jgn fikir panjang, straight to the point
try consider this one >>> Principal PRS Plus Asia Pac Ex Jpn Eq A

but i suggest only, decision with u

😅
Sudah post nama keluar oledi, can't get it?

I think buy through PPA or FSM all the same,
But better accumulate one shot if wanna buy through PPA, bcoz I think got transaction fee rm1( forgot mana tengok liao)
😁

buy both if got bullet....

u tengok Stashaway msia or singapore ?

i think cant do it without been penalty.
the latest one oledi pass last year.

PRS Pre-Retirement Withdrawals that are Exempted from Tax Penalty (due to covid)
30 April until 31 December 2020.
https://www.ppa.my/wp-content/uploads/2020/...Tax-Penalty.pdf

thats why invest with ur spare money n dun invest with emergency fund, especially PRS/EPF

nothing to do with the fund he select bcoz he mention that he need money
if loose money/wanna lock profit ok la.....can do some exercise....

This post has been edited by ironman16: Apr 28 2021, 04:03 PM

lucky u share, i oso didnt realize got this info others than covid......hope can help him....

U mean prs account opening?

long time ago oledi, but after u buy the PRS, the agent (i buy with FSM) will settle all.....i think only 1 or 2 week.....forgot oledi.....try ask ur agent if u need the number urgently.....normally the account is PPA<your IC>

This post has been edited by ironman16: May 1 2021, 09:06 PM

I open early n top a bit, I dca monthly or wait dip

i will monthly 250, if that month got dip , i top again.
Continue until 3k, then tutup kedai tunggu next year liao......

if u too biz n no time to monitor , just dca monthly 250.....

i got time, so i dca 100-200 monthly, and i wait opportunity.
if dip come, i top again, and so on.....until quota 3k.....i stop.....
u said correction come pun i x tengok liao.....wait next year aje.....

better i go tengok benda lain

just like above Ram said.

this year i go with Affin Growth

if u young enough, why dun try principal PRS Asia Pac Dynamic equity....

FSM give u 0% sales charge😁

Ur PPA number is PPA<IC>
Not difficult to guess 😂

Confirm n nv miss 😝

not need transfer la.....log in PPA account oso can see.....same oso.....

just the middle man diff.....just like u buy with FSM, u oso buy with eunittrust, u oso buy with cimb clicks.....still ur UT

lock up like EPF, early with penalty 8%

but depend on situation n purpose
can click link below to find out

https://www.ppa.my/prs-and-you/prs-faq/#:~:...hdrawn%20amount.

last time the fund house will send me the yearly statement for income tax purpose....

but last year i didnt receive it.....

u just give them ur PPA number n ask them send u statement?

This post has been edited by ironman16: May 16 2021, 12:32 PM