Yet FSM still have overweight call on China-related funds

Emerging Markets also seem a doubtful call now...

The growth in emerging markets and BRIC are slowing. It's not mystical call as for now!

now what I'm doing is maintaining a "balanced" equity portfolio...about 7% in developed markets large caps and about 7% in EM

yeap exactly, i'm already bearish from the start of the year, telling myself that eurozone issue will eventually hit just a matter time. that's why i only focus on local market , of which i've already converted the equity gains to bonds went the world's sentiment was high flying

U...master of market timing

Me still blindly invested in equities...
Good thing I did not RSP every month and kept global equities at <30% of my portfolio...otherwise really cry also no tears cum out

You have a crystal ball is it? Seems like I was late to realize and do that!

This post has been edited by David83: May 29 2012, 08:24 PM

no ler bro, not master, i aso learnt tru the hard way. actually i only started reading up seriously on investing earlier 2011, which i blindly bought local shares when index was high (around march), and only to see it paper loss terribly @ sept. it actually took me around 2months to settle in with the 'loss' and i bought some @ that time too, and when past 2-3months when index was high, i sold off some for gains. for UT, i'm 90% bond, except for Psmallcap (bought march 2011) and it's still at 20% paper loss. oh well, i had a fair share of lessons too. Personally, i'm not 'ready' for BRIC/emerging markets exposition, though i was tempted to enter early this year when the sentiment was good

nola bro, i read up financials everyday, and u hav to be on top of the 'game' all the while. when world's indexes have reached a level high , there's always a pull back. and if u know the greece election is coming months earlier, it's time to lock in for gains. i did read some inspirational books from ben graham, to name a few, and i'm glad i've learnt to overcome the investing emotions. as the saying goes, ' be fearful when ppl are greedy, be greedy when ppl are fearful'. investing in stocks is mainly a no brainer, just time your entry and bang in, averaging down as it goes. it's just a cyclical movement, even having to wait a few years for the valley

This post has been edited by kucingfight: May 29 2012, 08:38 PM

I'm just wondering is the current "low" REALLY a low

China's prices fell like stone already, near 2008-2009 NAVs and indices, maybe that's why they are overweight on China-related funds.
Buy low, sell high gua

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Added on May 29, 2012, 8:52 pmThe local "current low" is only about 4%+/- drop from last KLCI highest of high (hit earlier this year 1600++).

So, low meh?
Last Aug-Oct plunge due to Euro scare was about 15%+/- drop from the highest then KLCI (15XX++ if i'm not mistaken - too lazy to check but i remember the % drop).

Even the 2011 Euro scare is nothing VS so called "market correction" expected of 20%+/-, not PLUNGE like 1997/1998 (80%+) and 2008/2009 1st qtr (40%+/-) yar.

Thus, how low is low? heheh.
Ohm... ohm..

Just some thoughts to bounce out loud Pink Spider

This post has been edited by wongmunkeong: May 29 2012, 08:52 PM

not sure really, with the current sentiments, greek and possibly italy, spain etc, it doesn't look too good. just a matter of time abandoning the mission of saving the sinking ships

damn wong sifu

my earlier statement of "low" was not referring to KLCI, I was referring to Emerging Markets lar

KLCI...with the backroom "support", u can never tell when is the low
I guess Dollar Cost Averaging is the only way to play local equity funds

Gomenosai Spider-san (my apologies). Watashiwa hentoni baka neh (i'm very big idiot)

This post has been edited by wongmunkeong: May 29 2012, 09:47 PM

wooi apa lu cakap...gua bukan jepun olang

I'd like to ask, is buying funds online easy for PM? Since I am currently using SI to automate the process, I do not know of the online procedure.

I can say it is quite easy for me...

So you no longer go through the UTC right?

for existing acc, still need to chosse the tied agent. for new acc, u can choose none.

How do you derive existing or new account?

I have one fund with UTC A and another fund with UTC B. Are these considered existing account?

Yup, you're right.
But er.. just a thought ar... even if "no agent" is selected when U invest online via Public Bank or Public Mutual Online, U still bleed 5.5% for equity funds and 0.25% for bond funds.
Thus, why bother with having different "agents" / "no agents"?

In addition, pls keep in mind:
Equity A under Agent 001 CANNOT BE SWITCHED to Equity B or Bond B under Agent 002.
Thus far lar from my experience - i've like 2 accounts from different agents. The rest all under self heheh.

Just a thought

Hi there.

May I know the difference between Public series of funds and PB series of funds?

I plan to invest in PB Growth Fund (PBGF). Is it a good idea?