Hi guys, newbie here have a noob question

Want to ask all master and sifu, will the distribution taken into consideration while choosing a fund?

TQ!

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in short...distribution is "Left pocket money goes into right pocket" (abit of cents are dropped in that process)(govt taxes, extra cost incurred due to distribution & other extra operational expenses)

so TS, what do you think about this?..."will the distribution taken into consideration while choosing a fund?"

do you think the analogy of buying and renting a house is correct?

if still want to use that analogy,...just add this to it, ...all the rental collected will be used to pay for the repairs, lawyer/agent fees, etc, etc.....Left pocket money goes into right pocket...

Prs is UT but unlike normal UT, this one need to hold until retirement.  PRS public mutual means the PRS is sold by public mutual lo. Avoid all public mutual funds.

i think a wiser investor would pump money right after unjustified knee jerk reaction sell off to get the most of averaging....

NAV would go side-way or stayed down too in future... 

Most of us have a combo of Option 1 & Option 2 or perhaps more than that including other kinds of financial investment instruments.

But majority of us go for Option 1 with min required investment capital/amount solely for tax relief purpose.

Amprs...ambank