ur PPA number......if got problem....FSM will contact u......but dont buy last minute.....

Is it too late to invest now to get the tax relief for this year?

Considering Principal PRS Plus Moderate - Class C

Now only end of November, still not too late... If middle dec, may b

Thanks for the link -- I'm trying to understand all these PRS funds so I put them into a sheet for filtering/sorting:
https://docs.google.com/spreadsheets/d/1hLn...dit?usp=sharing

It.. hasn't been very helpful haha. But what I can see is,
- RHB mostly in the negatives lol
- Manulife and AIA look pretty dull

What do these mean? Correct me if I'm wrong...
Sales charge
E.g. You put RM3k, 1% = RM30 gone as commission, so only 2970 is used to buy the units

Management fee
Every year, 1% is taken away from your account to maintain it?

Conservative/Moderate/Growth
Risk index, from lowest to highest?

Core vs Non-Core?

Thanks in advance!

Others oledi explain.
If buy from FSM, 0% sales charge. Only pay for account opening fee

Hi, first time buy PRS using FSM, what is the campaign code to fill in?

last time campaign code is during FSM held the event n u attend it, u will be given a code....now i not sure anymore

hi any good PRS fund to recommend?

what is the risk level you are considering?...Conservative, Moderate or Aggressive?

hi there, I am looking at moderate to conservative level..since this is PRS will be for long terms and mainly just for tax relief purpose...

try to consider this as per below (from FSM thread)

i will suggest u this:

1. Affin Hwang PRS Growth Fund (if wanna return high a bit)
2. Affin Hwang PRS Moderate Fund (my favor n consistent)
3. Principal PRS Plus Moderate - Class C

others not recommend for u if u want conservative / moderate

This post has been edited by ironman16: Nov 30 2020, 03:36 PM

thanks ironman...will check out these

may b can wait others input......different ppl different view .....

not sure if mutual side is slow or what but I realize it takes around 10 days (biz + non biz days) for investment to be reflected on mutual portal for any top up done via PPA website.

for long term which would be better between
Affin Hwang PRS Growth with moderate Fund ?

moderate has lower management fees by 0.3 compare to growth
Would that make moderate be "better" if i want to go long term?
appreciate any thoughts or feedback