if buy from FSM, in case anything happen to the owner, how the beneficiary (pewaris) redeem it?
Private Retirement Fund, What the hell is that??
Private Retirement Fund, What the hell is that??
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Apr 13 2017, 09:48 AM
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Junior Member
11 posts Joined: Nov 2015 |
if buy from FSM, in case anything happen to the owner, how the beneficiary (pewaris) redeem it?
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Apr 13 2017, 09:57 AM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(alex802 @ Apr 13 2017, 09:48 AM) Tis type of thing...may i suggest you don't seek confirmation in forums or thru phone....bcos maybe not updated, not so reliable, no records....why not email to FSM....if n when they response...keep that as a records |
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Apr 13 2017, 11:33 AM
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Senior Member
4,081 posts Joined: Aug 2005 |
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Apr 13 2017, 12:16 PM
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Senior Member
4,436 posts Joined: Oct 2008 |
QUOTE(T231H @ Apr 13 2017, 09:57 AM) Tis type of thing...may i suggest you don't seek confirmation in forums or thru phone....bcos maybe not updated, not so reliable, no records....why not email to FSM....if n when they response...keep that as a records For PRS and KWSP-MIS, you buy under your own name, not as a nominee account. Xuzen |
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Apr 17 2017, 10:18 PM
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Junior Member
113 posts Joined: Dec 2010 |
Anyone know what is the sales charge %/ amount if open PRS account via public mutual online.
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Apr 17 2017, 10:28 PM
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All Stars
14,961 posts Joined: Mar 2015 |
QUOTE(piausuk @ Apr 17 2017, 10:18 PM) 3%?....read this to confirm? http://www.publicmutual.com.my/LinkClick.a...0s%3D&tabid=496 |
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Apr 17 2017, 10:42 PM
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Junior Member
15 posts Joined: Mar 2017 |
QUOTE(piausuk @ Apr 17 2017, 10:18 PM) If I am not mistaken, self contribution via Public Mutual Online is 0% sales charge, but there will be an account opening fee of RM10.60 (Inclusive of 6% GST) for one time only. |
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Apr 17 2017, 10:42 PM
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Junior Member
113 posts Joined: Dec 2010 |
QUOTE(MUM @ Apr 17 2017, 10:28 PM) Thanks, i can see a lot of fee need to pay per year. According to this 3%, means if we invest 1K, public mutual only receive RM 970, will it consider 1K and still entitle the 1K incentive? As i know, we can open PRS account via publicmutualonline and payment via FPX. |
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Apr 17 2017, 10:43 PM
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Junior Member
769 posts Joined: Jul 2008 From: PJ~Damansara Utama |
happen to sign am prs with prs agent, no any fee but just the rm10.6 for open account with gst..
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Apr 17 2017, 10:46 PM
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All Stars
14,961 posts Joined: Mar 2015 |
QUOTE(piausuk @ Apr 17 2017, 10:42 PM) Thanks, i can see a lot of fee need to pay per year. 970 is the nett....According to this 3%, means if we invest 1K, public mutual only receive RM 970, will it consider 1K and still entitle the 1K incentive? As i know, we can open PRS account via publicmutualonline and payment via FPX. stated gross contribution...... http://www.publicmutual.com.my/prs/PRSYouth.aspx |
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Apr 18 2017, 10:40 AM
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Junior Member
11 posts Joined: Nov 2015 |
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Apr 19 2017, 12:05 AM
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Junior Member
769 posts Joined: Jul 2008 From: PJ~Damansara Utama |
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Apr 19 2017, 01:52 PM
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Senior Member
1,112 posts Joined: Oct 2006 |
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May 3 2017, 12:43 PM
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Junior Member
131 posts Joined: Oct 2011 |
I'm still new and not so smart. Can anyone recommend me which provider should i go? since i'm not really understand much about PRS, but i do interested in getting 1k fund from gov.
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May 3 2017, 01:28 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(vampire_empirez @ May 3 2017, 12:43 PM) I'm still new and not so smart. Can anyone recommend me which provider should i go? since i'm not really understand much about PRS, but i do interested in getting 1k fund from gov. since you are frank.....may i suggest you read up on some PRS articles including the T&C on the RM1000 ...before you decide which/what to invest.....examples.... https://www.fundsupermart.com.my/main/faq/1...cheme-PRS--8865 http://www.kenangainvestors.com.my/KIB/KIB...OnePRShome.aspx http://www.cimb-principal.com.my/prs/ more on google. |
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May 12 2017, 01:02 PM
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Junior Member
52 posts Joined: Jul 2010 |
Hi can any sifu confirm if the tax relief for PRS is going to increase in the coming years?
I only know the RM3k tax relief is until 2022 only, cant find anywhere stating it will increase after that. |
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May 12 2017, 01:07 PM
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All Stars
24,429 posts Joined: Feb 2011 |
QUOTE(yayai @ May 12 2017, 01:02 PM) Hi can any sifu confirm if the tax relief for PRS is going to increase in the coming years? Actually it's until 2021. After that it's up to govt want to extend or terminate it totally. I am guessing they will terminste it. A tax relief given = less tax earned. I only know the RM3k tax relief is until 2022 only, cant find anywhere stating it will increase after that. |
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Jun 15 2017, 12:30 PM
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Junior Member
347 posts Joined: Dec 2008 |
hi guys, want to ask, I plan to join PRS thru public mutual, every month must transfer money to PRS or can skip this month put RM100, next month RM50 or 0?
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Jun 15 2017, 12:42 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
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Jun 15 2017, 05:51 PM
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Senior Member
2,866 posts Joined: Sep 2008 From: Wangsa Maju, KL |
QUOTE(alifhezrey93 @ Jun 15 2017, 12:30 PM) hi guys, want to ask, I plan to join PRS thru public mutual, you can do a one off (just open an account with minimum of RM1k) and leave it there also can. after that it is your choice to put in when you want to. there is no fix commitment to it. but if you will like to secure retirement fund (something extra from EPF), you can choose to also auto debit into that PRS account every month.every month must transfer money to PRS or can skip this month put RM100, next month RM50 or 0? not necessary |
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