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 Personal Loan - V2, which banks offer the best deal?

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eric00701
post Jan 9 2012, 12:31 AM

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hi to all bros and sis, rclxms.gif

i have a collegue (chef) who intend to take a loan of rm 3.5k from maybank. he had ALREADY MEET ALL BUT ONE condition, which is, he need to submit his EA form (in which the bank officer asked for that form). He claim that he had lost his ea forms. Since he had worked at my hotel for about 7 months, he had yet to receive the form from the HR.

Now, his question is, can he replace the EA form with KWSP/ EPF? hmm.gif
If not, are there any other altenative ways to replace EA form? sweat.gif
He need the loan urgently. notworthy.gif

Ps: If i'm not mistaken, EA form is some kind of personal income statement from the company, right?
what is the different between EA form and EPF?
why do the officer need that form?
is bank statement is not sufficient?
I am noob in this banking thing. That's why i'm blur in this. sweat.gif
eric00701
post Jan 9 2012, 01:57 PM

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QUOTE(pcang79 @ Jan 9 2012, 12:40 AM)
U just provide letter offer for the job,confirmation letter as staff,3 months payslip and EPF print out that will do...ur friend have other commitment??
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yep, he is married with one daughter.


Added on January 9, 2012, 2:05 pm
QUOTE(pcang79 @ Jan 9 2012, 12:40 AM)
U just provide letter offer for the job,confirmation letter as staff,3 months payslip and EPF print out that will do...ur friend have other commitment??
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yep, he is married, and supporting one daughter. sure that epf print out is ok? thats what my friend want to ask. hmm.gif

QUOTE(gloryman @ Jan 9 2012, 10:40 AM)
normally u are Easier when u doing gov job ..
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hmmm...my hotel is semi glc...so, will it be easier?

QUOTE(Receiver97 @ Jan 9 2012, 11:16 AM)
EA form is the submission for tax purposes
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ok. thanks for the information. rclxms.gif

This post has been edited by eric00701: Jan 9 2012, 02:05 PM

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