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Personal Loan - V2, which banks offer the best deal?
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Roney
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Mar 6 2013, 08:27 PM
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New Member
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Dear All SIFU ,
Recently apply loan form al ranjit and scb get rejected due to higher commitment . would like seek your guys advice how to get easy PL approval base on my monthly income and commitment .
salary = RM 3500 Monthly commitment = RM 1700
i request for 30K PL .
Any suggestion ?
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Roney
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Mar 6 2013, 08:30 PM
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New Member
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QUOTE(solsekuin44 @ Mar 4 2013, 04:46 PM) Bank Rakyat: 1-3 yrs loan 3.30% 4-20 yrs loan 4.08% No penalty for early settlement.. I went to the bank today. Pinjaman Aslah Ria. Bank rakyat applicable for private sector ? or only for gov ?
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Roney
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Mar 6 2013, 09:24 PM
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New Member
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QUOTE(solsekuin44 @ Mar 6 2013, 08:56 PM) When I paid them a visit, they told me it is applicable for govt and private workers.. For govt, deduction by Angkasa (potong gaji). who to refer ? any bank rakyat agent her .....
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Roney
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Mar 6 2013, 09:26 PM
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New Member
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QUOTE(locomotive @ Jul 10 2012, 10:24 PM) Max amount u can get is RM120k. Subject to ur net income or existing deduction n tenure of loan. Current best rate is 3%-4%. Pls check ur inbox. Added on July 10, 2012, 10:33 pmMax u can get is RM150k-RM200k, tenure 15-20 years (depending on which bnk u r applying with). I can help u apply loan without using biro angkasa. Loan rate is 3-4%. Check ur inbox Added on July 10, 2012, 10:43 pmIm an loan agent. Bank rakyat latest rate is 4.95% for 20years. Repayment method is salary deduction via biro angkasa or via your HR provided company u r attach to is a bank rakyat panel applicable for private sector ? how to apply ?
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Roney
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Mar 6 2013, 09:30 PM
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New Member
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QUOTE(shimis27 @ Sep 8 2012, 11:01 AM) Pmed him already but no reply Can i get his number to contact him for more detail ?
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Roney
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Mar 20 2013, 08:36 PM
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New Member
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QUOTE(solsekuin44 @ Mar 20 2013, 11:13 AM) Bank Rakyat just approved my loan.. Going to sign the agreement  Thank God. Criss and high commitment eligible to apply ?
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Roney
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Mar 20 2013, 08:47 PM
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New Member
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QUOTE(solsekuin44 @ Mar 20 2013, 03:14 PM) Updated : I just signed my agreement with Bank Rakyat. The interest rate imposed is 3.90% instead of 4.08. I made a 5 yrs loan. This is a new promotion. Starting from this week until May, any loan processed within this week until May, you'll be imposed with 3.90% for 1-20 yrs tenure. applicable for private sector/higher commitment? how much the loan you apply ?
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Roney
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Oct 29 2013, 05:41 PM
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New Member
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QUOTE(vmadone @ Oct 4 2013, 04:04 PM) MBSB is now open for private sector already? Mbsb open for private sector ?
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Roney
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Oct 30 2013, 09:37 PM
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New Member
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QUOTE(vijaz7 @ Oct 29 2013, 06:37 PM) Yes.. MBSB now open for private sector... How to apply? what is the requirement ? refer ccriss ? high commitment ?
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