Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages « < 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

 Working in Singapore v8, Tan vs Tan vs Tan vs Tan

views
     
SUSMaterazzi
post Oct 9 2011, 08:49 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
anybody go gym? moi ish 176cm with 53 kg, eat 3x a day with 3 glasses of milk.nothing change
SUSMaterazzi
post Oct 10 2011, 12:46 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(r1v3r @ Oct 9 2011, 08:57 PM)
Just answering question from other members, got nothing to do with happy or not. Have a happy day.


Added on October 9, 2011, 9:19 pm

You can buy anything in JB or any SG condo now but you can't buy any Singapore hdb until you clear all your private properties and you fulfill other hdb rules.

For those who got their hdb earlier, $2.5k is enough to pay for their SG hdb and a JB house.
*
Condo is not affordable for me, need to work until die, my plan is to retire at my home village rather thanin the expensive singapore city. why can't I buy HDB in sg if I have PR and has a spouse?


Added on October 10, 2011, 12:48 am
QUOTE(Aloong @ Oct 9 2011, 11:38 PM)
are u actually a female?
that looks like a slightly tall chick body stats.
*
look at my nickname bro drool.gif

This post has been edited by Materazzi: Oct 10 2011, 12:48 AM
SUSMaterazzi
post Oct 10 2011, 01:43 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
^

many people said I lack of nutrition, they mock me as a stick one,.,..sian., they don't know I eat lots.
SUSMaterazzi
post Oct 10 2011, 10:14 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(ben3003 @ Oct 10 2011, 08:47 PM)
why drink milk? No wonder nothing changed lolz.. 3x a day is normal.. But eat more doesnt mean gain weight, must eat correctly biggrin.gif if u wanna gain body mass, you need alot protein intake. Cheapest protein you can get is chicken breast, then some protein nutrition drink will help alot. You need to increase protein intake, at the meantime you do some proper gym, then you will look buffed biggrin.gif This is general step, in details you gonna refer to pros out there biggrin.gif
*
read this bro: http://stronglifts.com/gomad-milk-squats-gallon-gain-weight/

I also took 4everfit whey protein bro every morning. One of my objective is to get bigger biceps and V shape.
Pull up is good right?


Added on October 10, 2011, 10:18 pm
QUOTE(blinkblink88 @ Oct 10 2011, 10:52 AM)
same here..i even taller.... cry.gif
are you drinking full cream or low fat milk?
*
full cream nestle one free from my offices + milo

This post has been edited by Materazzi: Oct 10 2011, 10:18 PM
SUSMaterazzi
post Oct 11 2011, 05:17 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(deodorant @ Oct 11 2011, 02:14 AM)
100 paintball tak cukup mang. one round already finish all biggrin.gif

can't join you guys again this time cos I'm only flying back to SG on the 23rd cry.gif

@Materazzi I'm 182cm, used to be like a stick, 65kg when I was younger. Now oldfag liao and metabolism slow down ... I'm 87-88kg lol.
*
are you married now? because I'm not young anymore now
SUSMaterazzi
post Oct 13 2011, 08:38 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(r1v3r @ Oct 13 2011, 05:55 PM)
If you move to China, when will you be back to your family? 2 years?

this year alone, 2 of my colleague age 50 surrender their IC for good and another 30+yo friend got brain stroke. If $ is not a huge different, go for option #2 as time with family and friend is something you can't buy later.

ok, try ask for housing and other benefit to move your family to China, else then you consider #2.
*
30 y.o got brain stroke? can u tell me more why? and does he still work now?
SUSMaterazzi
post Oct 16 2011, 04:20 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(seantang @ Oct 15 2011, 09:50 PM)
Hmmm... I'm either overpaid or undertitled  tongue.gif

QUOTE(deodorant)
Don't exactly understand how you could be SVP/Director ranking and still only be a Biz Analyst hmm.gif
Based on the context, I think the survey refers to "Business Analyst" as a field, rather than a role/rank/title. Perhaps they should have used "Business Analysis" instead.
*
I do agree, I prefer become assistant forever with directors' salary. Less responsible
SUSMaterazzi
post Oct 17 2011, 08:31 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(seantang @ Oct 17 2011, 09:26 AM)
We just hired a comms DIRECTOR from a very well known fashion/cosmetic/brandowner (the kind your wife will forgive you for having a mistress) and gave that person a specialist job title and a cubicle instead of an office.  Now that person reports to someone who in terms of job level, is a first level manager. And yet we still managed to offer an increment significant enough to entice that person to jump ship.

That just goes to show how meaningless job titles are.
*
fruit pickers in australia earn $100k/yr. This how job title is not important
SUSMaterazzi
post Oct 18 2011, 07:09 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
if work in OZ you can live at big house and enjoy work life balance. Don't know why seantang and mercury left oz for good.
SUSMaterazzi
post Oct 18 2011, 08:39 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(mercury8400 @ Oct 18 2011, 10:57 AM)
Big house and worklife balance only for me when i'm 40+ or 50(nearing retirement)....now when I am still young and have fire in my belly, all i think about is earn more money so that i can eventually retire in laid back Australia. $$$$$ That's why i left Aus!
*
But I saw in seek.com, average salary after tax in OZ should be higher than in SG.
Am I wrong? And they have tax benefit, moreover, wife don't need to work and still get money from gov.
They work like a retiree..Maybe if you have a fire belly, why don't you do full time+part time work in OZ.


Added on October 18, 2011, 8:44 pm
QUOTE(seantang @ Oct 18 2011, 11:22 AM)
What's the preoccupation with big houses? If you want a big house, go buy a ranch in Texas.

I want an expensive house that appreciates in value above the market, in a location that adds to its value and that's convenient to me and just big enough to be comfortable & small enough to be easy to maintain.

Work life balance? Ya sure. I went to work at 9am and left at 5pm on the dot when I was working there. Earlier on Fridays to do the pub crawl. But that's why in my company, the people in Sydney report to the people in Singapore or Shanghai. I make sure they meet deadlines just like everyone else in Asia. If they can do their fair share of work and still keep their 9-5 hours, that's fine with me.

The Australians who want to be ahead of their peers though are all here in Singapore or in Shanghai.
*
you said OZ property market is not hot ah? Why do you want someone to report to you? It means your responsible is higher and you don't know your salary is higher or not. If you work in OZ company then someone in other areas will report to you man.

Why do you believe People in Singapore and Shanghai are ahead than Australia whereas People in OZ have higher salary. As you said before, I only look for the higher salary after tax than job's title.

This post has been edited by Materazzi: Oct 18 2011, 08:44 PM
SUSMaterazzi
post Oct 18 2011, 09:00 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(mercury8400 @ Oct 18 2011, 08:49 PM)
Higher post tax pay in Aus compared to SG? You gotta be kidding! Tax is also deductable in SG. After tax deductions, you virtually pay nothing in SG. In Aus, the more you work, the more you get taxed. So even if you do a part-time and a full-time job, you will find that yr take home pay almost the same. Plus cost of living in Aus is much higher than in SG.e.g. you cannot find a meal worth <AUD5 in australia. Conversely you can find pretty decent food for <SGD5.
*
Can you compare someone make 90k/yr in OZ and 60k/yr in SG, which one is better? OZ has higher salary.
And you can drive too, car in OZ is cheap.. Food is small fraction of your expenses, can you compare with house and car?
SUSMaterazzi
post Oct 19 2011, 09:39 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(mercury8400 @ Oct 18 2011, 10:44 PM)
1. Don't look at gross salary....look at net take home pay and potential. You are never going to get far in Aus coz 1. Australia is NOT a regional hub for anyone except Australian companies. 2. You are NOT caucasion. and FYI i would go for the 60k/yr in SG because the opportunities are more than the 90k/yr in Aus.... That's why you see alot of Australian in SG.....on local package too!

2. Taxes take a considerable part of your salary! HDB is actually very affordable if you are Singaporean with the various grants given by the SG gov. Nobody ask you to buy a 2,000 sqft private condo in Marina Bay! and don't tell me property prices are cheap in Sydney and Melbourne and increasingly Perth! I've lived in Sydney for 2 1/2 years and property prices are NOT cheap or cheaper than SG by much!!!!!

3. Cars in SG is "as cheap" because you take home a larger portion of yr salary (lower taxes) to pay for it! Plus

4. Houses appreciate faster and higher in SG compared to Aus! Plus there are new legislation on carbon taxes in Aus making it more expensive to drive!!!

Bottomline: Look at the big picture. Don't be swayed by big numbers alone but really drill down the core of the issue and decide....
*
see this http://sg.news.yahoo.com/one-in-two-s%E2%8...alth--poll.html

The Dalai Lama, when asked what surprised him most about humanity, he said:

“Man.
Because he sacrifices his health in order to make money.
Then he sacrifices money to recuperate his health.
And then he is so anxious about the future that he does not enjoy the present;
the result being that he does not live in the present or the future;
he lives as if he is never going to die, and then dies having never really lived.”

OZ is better with take home net pay 5200 than 4800 net in SG.
SUSMaterazzi
post Oct 19 2011, 10:15 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(yeahs4.1 @ Oct 19 2011, 09:57 PM)
How do you come out with these figures again?
And, the "take home net pay" is before or after tax?
*
for me 50k/annum in sg = 90k/annum in OZ.


Added on October 19, 2011, 10:26 pmseantang, you're obviously right, in my coy, Sg office report to shanghai office then shanghai to HQ in Belgium. I myself here report directly to HQ in Belgium. But Singapore office salary is higher although they don't report directly to HQ. So your theory of reporting is clueless, you cannot see the salary of the people who report to you.

This post has been edited by Materazzi: Oct 19 2011, 10:26 PM
SUSMaterazzi
post Oct 19 2011, 11:37 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(mercury8400 @ Oct 19 2011, 10:43 PM)
You are damn funny man. On one hand you say you dun care about title only care about the money or "take home pay" on another hand you show me this sh1t above? SO what do you really want? a good pay or a good life? If good pay, go to SG if you want good life with average pay go to Aus  doh.gif

Everyone has his or her own priority. Mine is to make money and to enjoy my wealth later. Others like to party till no tomorrow and spend all their money today and worry about having the next meal tomorrow. To each his own.
I'm not saying Aus is good or bad, but if you are talking solely on the fact of money i.e. take home pay, career progression and earning 5 or 6 figure salary then SG is the place. If you just want a average lifestyle, not rich, not poor, just basic luxuries, just like every tom, d*** or harry, and you care more about spending time with your family (if you have one in Aus) then Aus is the place.... doh.gif
*
I thought Aus can provide decent salary and good life. S$ is lower than AUD. And not many people have high salary in sg. sg is famous for kiasu or cost saving.
SUSMaterazzi
post Oct 21 2011, 10:06 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(crapp0 @ Oct 21 2011, 04:44 PM)
Dynamac isnt an OnG firm, more of specialised frabrication company. Like alpine engineering or some other third party outsource manpower company, your gonna get bullied by the owners (aka SBM, petrobas, exxonmobil, transocean and various shipyards where you will be working at).

Setsco inspection is somewhat similiar to my previous company where there offer professional inspection services which may entail ndt inspection, RA, visual inspection, tank inspection, corrosion inspection etc.

From personal experience, you gain alot more experience and expertise in an inspection services company since your not limited to just one method of inspection but the a plethora of inspection methods. Plus you get to meet with potential employers. Like how i got my current job was through working with them as a sub-contract inspector.
*
I thought Oil and Gas pay is wow..but that is a fresh grad salary


Added on October 21, 2011, 10:11 pm
QUOTE(Mackiddo @ Oct 20 2011, 04:11 PM)
I've spent many years in one of the top 3 OnG corporation in the world and i fully understand the system that have in place to safeguard the people, the equipment and the environment. do you ? probably you could tell us your work experience to come to such an understanding of your statements ? If not, don't talk to me about being arrogant.


Added on October 20, 2011, 4:14 pm

I truly believe that all accident are preventable and humans are to be blame. Ppl failed to follow procedures is the major one. A place is only dangerous if the risk is not managed well. I do have some info on Pulau Bukum incidents but unable to share it due to the ongoing investigations.


Added on October 20, 2011, 4:17 pm
one shouldn't give opinion without the credentials, etc experience in that field at least ? This is not some kopitiam talk, especially with a sweeping statement like 'dangerous OnG industries'
*
I have audited the coy who is related to amonnia..you know every yr should have at least one person die at the site.
the accident is variety, from the explosion of the pipeline to the person fell off from the top.


Added on October 21, 2011, 10:32 pm
QUOTE(mercury8400 @ Oct 20 2011, 10:26 AM)
A lot of people are earning 5 figure salary in SG. It's so common it's nothing to shout about. Take for instance, my office. I think everyone in my office except for the foreigners(like me), the <5 years exp. people and the dead wood are earning 5 figure salary. No sweat! In Aus, no such luck, mate. You start of with a little bit more than you did in SG and then it hits a plateau. No more room to grow both in terms of money and career prospects. Like I said, just comfortable meaning can comfortably have 3 meals a day, car and a house. Nothing more than that.
Then what comfort what you can get in SG? And why you did your degree at sg?

This post has been edited by Materazzi: Oct 21 2011, 10:32 PM
SUSMaterazzi
post Oct 22 2011, 11:13 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
I have counted:

OZ tax is not that high, if you earn 65k/yr, you will be better if you are working in OZ since they have higher AUD. And you see even US has higher income tax if you earn 65k/yr. Singapore, you will only be taxable for 3k only but the currency power is not high.

S$62k vs AUD 52k vs US51k vs CAD 51k vs CHF 58k

which one will be better off?


Added on October 22, 2011, 11:35 pmEven in shanghai will be worse, 40% income tax

This post has been edited by Materazzi: Oct 22 2011, 11:35 PM
SUSMaterazzi
post Oct 23 2011, 12:09 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(seantang @ Oct 22 2011, 11:39 PM)
I think you better "count" again. Are you sure you're an accountant? You don't count so good.

S$62K gross will be taxed S$2,090 (3.4%). That leaves an after tax disposable amount of S$59,910. IRAS

A$52K gross will be taxed A$9,150 (17.6%). That leaves an after tax disposable amount of A$42,850. This is excluding medicare levy and flood levy. ATO

At a managerial/directorial salary (150-250K) that professionals typically draw, they would be paying close to half their gross income to the taxman if they were in Australia. In Singapore, the maximum tax rate is only 20%. It's even lower in HK.

The other thing is that A$52K not equivalent to S$62K in terms of cost of living. Most non-produce (ie. not meat, not vegetables and not beer) in major Australian cities are more like A$1-A$1.2 to S$1 in terms of purchasing power. Most imported products are more expensive in Australia vs Singapore due to the logistics costs of the distances involved and size of the country.

Australia's GST is 10% vs 7% in Singapore.
*
Yeah I am a lousy accountant, cannot calculate simple things so my boss gave me a title with controller than accountant..geezzz...

you better see my post again, I compare all with 65k and left with S$62 vs AUD 52K.

Please la, don't compare cheap thing such as FOOD or miscellaneous thing.
If you can cook yourself it will be cheap. Don't be lazy, if you wanna enjoy life then you better live at Ipoh where you can get 4 maids to pamper you.
You should think about education, car and House.

And you see your salary of 20% will go to CPF, if you don't use it, it will deteriorate with inflation.

This post has been edited by Materazzi: Oct 23 2011, 12:15 AM
SUSMaterazzi
post Oct 23 2011, 02:41 AM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(seantang @ Oct 23 2011, 12:20 AM)
Ooops, you're right. My bad. Should have read better. Sorry about that.

You pay superannuation is Australia as well. Singapore's 20% is capped at $1000 per month. At higher salaries, this is quite low. And you can pull all of it back by buying property.
*
mei kuan si.
In SG, 100m2 condo will cost you at least >$1million
In AUD, with $1million sure you can buy a 100 m2 landed property.
If I pay superannuation, it means I should have PR. Education for a PR is quite cheap. Moreover, you can enjoy baby bonus and mother allowance. In sg, the baby bonus is not cash, they don't give it by sincere liao.

I thought you are the one who said that to drive is a satisfaction.
Btw, seantang when I saw job ads in internet, Finance manager at sg mainly on average S$6-7k while in OZ A$90-110k.
And 12k/yr if you don't use it, may I say that you pay 12k/yr for tax. Australia interest rate is quite good at 6-8%/yr compared with SG.
SUSMaterazzi
post Oct 23 2011, 03:27 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(Shinichi @ Oct 23 2011, 03:04 PM)
I'm using StanChart Super Salary, no minimum deposit for account opening, no fall below fee, only catch is every month your salary much credit at least 1.5k to the account, its debit card give 1% rebate for all Mastercard spending... its the one and only bank account I have in SG.
*
stanchart ATM is very few right? for 1% rebate for all mastercard spending, can it be used for paying my CIMA study?
SUSMaterazzi
post Oct 23 2011, 06:16 PM

Regular
******
Senior Member
1,569 posts

Joined: Feb 2009
QUOTE(seantang @ Oct 23 2011, 10:52 AM)
Like I said before, what's the preoccupation with landed property? With a million bucks, you can buy a few hectares of land in Perak or Pahang.

Compare the std abode. This means 4 room HDB in Singapore and a landed (semi D?) in Australia.

Public education for PRs is quite cheap in Singapore as well.

Yes, I did. And do you see a lack of cars in Singapore? Obviously lots of people can afford cars, even at the inflated prices. And like I said... Australia is very expensive to maintain a car. Just one accident, tow, repair and reinsurance... you've eaten quite a bit of the COE difference already. Trust me, I know. I rearended someone with my aunt's old Corolla a long, long time ago in Melbourne, and I used one whole semester of my school fees to pay for the repairs and the difference in her subsequent insurance costs. I had to change my course and register for the work experience program and work full time for a year to save money to pay for my final year. Just one accident, and I graduated one year later.

Are you talking about CPF? Why is it tax? You'll get it back when you give up your PR (55y.o. for Malaysians). Plus you have the option to monetise it in property.

QUOTE(Materazzi)
Australia interest rate is quite good at 6-8%/yr compared with SG.
Forever? You want to base your long term immigration decision on current FD rates?
*
Btw, in Australia jov vacancy the FM usually noted 90-110k+super.
If you leave your money in CPF then it will deteriorate with infaltion to suck up the value of your money.
See this:

http://en.wikipedia.org/wiki/List_of_count...velopment_Index
http://en.wikipedia.org/wiki/Global_Peace_Index


Even Australia is safer than Singapore lol...I respect your comment, I will make note about it about having car in OZ is expensive, the maintenance one is. Will you consider to open saloon/garage in OZ?


Added on October 23, 2011, 6:26 pmOr beter you work in Brunei since it doesn't have income tax.

http://www.byebyeblighty.com/tax-havens/li...-in-brunei.html

This post has been edited by Materazzi: Oct 23 2011, 06:26 PM

5 Pages « < 2 3 4 5 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0535sec    0.75    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 03:31 PM