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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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chemistry
post Oct 6 2011, 06:17 PM

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QUOTE(Gen-X @ Oct 6 2011, 04:58 PM)
I called up RHB to cancelled my Visa Plat this week since I'm going to withdraw some funds thus having less than RM200K with them as required for PB.  Just got a call from them asking me to keep the card because the card is free for life for my case shocking.gif the guys said their system shows the card no annual fees until 2048  shocking.gif  shocking.gif  even if I don't have the minimum amount stated to be eligible for PB rclxms.gif Not only that, GST will be waived every year  shocking.gif  shocking.gif  shocking.gif  Don't know if it is true or not but it's a very very good offer  rclxm9.gif  so keeping the card  biggrin.gif
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you trust RHB ? sweat.gif
rickkywong
post Oct 6 2011, 06:32 PM

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QUOTE(gerrardling @ Oct 6 2011, 05:45 PM)
They should call you whether u did apply for that card or not before they proceed to process it
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Depends case to case. Last week i walk in to OCBC to apply a cc by submitting it to an online computer (paperless). Five days later, i received a sms stated my application was approved and said i'll received the card within 7 days from the sms.
Gen-X
post Oct 6 2011, 06:53 PM

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QUOTE(erry- @ Oct 6 2011, 05:20 PM)
coz now rhb visa plat no need to have PB anymore.

but free annual fee is good already 4u, coz for others need to swipe rm36k/year to get the rm500 waived.

congrats ~
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QUOTE(winner @ Oct 6 2011, 05:38 PM)
No B&W. Better take it with a pinch of salt. Anyway, the following years will give us the answer.
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QUOTE(chemistry @ Oct 6 2011, 06:17 PM)
you trust RHB ? sweat.gif
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Actually after I called to cancel my Plat Visa earlier this week, I also went to the branch to surrender Premier Debit Card, but my RM told me to just keep the Premier Debit Card (0.5% cash back card) and don't worry about the account rclxub.gif So maybe the card is free but what is unbelievable is the guy said RHB will give back RM50 to offset GST every year and coming anniversary. RHB did give me back RM50 this year - click here to read about it.Guess just have to wait and see. I don't mind not having the Plat CC but the Premier Debit card really good as I get to jump Q at any RHB branch.

Just to add, I applied the RHB Plat not with the standard CC application form (as erry said RHB Plat need to swipe RM36K to get AF waived) but via PB application form which ensures free AF automatically.

This post has been edited by Gen-X: Oct 6 2011, 07:51 PM
nokiaXP
post Oct 6 2011, 07:25 PM

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QUOTE(rickkywong @ Oct 6 2011, 06:32 PM)
Depends case to case. Last week i walk in to OCBC to apply a cc by submitting it to an online computer (paperless). Five days later, i received a sms stated my application was approved and said i'll received the card within 7 days from the sms.
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mean no call from bank to verify?
rickkywong
post Oct 6 2011, 08:28 PM

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QUOTE(nokiaXP @ Oct 6 2011, 07:25 PM)
mean no call from bank to verify?
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no call at all to verify...just only sms stated it's approved. very simple and no forms to be fill.

This post has been edited by rickkywong: Oct 6 2011, 08:30 PM
charymsylyn
post Oct 6 2011, 10:02 PM

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QUOTE(nokiaXP @ Oct 6 2011, 05:40 PM)
if u apply a cc,it is the bank sure will call u to verify b4 approved?
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It's not typical for banks to call you to confirm CC application.
nokiaXP
post Oct 6 2011, 10:22 PM

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QUOTE(charymsylyn @ Oct 6 2011, 10:02 PM)
It's not typical for banks to call you to confirm CC application.
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normally apply through agent at shopping mall need how long?i apply on last mon but today i call rhb they still not received my application.i like apply from them coz got free gift no matter approved or reject.if direct go bank nothing can get

This post has been edited by nokiaXP: Oct 6 2011, 10:24 PM
snigapoe
post Oct 6 2011, 11:11 PM

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QUOTE(nokiaXP @ Oct 6 2011, 10:22 PM)
normally apply through agent at shopping mall need how long?i apply on last mon but today i call rhb they still not received my application.i like apply from them coz got free gift no matter approved or reject.if direct go bank nothing can get
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i think you should call up the agent and request for the status
charymsylyn
post Oct 6 2011, 11:12 PM

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QUOTE(nokiaXP @ Oct 6 2011, 10:22 PM)
normally apply through agent at shopping mall need how long?i apply on last mon but today i call rhb they still not received my application.i like apply from them coz got free gift no matter approved or reject.if direct go bank nothing can get
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Depends on how often the agent transfers applications to the bank. It costs money to transfer so agents usually will collect some applications first before transferring.
celaw
post Oct 7 2011, 11:11 PM

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hi, any thread has all the cc tel no? can't find it..
snigapoe
post Oct 7 2011, 11:17 PM

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QUOTE(celaw @ Oct 7 2011, 11:11 PM)
hi, any thread has all the cc tel no? can't find it..
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you can refer to the bank official website
Human Nature
post Oct 7 2011, 11:39 PM

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QUOTE(celaw @ Oct 7 2011, 11:11 PM)
hi, any thread has all the cc tel no? can't find it..
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you can refer to Gen-X's thread...there is one post listing out all the CS no smile.gif
celaw
post Oct 8 2011, 10:29 AM

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QUOTE(Human Nature @ Oct 8 2011, 12:39 AM)
you can refer to Gen-X's thread...there is one post listing out all the CS no  smile.gif
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I see.. tq very much smile.gif
Subconcious
post Oct 9 2011, 09:57 PM

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hey guys, i received sms from RHB mentioned that debit/credit card mastercard give away 1 free movie ticket if you buy 1 movie ticket from gsc cinema. anyone can verify this?
chemistry
post Oct 9 2011, 11:00 PM

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QUOTE(Subconcious @ Oct 9 2011, 09:57 PM)
hey guys, i received sms from RHB mentioned that debit/credit card mastercard give away 1 free movie ticket if you buy 1 movie ticket from gsc cinema. anyone can verify this?
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user posted image
by the way, it is DEBIT/PREPAID MASTERCARD, not credit card.

This post has been edited by chemistry: Oct 9 2011, 11:01 PM
tifosi
post Oct 9 2011, 11:26 PM

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Big Bad Wolf bookfair in MAPES is having 5% discount for OCBC cardmembers off the total bill.

They are promoting the Titanium like mad over there. They have like not less than 30 promoters walking around and pushing everyone to apply. You will get a RM 10 or was it RM 20 voucher (can't remember) to buy books and also giving out trolley bag for new applicant (not sure the trolley bag is a while stock last item or not).
rook-ie
post Oct 10 2011, 10:06 AM

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hi, can i apply credit card using 1 slip at old company and 2 slips at current company? thx
hye
post Oct 10 2011, 10:13 AM

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QUOTE(rook-ie @ Oct 10 2011, 10:06 AM)
hi, can i apply credit card using 1 slip at old company and 2 slips at current company? thx
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Can ... so long they show continuity between the 2.
WaCKy-Angel
post Oct 10 2011, 11:54 AM

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QUOTE(rook-ie @ Oct 10 2011, 10:06 AM)
hi, can i apply credit card using 1 slip at old company and 2 slips at current company? thx
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last 2 month current already enough, better still include EPF statement. Can print out urself via website if u got online id
rook-ie
post Oct 10 2011, 12:56 PM

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Thanks smile.gif

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