It is reasonable.

Not sure if many people does this, whenever I shop in AA website for tickets during weekdays (eg: megasales usually weekdays), I only pay the ticket with accounts. And choose weekend to add on meals, baggage etc with MBB2cards to get additional 5%.

Not bad though if you wish to get additional points too without getting to pay the convenience fee.

submit her payslip and she would get an increase.

I believe Vanderbilt's girlfriend did submit her payslip because it is impossible to get a credit card approved without your latest payslip as supporting document. Maybank no longer allows one to apply for their credit card simply using an existing credit card from another bank as reference for months already.

i believed so
and almost 3x the monthly salary is not bad for a new principal holder

Is there anyway i could check reasons for my credit card to be rejected?
I fulfils all criteria, and even have an account with the bank.. yet my application was rejected... I m quite annoyed now...

Yes, she did. As a matter of fact, the branch manager where she maintains her maybank bank account (also the same account where her salary is credited every month by her employer) applied the maybankard 2 platinum for her on pre approved basis. She asked for her 3 months payslip and IC that's all. The branch manager said she can use her salary credit records as support document.

This post has been edited by vanderbilt: Nov 22 2011, 10:49 PM

What you mean by beginner? If you read vanderbilt post above, beginner also can get RM20K credit limit and Free For Life annual fees.

How's your CCRIS records? How long have you been working? Is your company a MNC? What is your occupation? Did they call your office or home or mobile phone and no one answered it? You don't have to answer this questions here but just to let you know besides income, there are other criteria that banks look into when they process your application.

But I would like to know which bank rejected your application.

Can she do that immediately? Or need to wait 6 mths - 1 year for permanent limit increase?

Aiyah, if she really really needs a higher CL, ask her go get the AMEX charge card lah.

Not that she needs, more of curiosity and she wants to know if she's getting a good deal with Maybank.

Credit Limit also got good or bad deal ar If she really wants to know, ask her go apply OCBC and see what she gets and then if she don't mind sharing the info let us know.

This post has been edited by Gen-X: Nov 22 2011, 11:15 PM

Haha ok will tell her

Hi, any expert could advise me on my situation.

Im 21 this year workin in MNC with >4k income per month.. but no bank seems wanna approve my application... I tried few bank all fail...any bank which can get easy one so that i can start build my rep?

This post has been edited by purple_apple: Nov 23 2011, 12:31 AM

From what I observed, OCBC grants higher credit limit as compared to Maybank.

try the most desperate bank -- Standard Chartered Bank

why do u call it most despo?

i fail in several foreign bank aso..i wonder why u think standchar easier,,,

Try to apply MBF Cards

How do i check my CCRIS records? any way to access it?

I think i did pretty well on the questions u posted except for CCRIS (which i have no clue on) and if anyone called my mobile phone etc.

Btw, HSBC rejected my application.... darn...

welll, if she apply OCBC CC then we will know she got a "good deal" or not, won't we?

check out this thread http://forum.lowyat.net/topic/741069, post#14 by b00n

If you go to HSBC thread, there's a guy with Platinum card having CL RM3K. Maybe your credit history record is too "clean" haha. Anyway, try CIMB or banks you have accounts with.