Is PRS contribution still tax deductible this year?

If 2020 onwards not tax deductible, is it worth it to go in now? Cos I might have to wait after 55 to withdraw them.

I ever buy affin prs moderate bcoz follow recommendations xuzen.

Then, i buy principal prs asia pac dyna

This year i buy am REIT prs (hope I'm not regret, now low buy, hope it up when i reach 60. I i didn't buy REIT in my portfolio)
Every year buy new one
🤭🤭🤭🤭🤭

hi guys, for the PRS. Is it buy in and wait for it price raise or distribution dividend?

Or u guys will sell and switch of other fund to earn the different?

Let say one of the PRS fund the current NAV is 0.3, 10 years later still the same or just raise to 0.4.

May I know how people earn from this kind of fund? Is it invest in PRS now and just get the money back when retirement, no need keep sell/switch fund?

Invest 3000 now, 30 years later will get how much?
Sorry im newbie to PRS.

earn from tax relief. anything else is bonus.

i think, AMPRS - ASIA PACIFIC REITS - CLASS D, you can get directly from FSM

i think, Reits funds had not been performing compared to other class since the beginning of this year or 3rd quarter of last year....

Considered good ka?  Was thinking to top up now via PPA Online .. is this a good time to top up for Affin Hwang?

If I am to top up, I will do it via FSM, RM40 touch N go will be given.

yaya, we get it you made the right call to buy during March.

Now, go play somewhere else and let other people enjoy this campaign, okay?

Well. For march selldown, I can agak its time to in. But what i cant agak is economy and job security, hence didnt want to put 3k into fridge.

On hindsight, of course should have in. Since my work is still not impacted

As of now, I see the Manulife's PRS APAC Reit is losing 10% YTD, is this promo good enough?

Guys, am I looking at the right fund?
https://www.fundsupermart.com.my/fsmone/fun...-Equity-Class-C

i-Saraan is purely under EPF jurisdiction.
PRS is under PPA & PRS provider jurisdiction.

Both are aiming to enlarge your retirement basket.

Manulife PRS - Growth Fund

Try this: Principal PRS Plus Asia Pacific Ex Japan Equity - Class C
Highly recommended by a Singaporean.

Any recommendation of good performing PRS?

why principal asia pacific PRS and not the ex japan equity one?

looking to throw RM 3k for tax relief before end of nov for investment till retirement, wonder which funds should I get

Yeah the ex japan equity fund form Principal.

May I know where do I find the comprehensive list for the eligible funds? I'm basing the selection off the PPA website:
https://www.ppa.my/prs-providers/list-of-scheme-funds/

you have robo investment and not PRS?

Which robo advisor has PRS funds?

Or worse some funds have double layered management fees

I thought feeder funds don't have double layered management fee (MER). 

Singapore SRS actually has StashAway in it, very nice. But I guess the PRS and i-Invest are setup to benefit local banks and fund managers.

Do you mean the PPA Annual Fee RM 8?
My understanding is the RM 8 was waived during the first year you invest PRS (opened a PPA account).
And you won't be charged RM 8 if you do not contribute a single cent to your existing PRS funds of different Providers.

Scenario 1: You're buying a new fund every year. You're not opening new account (Only one PPA account per person based on IC).
So, Buying a new fund after the first year, will still charge RM 8, right?

Scenario 2: You're buying and topup-ing 3 different funds from 2 different Providers.
You will be charged RM 8 x 2 = RM 16, right?

Scenario 3: You're buying and topup-ing 3 different funds from 3 different Providers.
You will be charged RM 8 x 3 = RM 24, right?

So, we should concentrate on one PRS provider per calendar year to avoid multiple PPA annual fee, regardless it is a topup or new fund.

Anyone can clarify this?

PS: FPX Fee RM 0.50 will be charged for each transaction via PRS Online. If you topup RM 100 for 30 times separately, you would have been charged RM 15 (0.5 x 30). So, better lump sum top-up RM 3000.50 in single transaction (RM 3000 will go to your fund and RM 0.50 is the FPX fee).

That's not the point. Somebody thought they don't need to pay RM 8 by buying a new fund every year, when topup require RM 8.
My understanding is that we need to pay RM 8 as long as we make contribution after the first year (and per provider), whether it is a new fund or topup.
Sure, we don't want to be penny wise, pound foolish.

Personally, I won't put more than RM 3k into PRS funds in a year.
Find a long term stable fund, just to maximise the PRS tax relief quota.
If not for tax relief, I would totally avoid PRS funds.

RM 3k is a small amount, quite a waste to split into 2 or more PRS funds in a year, with each RM 8 extra charges.

After that, to generate return, better find somewhere with higher return and lower fee. 

Just my 2cents.