guess maybe ur income slightly less than tht 30k mark, eventho is just short a little.

autodebit means auto charge for everymonth?

No prior loan history could pose a problem for new credit card applicant too sometimes.


Yes.

my Amex credit limit is rmxx,xxx.00 and MB2C Master is also the same figure as Amex, is it combine or individual?

it's combine =)

nowonder the figures is the same,

thanks bro



btw, if i wan to apply a supp card for my wife, will her Tp goes into mine or her individual ac?

thanks

From the e-statement, all the treat points will be accumulated under your account.

Also, when you are applying for supp card,
you need to pay RM25 GST for the master card, and another RM25 GST for the amex.

Anybody know if other Rozel outlets except Selayang branch accept AMEX??

i can use the TP to offset all 4 cards GST rite? so no problems as we will hav much TP as we intends only use this and ditch our other cards as currently she is using supp cards from my principal ac's too

Principal + 1 supplementary for MBB2, you need to pay only 3 credit card tax. And bear in mind that the 5% weekend rebate limit is shared between the principal and supplementary card holder. And yes, you can use the TP to redeem the credit card tax.

if she is eligle as principal, just apply as principal
principal = RM50 GST
supp = RM25 x 2 GST

but the treat points cannot be combined then?

Nope

TP not combined for principal and supp? Double standard! The RM50 cashback is combined

just received sms that i got approved...can't wait to get those cards

TP is combined for principal and supp
miles is replying in the case of 2 principals

got it, thanks!

both ways you are paying rm50 in her case rite? ( she is eligible ~ her income is higher than mine )

but if supp. we can combine the TP as one ac to hav more choice during redemption rite?

thanks

better apply as a new applicant. rm50 + rm50 cashback better than your TP

MBB TP are evergreen

agree, the cash back better than TP, with 2 principal cards, can earn up to RM100/month cash back.

This post has been edited by Gen-X: Nov 18 2011, 08:37 AM

thanks for the advice, i should ask her to apply a fresh card than supp mine

btw, regarding the maximum rm50/mth cashback, how it actually works? only on weekends? we seldom shop on weekends to avoid the queue at pymt counters and traffic jams/searching for carparks