I need pro to help me with personal loan from bank .
at first i walked into RHB to check out my epf statement , and apply with easy loan after 2 days.
i try loan with 30k with 48 months . But system came out with a result decline .
and they told me to try again next month with smaller amount .
and so on i try with Alliance Bank
the banker collected my 6 months pay slip and calculate the gross income that i have .
i was wondering
MAR - 2212.14
FEB - 2494.54
JAN - 1900.00
DEC - 2240.71
NOV - 2232.14
OCT - 2270.00
he calculate (i dont know what he count)
He gave me an answer decline cause of my gross income not achived 2k a months , it was like 1930.00.
Then he tried another way to apply online , declined too , bcos my car loan is not more than a year , is about half year .
at last i walked in to CIMB with their cash plus finance
i apply 20k with 36months .
result still Pending .
Can anyone help me what`s safe amount to get , and how many months shuld i payback ( of cos not longer time , interest high)
My target amount is about 20k .
(actually i only need 8k , balance is for my sister , she will pay the amount that she get )
My current commitment only car -RM370
I had EPF with average :
Syer majikan - 234.00
syer pekerja - 198.00
My basic is RM1900+100(allow)+200(OT,this will get every month , due to from 5days/week to 6days per week at this company)
hi if you are still interested,pls do contact me at 0172000957,andrew from easy rhb...i will try my best to help u