If it is not urgent, why don't you wait till treats fair next year? TVs can only get cheaper

Treats fair is normally held during September right? If it's that, it'll be too long..

anyone have experience in upgrading from gold to plats? will the anniversary date remain the same or reset? dont wanna pay gst again hehe

once u upgrade consider getting a new card already. U still need to pay for GST

past few years it is in July...

any of you guys get letter from your issuer tat they(the banks) will implement the 2 Cc per issuer and you are allow to only hold a total of 4 cards combined from 2 issuer?

it seems tat the Gov is implementing this move soon , and Amex will stand to gain the most from wat it is offering to its users now

I was under the impression it is 2 banks/issuer. No limit to cards.

Maybank stands to gain more since they made the M2 Cards attractive to mass market.

want to ask something here.
is there any big difference if apply at the different bank branch?
i mean in terms of 'aftersale' service, follow up, etc..
can other branch also answer and check anything regarding my credit card account, apart from the branch which registered the CC.

They'll divert you to the MBB Card Center CS.

usually CC Cs are good guys unlike Telco Cs

i really like CC Cs as they are very helpful

let me get it straighforward.
i have a fren work with bank. but i planning to apply at the 1-hour place, since want to get it soonest possible. will my fren be able to check my account later ( i prefer to ask him anything regarding my cc account later, some sort like consultant eh) even i didnt apply it at his branch?
about CS, i once called them . its like they know little, compared to the processing people/ those who works in bank.

This is conjecture on my part but I believe only Credit Card call centre + Maybankard centre staff can access detailed stuff about credit cards. Branch level can view maybe what cards you have etc. Your friend will also not get commission.

thx for the reply.
about the maybank centre, did u mean the Menara Maybank, or that particular centre the place where we register the CC.
Let say i want to go to bank (not phone-ing) to ask something/get clarification regarding my CC account, do i need to go to the place where i register only, or any bank can?

i have been using this card for only 2 months.. but in my latest statement it states "Retail Interest Rate = 8.88%"... does that mean i already enjoy the 8.88% interest rate?

Yes. Only applicable for first year.

so it works that way? i thought the 1st year is 17.5%... and 8.88% only after 12 months of good payment record, no?

Promotional rate.

The 2nd rate will be reset.

the rate will be reseted to?

Not clearly mentioned in the T&C:

http://www.maybank2u.com.my/WebBank/TnC_190811.pdf

I guess maybe it'll be the CC feature of 8.88% interest rate as long as you could maintain clean sheet of Prompt Repayment of 12/12 month

Tomorrow there's DKSH warehouse sale, did anybody go before? I'm wondering if we can pay AMEX there?