Hai
can anyone help me with personal loan(RM 12 - 15k)?
Age : 27
working at Private Sector (SDN BHD company)
Job: QA/QC Executive
Basic salary :RM2k above (2250-2450) with fixed elaun 220
Commitment : Car Loan RM670/month (clean payment)
Credit Card : No
Other commitements : No
applied with Standard Charted but rejected (no reason) & now applying with Ambank (no reply) maybe still in progress.
Can i get loan?

My loan with AMBANK also rejected, just receive a system sms from AMonline.
any idea?
need

After been rejected by 4 banks...Finally my personal loan approved, thanks to Ms.Karen (Hong Leong) Mach application via online... easy and fast loooooooooooooooooo..... huhuhuhu...

Last month was trying to get personal loan, so i tried at Ambank, Standard charted, Alliance, Hong Leong & AEON

- Ambank = Rejected (No reason)
- Standard Charted = Rejected (No reason)
- Alliance = Rejected (ccris below 1 year)
- Hong Leong = Rejected (No reason)

already give up after all rejected, than i was googling for personal loan, accidentally clicked Hong Leong Mach Personal loan Application, than after few days received call from Ms.Karen Personal loan dept, than i informed her that Hong Leong already rejected my PL so i dowan to waste my time again, she checked at system and inform me that previous application that i apply is not submitted by the Hong Leong PL officer (name classified), at 1st i didnt believe it, but she ask me give a try again, so i just send everything as listed to her but with new application called Mach application , within 5 days my application approved and 7th day i received my money. No signature at branch needed, no guarantee, no document submitted at hand or branch, no credit card, simply easy even loan amount small (10k), tout want to make a complaint on the Hong Leong PL officer (name classified) but its okay, maybe he valuate the chances of my loan to approve himself and sms me its rejected... lol ....all is well.....

Documents
- IC
- Pay Slips (3 months)
- EPF (complete set)
- Bank Statement (3 months)
- Utility Bill (water or electricity)

Application
- Make sure all information correct and get advise & Tips from PL officer before submit it.

yes its true but very hard to get personal loan for me, so when compared to credit center and other credit facilities its better to go for mach.. kinda easy...
she said there is no document submited under my IC number, if there is any document submitted their system will show status reject.