AIA suxs!

PM PRS suxs!

Agree with PM PRS sucks.   First year bought it.   After that cabut kuat kuat.

How about AIA? My agent told me they (AIA) just got the approval to sell PRS recently.

My normal insurance investment link funds perform quite well. Not sure how is their PRS funds.

Abang,What is your basis to say PRS is safer than conventional unit trust? Even if you say the typical fund componsition are make up of both equity and bonds, it's of the same risk levels as balanced funds. Besides, as other forummer rightly pointed out, there are 100% EQ funds fed into another high risk equity fund as well

While your explanation of benefit of unit trust is that you can buy into a large pool of diversified asset is correct, a more balanced view would b, it does come with the price of management fee, and lack of control from the investor's perspective. So it's good for those who wants a hands off, no eye see approach, not so good for those who want complete control and most cost effective method

Again, I have to disagree on the same level 4 risk in PRS not as risky as unit trust level 4. I'm guessing you are talking about public mutual risk ratings, which I'm not familiar with. But I would be really skeptical if Public Mutual put in risk ratings that are not comparable across similar products. If they do that, then what's the point of having risk ratings in the first place.
But disclaimer is, I've not read their methodology of assigning risk ratings. If you want to talk about FSM risk ratings, I'd be more than happy to do so.

I dunno whether this has been asked before, i know that we cannot withdraw but can the funds be transferred to different PRS fund ? Or do you have to stick with the fund until you retire

How about AIA? My agent told me they (AIA) just got the approval to sell PRS recently.

My normal insurance investment link funds perform quite well. Not sure how is their PRS funds.

read this?
http://www.ppa.my/prs/about-prs/prs-scheme-features/

How about AIA? My agent told me they (AIA) just got the approval to sell PRS recently.

My normal insurance investment link funds perform quite well. Not sure how is their PRS funds.

AIA funds in the past 3 years for PRS doing pretty well for the growth, moderate and conservative fund

Just get it for the income tax deduction

How about AIA? My agent told me they (AIA) just got the approval to sell PRS recently.

My normal insurance investment link funds perform quite well. Not sure how is their PRS funds.

See avatar also you have a biased post even others in here are not satisfied with its performance.
If you want to defend, you should share some data.

if you are referring to their fund's performance, you can it from

http://www.ppa.my/providers/funds-informat...nd-performance/

http://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm

Am I defending a point here or am I even drawing any conclusion?

I'm merely just making a statement.  Get your facts right

I do not even know what kind of expectation others have for our fund. Nor did I engage them to find out what kind of % return are they looking for. Some people get 7% and still say it sucks. Even if 15% some still say sucks.

And before you start accusation just because I'm affiliated with a company. I am not even selling anything in here in the first place and how can that be even biased?

Please la if you are pissed and you want to start an argument, make sure you ask it in a nice way rather than poking in words like see your avatar, biased. Coming from an Elite tag is unacceptable.

As for whatever facts you want to read, all these info are available publicly in the Internet. It's not that hard to just Google up AIA PRS fund. And for now I do not have the time to entertain on proving whatsoever that AIA is better because that's not what I came here in the first place.

Thanks

if you are referring to their fund's performance, you can it from

http://www.ppa.my/providers/funds-informat...nd-performance/

http://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm

Your statement "3 years for PRS doing pretty well for the growth, moderate and conservative fund".

Based on what? Figures you plucked from the Heaven.

That statement is definitely an indirect marketing.

Thanks for the useful link. Looks like AIA in 6 months return so far is in the top 5

Thanks for the useful link. Looks like AIA in 6 months return so far is in the top 5

Thanks for the useful link. Looks like AIA in 6 months return so far is in the top 5

Are you sure 6 month performance alone is enough to evaluate a fund? 

PRS is a long term commitment and switching around will cost you.

So, it is prudent to understand the fund and where it invest before justifying its 3 year performance (roughly a time frame for a fund to reach its mature stage) and decide whether the fund is good compare to it's peers