U just provide letter offer for the job,confirmation letter as staff,3 months payslip and EPF print out that will do...ur friend have other commitment??

EA form is the submission for tax purposes

yep, he is married with one daughter.

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Added on January 9, 2012, 2:05 pmyep, he is married, and supporting one daughter. sure that epf print out is ok? thats what my friend want to ask.

hmmm...my hotel is semi glc...so, will it be easier?

ok. thanks for the information.

This post has been edited by eric00701: Jan 9 2012, 02:05 PM

there ord got a personal loan thread

guys need help, can anyone give suggestion or help, see i need to borrow 5k and i try rhb easy but got decline. is there any other way to get fast loan? tq

any thread which gather all bank with personal loan ranking?
in term of best rate/easiest approve...etc
?

cc overlimit still can apply pl?

well well well....OCBC has approved my application, but they did not give me the amount that I asked for. Nevermind, at least it's better than nothing.

However, HSBC called me up and said that I am one of the selected customers eligible to apply personal loan with their HBSC Anytime Extra Protector (HAEP) product.

Let me give you a simple run down on this product:

Depending on the loan amount that you are applying, the interest rate may vary from 11.75% to 9.75%(if i'm not mistaken), and the repayment period is from a minimum of 2 years to a max of 5 years.

No early settlement fee will be imposed if you want to settle the loan fast, but a written notice must be given to the bank 1 month in advance, to enjoy rebates on the interest rate.

Required documents:

3 month's latest payslip, and latest EPF statement. All verifications will be done via the telephone.

Just submitted my application and now waiting for their response within 5-6 working days.

But judging from the number of loans that I already have ( 1 with RHB Easy, and another with OCBC), I doubt that it will be approved. But I'm keeping my fingers crossed.

Is it really a good idea to take personal loan ?

wat the RHB Easy interest rate?apply using ic?

anyone looking for personal loan, credit card outstanding restructure?

u may pm me... i can provide you the solution. ( strictly Banks only)

If i'm not mistaken, it's around 11.75% to 13%. Applied this loan a year ago, with repayment period for 3 years.

But, I am going to settle this loan within this year, since I paid more than the stipulated monthly amount.

Just walk into any RHB Easy branch and hand over your IC to them for application, and once it is approved, the cash will be disbursed into your RHB savings account immediately. If you do not have a savings account with them, then they will help you to open an account for you also.

But, I am going to settle this loan within this year, since I paid more than the stipulated monthly amount.

Just walk into any RHB Easy branch and hand over your IC to them for application, and once it is approved, the cash will be disbursed into your RHB savings account immediately. If you do not have a savings account with them, then they will help you to open an account for you also.

cloesd

This post has been edited by 513730: Jul 3 2013, 08:05 PM

I think most of the bank require the applicant to be at least 21 yo for you to be able to apply their CC, PL. Last time when I wanted to apply CC, the agent keep my documents and forms and only handed it in on my birthday ( I approached the agent few weeks before I turn 21)

This post has been edited by z3171600: Jan 15 2012, 12:15 PM

Do you really pl ?

need help in personal loan, im self employ as a contractor in Sabah, tried rhb fast cash but rejected due to my ccard record, can i still try other bank for PL? which is the better one?

If ccard record is too bad then is going to be hard to appeal~

but if you are keen you may PM me for more info. I am a banker from Alliance bank.

Thank you.

Just wondering. If I already have a personal loan with one bank, can I apply for anotherpersonal loan?

sure u can as long as ur commitment is low

Hi, can you define low commitment. means repayment amount less or more?