greetings ppl
i wanted to settle my rhb personal loan left around 12k. i called them and asked for discount but they said that for personal loan theres no reduction or discount. i have to pay the full amount. different bank different policy cause cimb gave me discount when i paid early settlement or is the officer bulls**ting me.

the best way is to drop by branch & ask for early settlement rebate.

Bank Rakyat:

1-3 yrs loan 3.30%
4-20 yrs loan 4.08%

No penalty for early settlement.. I went to the bank today.
Pinjaman Aslah Ria.

Hi!

Wondering if anyone here can give me some suggestions:

1. Looking for overdraft facility or personal loan of RM60,000 - RM70,000.
2. Reason being to partly finance a new business venture.
3. Current monthly income: RM4850 (Basic Salary) + RM1000 (Long Term Client Commission) + RM600 (Average Monthly Travelling Allowance)
4. Based on my calculation I can afford monthly repayment of maximum RM1500.
5. I plan to payback the loan/overdraft facility within the next 6 months.

Would appreciate any advice on the lowest/best way to do so ASAP.

Thank you all!

Heard that personal loan can get 2.88%. If like that, then what about take personal loan dump into FD (4%) and earn 1.12% every year?

is it PL bank rakyat only for gov staff? any other syarat??
TQ

Hello,

May I know if any bank offer a loan for a student? Any replies together with related link will be greatly appreciated.

as u are a student.
do you have any guarantor?

fo rme im student also.
i success to borrow a loan that value 220k from HSBC bank.
of course.
i have guarantor

mickey1991That's a lot, what did you use it for?

buy condominium at sunny ville penang.
just buy 1 month ago,
my aunt be my guarantor.
of course for investment and my future . haha

we're talking about personal loan not housing loan i guess

that is my loan

= personal loan.
personal is mean own self loan

isn't?
should be meaning like this. lol

And this while you are still a student?
Monthly payment? Are you working?

Dear All SIFU ,

Recently apply loan form al ranjit and scb get rejected due to higher commitment . would like seek your guys advice how to get easy PL approval base on my monthly income and commitment .

salary = RM 3500
Monthly commitment = RM 1700

i request for 30K PL .

Any suggestion ?

Bank rakyat applicable for private sector ? or only for gov ?

When I paid them a visit, they told me it is applicable for govt and private workers..
For govt, deduction by Angkasa (potong gaji).

who to refer ? any bank rakyat agent her .....

applicable for private sector ? how to apply ?

Can i get his number to contact him for more detail ?

I went to Bank Rakyat Seksyen 9 Shah Alam, close to my place and less hectic as compared to Bukit Raja Klang branch.
On this pamphlet, the repayment table shows:

Aslah Prima
Loan starts at 3k:
1-3 yrs 3.30%
4-20 yrs 3.98%

Aslah Plus
Loan starts at 3k:
1-3 yrs 3.30%
4-20 yrs 4.48%

Aslah Ria
Loan starts at 5k:
1-3 yrs 3.30%
4-20 yrs 4.08%

I think Aslah Ria is for govt servant. The officer briefed me on this.
Haven't decided. Still thinking and analyzing things. I went yesterday, so these are the latest rates.