Firstly, go to Fundsupermart to do the Risk Profiling Questionnaire and find out what type of investor are you (Conservative, Moderate or Aggressive). Click HERE to find out.

After you found out your risk profile, then you can choose any suitable categories of PRS funds that are based on your risk profile. But of course it's still your choice to choose the higher risk fund. PM me if you want to have the PRS funds performance summary which serve as a guide and references for you in choosing a suitable fund. Thank you!

Great, thanks MUM for the humble sharing

If I am not mistaken, self contribution via Public Mutual Online is 0% sales charge, but there will be an account opening fee of RM10.60 (Inclusive of 6% GST) for one time only.