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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard
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digilife
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Nov 8 2011, 01:41 PM
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I just found this wonderful thread tat can sav cost on CC purchase. I hav a rm2500 purchase which i wan to use my card to pay, which card offer the best rebates and this purchase/payment can only be done from Mon~Fri, so Maybank Amex is out of the question although i hav this 2card combo. i hav SCB Plat.,Citi Cashback Plat.,HL Plat.,Hsbc Gold, and MBF Plat. Thanks
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digilife
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Nov 8 2011, 04:10 PM
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QUOTE(ronnie @ Nov 8 2011, 03:51 PM) Using Maybankard 2 AMEX will get 5x TreatsPoints = 12,500 TP  on weekdays also get? Amex or Visa ?
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digilife
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Nov 8 2011, 04:40 PM
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QUOTE(erry- @ Nov 8 2011, 04:22 PM) YES and YES. amex have epp at selected merchants only notworthy.gif 12,500 tp can redeem about rm60-70 voucher (combined) ~ Added on November 8, 2011, 4:30 pmamex 5x tp is everyday. 12,500 tp can redeem about rm60-70 voucher (combined) ~
use this can get 5X TP rite? but this card hav to settle by full(100%) come settlement date, rite?
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digilife
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Nov 8 2011, 06:12 PM
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QUOTE(MilesAndMore @ Nov 8 2011, 04:48 PM) Because you need to enter the 4-digit printed on the front of your card. That is the CVV number for all AMEX cards. Yes. No. You don't. This is just a regular AMEX credit card, not a charge card. You must pay the minimum stated in your statement, more than the minimum stated or in full before the due date every month. so this Amex is different from the American Express card? Amex can pay the mininum 5% or rm50 which ever is higher and the AE is a full payment charge card? why do ppl still wan the AE where u can just pay the minimum 5% on the Amex?
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digilife
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Nov 8 2011, 06:47 PM
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QUOTE(MilesAndMore @ Nov 8 2011, 06:28 PM) Both are American Express Cards. Just that one is a credit card and another one is a charge card. It's a matter of personal preferences. And even though we can pay just the 5% minimum for the AMEX credit card, the majority of us settle in full before the due date every month to avoid any financial charges from the bank. Use your card wisely. actually i seldom use this MB 2card combo of Amex and the Visa, i got these both cards was because i own another MB card and some marketing guys call me to ask me to take these 2 cards which promised free annual fee waiver. i usually would settle my cards on 100% usage so as not to let the banks charge me exhorbitant interest of 13~18% per annum. however if they call up and offer me interest free Cash Advance, i would entertain them cause i will use those Cash Advance to be converted into short term Time Deposit to earn extra cash  and settle the full amt once the CA term matures............
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digilife
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Nov 9 2011, 08:48 PM
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talking abt Cashback, this is also good
Citibank Cashback Platinum
google and see the benefits
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digilife
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Nov 9 2011, 09:07 PM
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but Amex is only sky at rm50/mth and Citibank is not limited rite?
the other cards i dun hav as i only MB2 card and Citi Cashback Platinum
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digilife
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Nov 10 2011, 05:12 AM
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QUOTE(Gen-X @ Nov 9 2011, 09:56 PM) Yah, besides petrol, Citi Plat CB can't beat MBB 2 AMEX. Actually, UOB One Card better than Citi CB since UOB One Card credit the CB monthly vs. Citi block of RM50. Just to add, MBB 5X TP for all transactions versus Citi Cash Back of 0.3% for general transactions. With Citi CB 0.3%, need to spend RM16,666.67 just to earn RM50  So i should transfer out all my Auto Debit ac from Citi CB tomolo and pledge them to Amex ? btw, Auto Debit on utility bills also entitle to 5X points rite? And is Amex widely accepted like Visa/Mastercard? as i only used my Amex on pumps  to test how good is the card. I actually wanted the "original" American Express CC which i idolise during my school days in the eighties (yes,i am an oldcok now) I now hav most cards except RHB( hate this, terminated even my platinum) ,OUB, Diners and CIMB.  my King of all cards
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digilife
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Nov 11 2011, 05:17 PM
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so lets use Amex to pump petrol on every Sat and Sun then how do we knoe the merchant accept Amex card? thanks
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digilife
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Nov 11 2011, 05:32 PM
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QUOTE(zenquix @ Nov 11 2011, 05:20 PM) look for the Amex sticker? this one
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digilife
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Nov 11 2011, 06:21 PM
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QUOTE(MilesAndMore @ Nov 11 2011, 06:10 PM) You can refer to this thread > Places to use your AMEX v1.1Yes. However, do note that some shops do not display this sticker or sign even if they do accept AMEX. For instance, all the Starbucks outlets in my place do not have this sticker or sign anywhere outside or inside the shop. The best is to ask the cashier. If the cashier says no, then just give him/her your VISA or MasterCard then  arigatou gozaimasu
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digilife
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Nov 12 2011, 09:19 AM
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QUOTE(tifosi @ Nov 12 2011, 02:19 AM) Yup. Jusco card gives 10% discount. That day when I paid, I give the cashier 4 cards to swipe just for a drink. J Card - 10% discount Genting Card - Cant remember 2X or 3X World Points BCard - Berjaya's Loyalty Card. Not mine. Don't bother since I am against Vincent Tan except Starbucks. Amex - 5% + 2.5% discount. ++ you must be carrying a crate of cards with you as for me, i only carry 1 btw, any of you guys here use CPP service, every card user must have http://www.cppasia.com.my/eng/index.htmits good, you can register your cards,your spouse and 2 other members of your family/frens, if u happen to misplace/lose any of your card/s just one call, you are safe locally or international This post has been edited by digilife: Nov 12 2011, 09:20 AM
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digilife
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Nov 12 2011, 02:42 PM
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QUOTE(Thinker* @ Nov 12 2011, 11:46 AM) having some balls to push for AMEX does help to a certain extend too. Like there was once I serviced my Proton car at a Proton center. I gave AMEX first then she say cannot. Then I say "u cuba dulu lah, kalau tak boleh, i kasi kad lain". Luckily it worked. hehe...syok wor. that time my service not cheap..hehe... once again, must be thick face.  Good Take next time i will carry my Amex and another card, during pymt time, just flash out the Amex and ask the cashier to swipe/get authorisation even if he/she resist, if failed then only use the other CC btw, Amex dun hav the Wave function huh? its verv convenient wei....... my Visa's always get thr at Car4
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digilife
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Nov 13 2011, 07:11 PM
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it seems tat this MB2Card is the "best" CC in the market now......
any issuer or CC better than this?
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digilife
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Nov 16 2011, 04:09 PM
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mon~fri better to use Amex rite? the other is for Sat/Sun rite? btw, just used my Amex in Car4 and Shell
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digilife
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Nov 16 2011, 04:42 PM
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QUOTE(fruitie @ Nov 16 2011, 04:29 PM)  Sat/Sun must use AmEx to get 5%. Mon-Fri, if can also use for 5xTP.  Of course if the merchant accepts AmEx la. Car4 dun shows the Amex sign but they accept, same goes to Shell too but i just pay with my Amex and it went through now gonna ditch my CiTi card liao, maybe terminate it after using all the points to sav on the rm50 gov tax and i hav pledge lots of my utility bills to them too, can i transfer all my auto debit for bills to Amex, if yes wat is the easiest way as i hav to terminate the currently pledged ones to CiTi too
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digilife
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Nov 16 2011, 05:09 PM
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QUOTE(jasmineh2y @ Nov 16 2011, 04:59 PM) maxis center cannot use AMEX card  paying bills via ATM at Maxis? even my CiTi was rejected last mth
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digilife
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Nov 17 2011, 09:22 AM
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QUOTE(this.ia.a.ball @ Nov 17 2011, 09:11 AM) yes i have a salary slip which is also one of the required documents listed. .2 months pay slip So does it mean if i have th epay slip the BE form is not necessry right? easy la..........go around shopping complexes, sometimes they hav promo of new sign-up, its easy if u go there to apply as those sales guys hav an easy wat to kautim or help you to kautim, they are expert on this kind of stuff creditcard salesman boleh
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digilife
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Nov 17 2011, 09:05 PM
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my Amex credit limit is rmxx,xxx.00 and MB2C Master is also the same figure as Amex, is it combine or individual?
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digilife
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Nov 17 2011, 09:11 PM
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QUOTE(den @ Nov 17 2011, 09:06 PM) nowonder the figures is the same, thanks bro btw, if i wan to apply a supp card for my wife, will her Tp goes into mine or her individual ac? thanks
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