can go rent car from supreme allied commander.. he hardly uses his bmw 

u have not driven before in ur entire life?

window shopping tak mau... unless u pay for me 

So now people are rubbish because they cannot get a job in Oz?
And FYI i never wanted to work in oz in the first place becoz:-

1) you need a PR to get any interview in Oz. 2) It's not easy getting a job in Oz and believe it or not, racial discrimination does happen more often than u think. 3) Taxes are high and your take home pay is only cukup makan and the difference in pay in not big. In other words, whether you are a rubbish collector or a doctor, your pay is not that much different after taxes, etc. (FYI some idiots tell me that "that's the point! We want an egalitarian society where people are equal"..... Does that sound eeriely like what the communist are preaching?) 

So why in blue heaven do i want to work in Oz?

having been to australia ONCE for holiday and visiting relatives (i.e. i don't actually know much about the place), seems like it would be a nice place to retire and/or have kids. for the price of a 4rm hdb here, over there can buy nice big landed property and a car ... something like that lulz.

anyway posting this from changi airport. 2hrs to go to my 10.5 hr flight to Joburg. Economy class yo! Biz travel is only fun the first couple of trips, after that it's like zzzzzzzzzzzzzz unless you high ranking enough to fly business class. Bank clerks like me gotta cram in with the rest of the rabble.

When have I ever said that?
SOS?
Better quality of living - yeah, when yr retiring/retired
cheap car - maybe
studio cheaper than sg - depends on location. I've been to Sydney before and the prices are similar
food "only slightly" expensive - Are you kidding? A typical sh1t a$$ chinese meal in aus foodcourt cost >AUD10 while in SG i get it for< SGD 5!!!!

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Added on September 18, 2011, 12:21 amOne more thing, how do you know i'm malaysian? For all you know i could be those true blue Singaporean who hates all "foreigners" taking up jobs meant for Singaporean.

recently.. No wonder nowadays banks are advertising to pay out more interest for fixed deposit accounts.. liquidity running low liao.. funds could be moving back to europe..

http://www.channelnewsasia.com/stories/sin...1154169/1/.html

SINGAPORE: Interest rates in Singapore may rise - from their lowest levels in 40 years - as early as March next year, according to analysts.

They say home loan refinancing is surging, but bank profitability and the rising cost of funds offshore may force the banks' hand.

Banks could be forced to raise their home loan interest rates as early as six months from now.

Low rates have hurt their profitability and they will not bear the razor-thin margins for ever.

Dennis Ng, CEO of HousingLoanSg.com said: "Banks may be forced to increase the interest margin on their housing loans. (With the three-month SIBOR at 0.35 per cent, even if they add in an interest margin of 0.6 or 0.7 per cent, the total interest rate would be about one per cent - and that, to a lot of banks, means that profitability is affected."

This means that home loans, which are currently in the range of 1 to 1.2 per cent, may go up as much as 0.3 percentage points by early next year. That is even if the Singapore Interbank Offered Rate, or SIBOR, component of home loans remains low.

Banks such as UOB, DBS and Maybank have stopped offering Swap Offered Rate (SOR) pegged loans as SOR rates turned negative earlier this year, while foreign banks have to deal with potentially higher borrowing costs offshore.

Tai Hui, regional head of research, SE Asia, Standard Chartered Bank, said: "It's also worth noting that the low interest rate environment will not last forever, even though it may be for the next year or two.

"So I think it's interesting to find an opportune time to lock in low interest rates once we start to see some degree of stabilisation and some degree of return in confidence."

The low interest rate environment has fuelled a resurgence in home loans refinancing.

According to loans consultancy HousingLoanSG, home loans refinancing rose 30 per cent in the first half of this year, compared to the same period a year ago.

Borrowers have been particularly attracted to packages that protect them from future SIBOR increases. For example, DBS Bank has a loan pegged to the three-month SIBOR, with a spread of 0.85 per cent for the first three years. This means that the interest rate is capped at 1.49 per cent for the first three years.

It is loans growth that is keeping banks profitable and not the rates they charge, which is giving borrowers an unrealistic sense of cheap money.

Analysts say a better gauge of affordability is to factor in rates of 3 or 4 per cent - an indication of where rates are headed as early as next year.

Is that because they expect you to stay back after hours a lot, work shifts or support overseas working hours?

And where's the office? Is it far from amenities? My company's Orchard Rd office pantry has only milo, nescafe and tea bags but there's a shopping center, food courts and restaurant hub in the floors below. The pantry in our Tuas lab however is stocked like a bomb shelter because it's a 45m walk from the nearest bus stop, or for that matter any amenity.

Mine also consider not bad. Lots of drinks and snacks. The secretary will top up once supply runs low.
Lunch lagi best, 2 meat 1 vege $2.20  . Dessert $0.50   

hi guys.. when is the best time to apply singapore PR? i got employment pass + a degree. possible to get PR if work 1 year?

Walau! If u got wife the equation must change man. RM1=SGD1 may not be worth it anymore unless its >SGD10k. Why? Coz the cost of you going back every week, rental/instalment of 2 sides (SG/Mal), emotional expense plus SG is damn boring if you have nobody. PS Geylang is out of the question for U.

try to avoid drink filtered cold water. drink the hot/boiled water. especially if in industrial areas.

learn more about water in singapore. PUB

If its >SGD10k, without any 2nd thoughts I would be happy to have my wife joins me in SG. My property in MY is basically self-sustaining, and I'm provided with housing allowance while in SG. I do have factored in all of these misc expenses, so to speak. Was offered relocation allowance too, just in case to cover additional expenditure arised due to emotional-stricken transfer between countries 

But none can replace the time I share with my family. or the time being a father to my baby when in need. Travelling back during weekends is the least I can do. Btw, I'm not alone in SG, got bunch of frens, a cousin and an uncle as well, which will keep me company....hopefully.

Director tried to counter-offer today. Making me feel like a jerk, and guilty at the same time. Im just wondering, all these while I'm underpaid then? 

after filter only boil! i only drink company filtered warm water/ boiled water. that is why i never take any drinks at outside/hawkers center.

NKF
"Diabetes and high blood pressure are the two leading causes of kidney failure. The incidence is alarming with 1 in every 12 adult Singaporeans is afflicted with diabetes and 1 in every 5 adult Singaporeans has high blood pressure."

remember about the salt & carbohydrate intake daily from outside food.

i've exchanged some and gonna burn it in KL this few days 

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Added on September 23, 2011, 9:32 am

I am David.
You are absolutely right, one should not stay in the comfort zone for too long. I mean if there's limited opportunity to move up then it's time to move out !

is "try to avoid" and is not "why cannot". 
E.g. if you filter is supposed to remove bacteria and yet more bacteria is showing up in your filtered water (effluent), suspect that your filter is failing you.

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Added on September 23, 2011, 8:02 am
hv been driving MY no plate nearing around 1.5 years with EP. my previous boss drove for 3 years plus with EP.

It also depends on the years of experience you have and relevant qualifications which gives you the position to ask for a much higher salary base.

If you want high salary and not so concerned about working outside. I met a young german woman who's working for kongsberg maritime doing maintenance and calibration on DPS systems on oil rigs.

wtf... u are LYN big 4 still not satisfied ar?? who cares what qualification u have. as long as can earn enough $$ for living, that is most important.
btw, i always have this in my mind. dun compare with others. as long as you are comfortable, its good enough.
coz if you wanna compare, there are billions of ppl that are less fortunate than u. why upset just because u are not as good as that few that were above u?

You're just 22 but you speak like 42.

C'mon man..

Age is never an obstacle, my friend.
Don't believe? Ask Mackiddo. He is forever 28 but still learning everyday. Right?

Har???? Wrong meh?! 4K is very little only....  Think about supporting family, some even need to support old parents as well. 4k really very man sui.. 

May i know what is the current market for fresh grad engineer salary in Sg? i just graduated, i wanna try my luck in Sg, perhaps can join u guys on this thread if i successfully found one Normally where should i start looking for jobs? I tried to apply thru jobstreet and those but no avail.. seems kinda hard to get a job now..

Good luck to you finding that type of girl in SG. Girls like dat also hard to find in KL let alone in this competitve place known as SG....unless you go JB kampung- kampung type.....

And today in Raffles Place, I look with disgust when very pretty young chinese lady (dunno singaporean, Malaysian or China chinese) holding hands with a fat, bald and ugly gwai lou who happens to be a head shorter than her( and by his looks alot older). I try to convince myself she did it for the money........

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Added on September 24, 2011, 12:43 am

Generally i agree with you except for the bolded part. Otherwise you will end up used and abused......

ur celaka company gave my company 2 vvip tics to watch f1... but simply print my boss' name and now she cant nominate me for the tics and she's not going... zzz... what a waste... sack the rm
take masters lor, cfa lor... watever lor

I'm looking for both personality and money, ho mei? 

I just don't understand why you wanna compare to ppl who lower than u, if u compare to ppl earn lower than you, you feel happy and satisfy? Why don't compare to ppl who earn more than you and you should think how to achieve that? Why stay with what you having now and not trying to go further & achieve more? I only know that I shouldn't be contented while I'm still young. Stay hungry, stay foolish, this is what my 'BOSS' said 

but the banker says can nominate... zzzz, but simply print 
dont complain la.. i m studying more than u k 

I like my job initially, very stress-free and good benefits in this company, good salary (consider good for job that I doing), can buy attractive company products under employee discount, optical, health & dental claims

But recently is getting boring with my job and staying in the comfort zone without learning more things & tends to be more selamba in work.

heh? i think the phrase 'stay foolish' tak masuk akal leh, to describe it, ini mesti kena brainwash steve job's bible... i still prefer my previous uni's motto... ancora imparo 'i'am still learning'
not studied... but still studying 

both;

http://www.pmi.org/Certification/Project-M...sional-PMP.aspx

and

http://www.adelaide.edu.au/sg/future/programs/mpm.html

at the same time 

show off a bit 

got any lubang for ur dept in the bank? ... looking at private equity, project financing... i met the md for ur bank.. gaurav sharma or something like that, there's also someone else, teddy something something, resigned liao... indonesian, he invested in wilmar when they first started out.. i wanna be like them 

i use my mpm to fulfill the pmp hours req and use the pmp as credit exemption for my mpm