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 Public Mutual v3, Public/PB series funds

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Malformed
post May 31 2012, 03:33 PM

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Back to the twinvest formula again, it is all about buying, what about selling, is there any formula for us to calculate?

My relative took it back in 2010 too, might as well ask and see how is it like. Is it easy for people without knowledge in this field previously?
wongmunkeong
post May 31 2012, 04:06 PM

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QUOTE(Malformed @ May 31 2012, 03:33 PM)
Back to the twinvest formula again, it is all about buying, what about selling, is there any formula for us to calculate?

My relative took it back in 2010 too, might as well ask and see how is it like. Is it easy for people without knowledge in this field previously?
*
I'm in the IT field leh, not Accounting nor Sales nor Investment related sweat.gif
Though i've a passion to grow things and make things lar (typical nerd and systemizing or automating) hehe.
It's easy enough.

Ok - on TwinVest, very astute of U to notice that TwinVest is an ENTRY rule only heheh. rclxms.gif
In the book, it says if 300% of start NAV hit, sell all and reboot the program but that will never happen here due to distribution.

Personally, i couple TwinVest entries with EXIT rules where i sell/SWITCH to bonds/Money Market (depending on how's the interest rate lar)
WHEN my transaction's net profit (yes, i track PER transaction) is severely over the average / expected per annum, eg. 25%pa
OR 60% if less than 1 year's holding for a transaction.

Note (again, just what i do ar, may not work for anyone else):
1. I don't sell/switch all of the transaction's units - i leave the abnormal gains there to continue running up or down (very minute chance of going zero mar), its extra gravy.
2. I then "tweak" my TwinVest and add the $witched/$old into the unused capital
3. I've an over-arching Asset Allocation to "over-ride" any "Exits" - in case i'm having waaaaaaaay too much % in "Fixed Income" (eg. >60%+), thus Exiting an Equity fund into Cash/Bond funds/MM fund unbalances my already lopsided asset classes held.
BTW, i've never had my Equities being lopsided (ie. too much Equities VS Fixed Income) while running my several TwinVest programs + Opportunistic investing pot shots.

This post has been edited by wongmunkeong: May 31 2012, 04:07 PM
SUSDavid83
post May 31 2012, 07:55 PM

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Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for seven funds totalling over RM493 million. The total gross distributions declared for the financial year ending 31 May 2012 are as follows:

Fund | Gross Distribution / Unit

Public Ittikal Fund | 5.25 sen per unit
Public Islamic Equity Fund | 2.00 sen per unit
Public Islamic Select Treasures Fund | 1.50 sen per unit
Public Dividend Select Fund | 1.50 sen per unit
PB ASEAN Dividend Fund | 1.50 sen per unit
Public Balanced Fund | 4.25 sen per unit
Public Select Bond Fund | 4.50 sen per unit

URL: http://www.publicmutual.com.my/LinkClick.a...iEY%3d&tabid=87
insaint708
post May 31 2012, 10:42 PM

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which is the best fund to buy now?
i'm looking for high risk fund..
kucingfight
post Jun 1 2012, 12:17 AM

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QUOTE(insaint708 @ May 31 2012, 10:42 PM)
which is the best fund to buy now?
i'm looking for high risk fund..
*
best to keep your cash now..
bb100
post Jun 1 2012, 02:26 PM

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Hi all.

Wanna know... Is PB Growth Fund a good choice for moderate risk investment?

Please let me know. Thanks. smile.gif
bb100
post Jun 1 2012, 02:28 PM

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QUOTE(insaint708 @ May 31 2012, 10:42 PM)
which is the best fund to buy now?
i'm looking for high risk fund..
*
Dude... Which high risk fund do you have in mind? Let's share share... brows.gif
bb100
post Jun 1 2012, 02:30 PM

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QUOTE(kucingfight @ Jun 1 2012, 12:17 AM)
best to keep your cash now..
*
Hi there Sifu! Do you mind explaining?

A thousand thanks, Sifu!!! notworthy.gif
wongmunkeong
post Jun 1 2012, 03:01 PM

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er.. just to share some perspective since I've already done it for my friend to calm her down, the attached PDF shows:
PAGF, PRSEC and PSmallCap
8 transactions
and their value (profit/loss) for 2008 Nov, 2010 Dec and 2012 May.

Thought it'd be useful for those who say "long term programmatic investing" but now shivering and shaking / second guessing.

Bottom line? Buy low more, don't buy high much tongue.gif

This post has been edited by wongmunkeong: Jun 1 2012, 03:10 PM


Attached File(s)
Attached File  Funds__transactions_tracking_with_3_different_Dates__NAV___2008_Nov_Vs_2010_Dec_Vs_2012_May.pdf ( 372.51k ) Number of downloads: 69
kparam77
post Jun 1 2012, 03:03 PM

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QUOTE(insaint708 @ May 31 2012, 10:42 PM)
which is the best fund to buy now?
i'm looking for high risk fund..
*
PCIF, PCSF.....

ya, why not if u a high risk taker?? this funds realy high risk-loh
andrewleewaikeong
post Jun 1 2012, 05:36 PM

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QUOTE(bb100 @ Jun 1 2012, 02:26 PM)
Hi all.

Wanna know... Is PB Growth Fund a good choice for moderate risk investment?

Please let me know. Thanks. smile.gif
*
Yes not bad . For the past few years have been declaring dividend average 7%. You can try the new fund call pb growth sequel fund too or pb balanced fund.
joequah1
post Jun 1 2012, 05:47 PM

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Can any sifuss please enlighten with the public mutual saving funds?
Thank you.
SUSPink Spider
post Jun 1 2012, 05:55 PM

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QUOTE(joequah1 @ Jun 1 2012, 05:47 PM)
Can any sifuss please enlighten with the public mutual saving funds?
Thank you.
*
ask specific questions, not open questions like this
wongmunkeong
post Jun 1 2012, 06:01 PM

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QUOTE(Pink Spider @ Jun 1 2012, 05:55 PM)
ask specific questions, not open questions like this
*
Aiya Pink, maybe ada orang "sell him" that there's a product called "public mutual savings fund" leh. sweat.gif
and he didn't even bother going to Public Mutual's website and looked at their products ( http://www.publicmutual.com.my/OurProducts...Prospectus.aspx ), just want to be spoon-fed by see-food(s) here leh..
thus, please be kind to little furry ones that needs some feeding lor tongue.gif

This post has been edited by wongmunkeong: Jun 1 2012, 06:02 PM
SUSPink Spider
post Jun 1 2012, 06:09 PM

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QUOTE(wongmunkeong @ Jun 1 2012, 06:01 PM)
Aiya Pink, maybe ada orang "sell him" that there's a product called "public mutual savings fund" leh.  sweat.gif
and he didn't even bother going to Public Mutual's website and looked at their products ( http://www.publicmutual.com.my/OurProducts...Prospectus.aspx ), just want to be spoon-fed by see-food(s) here leh..
thus, please be kind to little furry ones that needs some feeding lor  tongue.gif
*
men who are already a daddy, sememangnya different wub.gif

Ok tongue.gif
bb100
post Jun 1 2012, 06:22 PM

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QUOTE(andrewleewaikeong @ Jun 1 2012, 05:36 PM)
Yes not bad . For the past few years have been declaring dividend average 7%. You can try the new fund call pb growth sequel fund too or pb balanced fund.
*
Thanks for your reply, my buddy! smile.gif

When I went to Public Mutual there and ask, the agent kept pushing me to sign up with PB Indonesia Balanced Fund and PB Australia Dynamic Balanced Fund, especially the Indonesia one. According to him, Indonesia's market is stronger than Malaysia's and stuffs. Is it true?

On top of that, is it safe to invest in relatively new funds like the Indonesia Balanced Fund (since 2010)?

Appreciate your kind advice. rclxm9.gif


Edit:
I can't find PB Growth Sequel Fund... Mind sharing the link or something?

Thanks. smile.gif

This post has been edited by bb100: Jun 1 2012, 06:24 PM
joequah1
post Jun 1 2012, 07:20 PM

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QUOTE(Pink Spider @ Jun 1 2012, 05:55 PM)
ask specific questions, not open questions like this
*
QUOTE(wongmunkeong @ Jun 1 2012, 06:01 PM)
Aiya Pink, maybe ada orang "sell him" that there's a product called "public mutual savings fund" leh.  sweat.gif
and he didn't even bother going to Public Mutual's website and looked at their products ( http://www.publicmutual.com.my/OurProducts...Prospectus.aspx ), just want to be spoon-fed by see-food(s) here leh..
thus, please be kind to little furry ones that needs some feeding lor  tongue.gif
*
Sorry for not specifying the question.
And I did look through the website, but got no idea what's in there
Just to get some clarification
What are those fees and charges?
Is it charge per annual?
What is the risk of this fund? Saving and growth.
And what are the return, the how to look at those price?
Thank you.
kparam77
post Jun 1 2012, 07:43 PM

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QUOTE(joequah1 @ Jun 1 2012, 07:20 PM)
Sorry for not specifying the question.
And I did look through the website, but got no idea what's in there
Just to get some clarification
What are those fees and charges?
Is it charge per annual?
What is the risk of this fund? Saving and growth.
And what are the return, the how to look at those price?
Thank you.
*
read the master prospetus at least 3 times. the answers for ur Q's are there.

http://www.publicmutual.com.my/OurProducts...Prospectus.aspx
bb100
post Jun 1 2012, 08:10 PM

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Buddies... I heard that the PB Growth Fund has been replaced by PB Growth Sequel Fund.

How true is that??? icon_question.gif
wongmunkeong
post Jun 1 2012, 08:25 PM

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QUOTE(joequah1 @ Jun 1 2012, 07:20 PM)
Sorry for not specifying the question.
And I did look through the website, but got no idea what's in there
Just to get some clarification
What are those fees and charges?
Is it charge per annual?
What is the risk of this fund? Saving and growth.
And what are the return, the how to look at those price?
Thank you.
*
http://www.publicmutual.com.my/Resources/U...ustLessons.aspx
IF after reading the above, U are still totally clueless...
THEN give it up, it's way beyond your current capacity.
U need time to grow first, then perhaps can relate better thus understand - my apologies for being blunt notworthy.gif
ELSE
Continue to the previous link KPARAM and i shared
END IF
tongue.gif

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