QUOTE(DJFoo000 @ Jan 21 2021, 11:40 PM)
Hey guys, I recall there was a post consolidating the info on PRS annual investment through FSM (for purposes of 3k tax deduction), something along the lines of:
Year 1: Invest in PRS Provider 1
Year 2: Invest in any other PRS Provider aside from PRS Provider 1
Year 3: Invest in PRS Provider 1 but different fund
Doing this to avoid investing in same PRS Provider two years in a row due to annual fees applied on the 2nd consecutive year of investment.
Did I recall wrongly that this is something that is recommended to be done? Or was I thinking of something else entirely? I can't find back that post, would appreciate if someone can point me to the right post (if it exists).
My method 😂😂😂
But somebody oso mention, if the prs fund didn't perform well, buat apa u purchase just purposely to save rm8.
Mana tahu yg u purchase n bg rm8 itu yearly kasi u 10% profit which can cover the rm8.
Rm8 just around 0.2% in ur 3k investment. 😁😁😁
Decision up to u.
Different ppl different approach.
This post has been edited by ironman16: Jan 22 2021, 06:23 AM