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 Personal Loan - V2, which banks offer the best deal?

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stretch
post Jun 27 2012, 06:32 PM

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QUOTE(CN_Choo @ Jun 27 2012, 06:28 PM)
have you accept bank c offer in the call?... have they bank-in the loan to the account under your name??
if not just wait for Bank A... and delay to pick up the card
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they said I can go to any Bank C branch and pick up the ATM card.. i just said ok. Don't know if they bank in the loan yet. As long as i don't go to the bank and pick up the card its ok right?
hahanep
post Jun 27 2012, 08:18 PM

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Any bank can offer p.loan for amount of 30k?please let me know..
Ken_HP
post Jun 28 2012, 01:50 AM

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QUOTE(hahanep @ Jun 27 2012, 08:18 PM)
Any bank can offer p.loan for amount of 30k?please let me know..
*
Normally banks offfer 4 - 7 times of your nett income smile.gif
Shikha0001
post Jun 28 2012, 02:42 PM

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QUOTE(kaizen18 @ Aug 20 2011, 02:24 PM)
hi..

i'm trying to get a loan of 50K.. currently working with private sector..
which bank provide lowest interest?
*
I think the SME banks loans has the lowest interest and has the fastest transactions.
ChargingScout
post Jun 30 2012, 10:56 AM

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Do you need any Business or Personal Financial Assistance at this moment?

1. Fixed rate and flexible tenure up to 10 years
2. No hidden fees, No Guarantor or Collateral needed etc
3. Hassle free application
4. Minimum Income :RM2,000 and above
5. If business :- operate more than 1 yr
6. Must have a CCRIS record more than 1 yr
Ie: HP Loan, Mortgage(under principal owner), Credit Card or personal loan etc
7. Can go up to x10 your net income as your loan amount

I am a Personal Financing Manager from a Singapore bank set up in Malaysia (not outsource agent), i work in the Klang Valley area, feel free to contact me on any loans needed, my hand phone number is 0133124833. I will explain the details over at the phone.

AccO2324
post Jun 30 2012, 11:46 AM

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Bank Rakyat is the panel bank for my company. Planned to get a 20k loan from them with 3.3% p.a. for 3 years duration but when I applied early this month, they told me the rate has been revised to 5.6%.

I am working in a O&G company with 3k++ salary. Only got one monthly commitment right now, Car loan - 650/month. MB Credit Card always settle in full on time.

May I know are there any better rates from others bank out there? If there are any agents here that can offer me a better rate, appreciate if you can pm me the rate and details. Thanks.
BrotherHoe
post Jul 1 2012, 08:56 PM

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Hi guys,

I need PL for RM30K. Details :

28YO,
Basic RM5K

Which bank currently offer the lowest interest rate? Please PM me.
Watyouwant
post Jul 2 2012, 05:21 AM

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can i know can i make any loan for me,if i dont have salary tax,
have 3 month salary slip,salary about 1.5k-2k
dont have any card credit..
can i make any loan only for rm3-4k?


any i hope no need guarantor,it is possible?
who_care
post Jul 3 2012, 07:57 AM

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QUOTE(Ken_HP @ Jun 28 2012, 01:50 AM)
Normally banks offfer 4 - 7 times of your nett income  smile.gif
*
Can i get interest rate 9.88% if my salary is rm3k for Alliance Bank? sweat.gif
thanks

This post has been edited by who_care: Jul 3 2012, 07:58 AM
odieseven
post Jul 3 2012, 10:54 AM

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Hi, I want to apply for personal loan in between 6000-8000k. Repayment in between 2-3 years. I want to buy a 2nd hand bike. Im goverment servant with a salary of RM3500 basic. Any suggestions on which bank i should go to for lowest interest rate? Some of my friends suggested Bank Rakyat. Thanks. smile.gif
mdyNani
post Jul 3 2012, 02:22 PM

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From: Slim River | Sentul | Klang


Which Bank offer lowest interest rate?
2.2kNett hoping to get loan 10k.
Ken_HP
post Jul 3 2012, 02:31 PM

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QUOTE(who_care @ Jul 3 2012, 07:57 AM)
Can i get interest rate 9.88% if my salary is rm3k for Alliance Bank?  sweat.gif
thanks
*
If your payslip /epf statement showing Rm3001 above no problem for 9.88% =)
misxzCooLyumyum
post Jul 4 2012, 08:29 AM

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Anyone here can help me with MBF Cards Power Loan?
far_east00
post Jul 4 2012, 02:03 PM

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Hi guys,

I need to make a personal loan of Rm10000.

Current commitment is only Rm500 for car hire purchase.

Prefer islamic loan.

Current salary is RM2800 basic.

Now live in JB, prefer someone in JB for easy discussion. smile.gif

Or can refer to which bank as currently I am in private sector.


Banker and others, please help me with this, thanks and regards. smile.gif
rideon
post Jul 4 2012, 10:20 PM

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anybody can help? really need the PL.. if 10k pon ots ok.. no commitment apart from monthly payment for credit card..
faidz85
post Jul 5 2012, 12:25 PM

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Hi,

I am a Govt. P&P staff currently earning 3.1k gross, 2.4k basic. What is the best personal loan offer that I can get? I don't want to pay using Biro angkasa.

What is the max amount & tenure I can get? Would appreciate if any agents can PM me everything I need to know.

I am also looking for a staff of mine which currently earning 3.3k basic.

Thanks.
ilhdaf_86
post Jul 5 2012, 04:37 PM

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Hai,

I am a Govt. staff currently looking for the best islamic personal loan.

My nett income around 2.5k

What is the max amount & tenure I can get? Would appreciate if any one can PM me everything I need to know.

Thanks.

giggs_509
post Jul 9 2012, 05:06 PM

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any bank rakyat agent here?
locomotive
post Jul 10 2012, 10:24 PM

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QUOTE(ilhdaf_86 @ Jul 5 2012, 04:37 PM)
Hai,

I am a Govt. staff currently looking for the best islamic personal loan.

My nett income around 2.5k

What is the max amount & tenure I can get? Would appreciate if any one can PM me everything I need to know.

Thanks.
*
Max amount u can get is RM120k. Subject to ur net income or existing deduction n tenure of loan. Current best rate is 3%-4%.
Pls check ur inbox.


Added on July 10, 2012, 10:33 pm
QUOTE(faidz85 @ Jul 5 2012, 12:25 PM)
Hi,

I am a Govt. P&P staff currently earning 3.1k gross, 2.4k basic. What is the best personal loan offer that I can get? I don't want to pay using Biro angkasa.

What is the max amount & tenure I can get? Would appreciate if any agents can PM me everything I need to know.

I am also looking for a staff of mine which currently earning 3.3k basic.

Thanks.
*
Max u can get is RM150k-RM200k, tenure 15-20 years (depending on which bnk u r applying with).
I can help u apply loan without using biro angkasa. Loan rate is 3-4%.

Check ur inbox


Added on July 10, 2012, 10:43 pm
QUOTE(giggs_509 @ Jul 9 2012, 05:06 PM)
any bank rakyat agent here?
*
Im an loan agent. Bank rakyat latest rate is 4.95% for 20years. Repayment method is salary deduction via biro angkasa or via your HR provided company u r attach to is a bank rakyat panel

This post has been edited by locomotive: Jul 10 2012, 10:43 PM
factorson
post Jul 11 2012, 01:01 PM

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Hi, currently just start working with 1 and half months in MNC.

Current salary: RM 2700 fix.

Can i eligible to get loan for rm 10,000-12,000

Currently don have any commitment and credit cards.

Any sifu, lengcai lenglui, personal loan expert please give some advice.


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