Did you notice about this new function of PPA?

Top up available, while there are admin charge per transaction. RM0.53.

Will you utilize this function or back to your agent to top up?




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No. Will buy using FSM or eUT FPX. Free of charge. Why pay RM0.53 when you can pay RM0?

some mentioned that top up on other platforms are zero cost instead of RM 0.53
yes, compared with agent...RM0.53 is alot better but some FH agent are charging 0%SC too

i may do the same too.... FSM.....

would like to know if Public Mutual they charge 5% on this PRS fund too? (just for my extra knowledge)

Don't know. But I avoid public mutual like a plague as their funds are usually not performing.

heard before that, PRS funds are capped max to 3%SC

I think to answer that, it's more like where do you want to consolidate all your investments. If you top up via PPA directly, I dont think it will be reflected in EUT or FSM's holding.

If you only have PRS as the only investment, that it makes sense to top up via PPA, and you can see all your holding in 1 page. But if you have most of your investment with EUT or FSM, then it makes sense to top up with them, so that you can see the other investments there. It's all about consolidation.

hmn, then another question. will the RM1k incentive reflect in FSM account? (i yet receive the incentive) just curious。。

If you purchased through FSM, then Yea. It will be reflected there. If im not mistaken, the incentive pay out period is April and Oct of every year.

Me too, still have yet to receive the incentive. I bought in july last year too.

This post has been edited by Grevade: Apr 27 2018, 10:41 PM

Me too. Still nothing received

Wait until next week early May then will give a call to PPA and check out what happen.. i bought at end of 2016.

has your youth incentives units in your accounts by May 2017 already?

I have not gotten mine too. Registered on april last year. Government no money is it??

Omg! What a typo! Early morning wake up and reply.. should be Dec 2017..77777

I'm interested in the youth incentives that government will give 1k if we put 1k in this PRS, so I would like to know which providers can provide better services or better product. Currently am considering cimb principal, any advice?

You guys realised that's a RM165M allocation right? Which is = 165k people only can get it.

Anyway, you should email PPA and ask them about it.

Never buy a PRS based in better services. Buy a PRS that
1) suit your risk
2) able to grow your money >= EPF. If < EPF, then just dump it into EPF or amanah saham fixed priced fund.

What?? I didn't know that.

Seriously i never acknowledge about this.

btw i found this: "Payment is made bi-annually after PPA submits their report, which is usually at the end of June and December."
Source: http://<referral link removed>/my/lifestyle/rm1000-incent...tirement-scheme

not April but June?

can it be read as PPA submit the reports at end of June and December,??........thus April and Oct for it takes about 4 months to process??