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 Personal Loan - V2, which banks offer the best deal?

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terrylim2004
post Aug 23 2012, 10:07 AM

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I am looking to get a RM10K - RM15K personal loan to fund an investment.
I need the cash by end of this month.

Work in private sector, international company
My current salary RM5000
Credit card balance RM10000
Car loan 470 per month

My idea loan repayment per month is around RM800 - RM1000 for 2 years.

Any offer pls pm me
bogijek
post Aug 25 2012, 01:38 AM

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Hi, i am looking PL about RM100K or lower to buy a properties for future investment.

currently working at GLC
basic salary RM1800
status contract
currently don't have any commitment except for my PTPTN

can afford RM800-RM1000 for repayment

any agent here? can PM me... Thank you...
BlueHippo
post Aug 27 2012, 07:58 PM

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Anyone here experience with Hong Leong PL? I'm very unhappy with their service vmad.gif My loan application was approved on August 17th, they actually called and confirm my details and where to disburse my loan. I've waited patiently for more than a week already and the loan still haven't disburse into my account sad.gif I send sms to the agent that handle my case but still no news till now sigh.. sad.gif I've ask my agent when can i expect the loan to be in my account, according to him IBG transfer will take 2-3 days but what the heck it's been more than 1 week.

I'm oversea now so I can't go to Hong Leong HQ to screw them up. Very urgently need this loan to settle some personal stuff and my CC. Sigh very very disappointed, I already log a case with them but as usual now news till now.

Even worse, the representative that called to confirm my details actually said i need to make repayment on 17th every month. WTH man!!!!!!!!!!!!! Any suffering the same fate as me now? sad.gif
Ken_HP
post Aug 27 2012, 09:11 PM

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QUOTE(BlueHippo @ Aug 27 2012, 07:58 PM)
Anyone here experience with Hong Leong PL? I'm very unhappy with their service vmad.gif My loan application was approved on August 17th, they actually called and confirm my details and where to disburse my loan. I've waited patiently for more than a week already and the loan still haven't disburse into my account sad.gif I send sms to the agent that handle my case but still no news till now sigh.. sad.gif I've ask my agent when can i expect the loan to be in my account, according to him IBG transfer will take 2-3 days but what the heck it's been more than 1 week.

I'm oversea now so I can't go to Hong Leong HQ to screw them up. Very urgently need this loan to settle some personal stuff and my CC. Sigh very very disappointed, I already log a case with them but as usual now news till now.

Even worse, the representative that called to confirm my details actually said i need to make repayment on 17th every month. WTH man!!!!!!!!!!!!! Any suffering the same fate as me now? sad.gif
*
Well, not only HLB encounter this kind of problem. Others bank to encounter this kind of problem, due to hari raya around the corner. Officer having annual leave & short of officer icon_rolleyes.gif
*u should tell the officer u wan due date on 30th
Rizard
post Aug 28 2012, 09:05 AM

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My basic 2.4k+ fix elaun 800= rm3.2k+. I got debt 10k from cimb ongoing for 4 years more, already paid the installment rm250 for 1 year. My cc debt 1k+. Now i'm looking for PL 15k for investment and settlement cc.
any offer here pls pm me.
BlueHippo
post Aug 28 2012, 09:35 AM

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QUOTE(Ken_HP @ Aug 27 2012, 09:11 PM)
Well, not only HLB encounter this kind of problem. Others bank to encounter this kind of problem, due to hari raya around the corner. Officer having annual leave & short of officer  icon_rolleyes.gif 
*u should tell the officer u wan due date on 30th
*
U might be right Ken, regretted I didn't tell them when I need to loan sad.gif Can I negotiate with the bank to set the repayment date on the time I receive the loan? It's kinda unfair to pay on the date when i don't even receive the loan yet.
kurt_maisu
post Aug 28 2012, 05:14 PM

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From: Bilik Kebal OSK Kuantan !!


hi

my wife currently employed with IKIP College ( subsidiary of Yayasan Pahang ).currently her income is around 1850 per month b4 deduction of epf etc.

currently her commitment is her PL ( 53k.aroudn 4++ per month ) and a car ( rm5++ )

her plan is to overlap her current loan/ take a new loan. we needed a new loan ( either overlap/new one ) around 30k to clear all my current debt. i'm currently employed with a big company with income 3+++ per month but basically cannot do anything due to ccris n akpk.planning to clear all my debt using my wife loan so i can purchase a new home for our family

please pm if u think u can do it for us
Ken_HP
post Aug 28 2012, 08:32 PM

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QUOTE(BlueHippo @ Aug 28 2012, 09:35 AM)
U might be right Ken, regretted I didn't tell them when I need to loan sad.gif Can I negotiate with the bank to set the repayment date on the time I receive the loan? It's kinda unfair to pay on the date when i don't even receive the loan yet.
*
HLB i not very sure, but for Alliance bank as long u haven't receive the loan u may change the due date. You can call to the HLB customer service hotline further information
memey 8985
post Aug 28 2012, 11:38 PM

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QUOTE(ariff_koboi @ Aug 18 2011, 03:43 PM)
i wanna apply for personal loan rm36k.which bank offer the lowest rate.anyone help me.tq
*
Hi...
Saya memey...awk kje mana?
Saya master agent utk bank and koperasi....saya selalu uruskan utk pekerja bank,glc,gov (tetap/kontrak)

Sekiranya perlukan bantuan hubungi saya 0102403701

Or my email is nq.resources@gmail.com

Mungkin sy boleh bantu....

Regards


Added on August 28, 2012, 11:41 pm
QUOTE(bogijek @ Aug 25 2012, 01:38 AM)
Hi, i am looking PL about RM100K or lower to buy a properties for future investment.

currently working at GLC
basic salary RM1800
status contract
currently don't have any commitment except for my PTPTN

can afford RM800-RM1000 for repayment

any agent here? can PM me... Thank you...
*
Hi... Saya memey...awk kjemana? Saya master agent utkbank and koperasi....saya selalu uruskan utk pekerja bank,glc,gov (tetap/kontrak)

Sekiranya perlukan bantuan hubungi saya 0102403701

Or my email is nq.resources@gmail.com

Mungkin sy boleh bantu....

Regards

This post has been edited by memey 8985: Aug 28 2012, 11:41 PM
BrotherHoe
post Aug 29 2012, 05:59 AM

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Salary : 7500

Looking for PL : 30k

Do PM me best rate
samsungXP
post Aug 29 2012, 10:44 AM

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under akpk can apply pl?
jamloceng
post Aug 29 2012, 03:28 PM

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Hi,
Need personal loan about RM10k
Salary = RM 3200
No car loan, No CC outstanding, No other personal loan. only home loan (rented to tenant).
paichow69
post Aug 29 2012, 09:13 PM

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Hello ...

I want to appl PL RM 10k -15k.
Salary around RM 1.7k/month.
Only have Credit Card Commitment RM150/month.

Any Bank Agent ? PM me OK. TQ
sonerin
post Aug 29 2012, 10:16 PM

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QUOTE(samsungXP @ Aug 29 2012, 10:44 AM)
under akpk can apply pl?
*
You cannot apply
bcteh
post Aug 30 2012, 08:59 AM

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Need loan about 40k to buy an used car because my last car got stolen. Unable to get car loan due to bad credit for previous car but already settled.

Salary: RM3400 but in record commitment high because my father used my name to buy a car but he's paying, not me.

Any agent interested to help pls PM me.
mightyks
post Sep 1 2012, 03:44 AM

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I need a loans help with no epf juZ had salary slip and statement ... Ady apply at rhb but reject any bank worker here ??


Added on September 1, 2012, 3:46 am
QUOTE(Chuchu99 @ Aug 10 2012, 12:31 PM)
ENJOY 20% & 25% CASH REBATE FOR PERSONAL LOAN

WHO INTERESTED TO PERSONAL LOAN and settle the CREDIT CARD DEBT may PM my Mail Box to get more info

Thank You

Miss Chu here ^^
*
Hi miss chu I need a loans do u work for d bank ?

This post has been edited by mightyks: Sep 1 2012, 03:46 AM
singdreams
post Sep 1 2012, 03:55 AM

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Hi there all of the expert here , just want to ask u which bank i shud go to if im going to apply personal loan, i tried with rhb alliance bank all not approving 4 moths ago .

Thx in advance
mohdshafie00
post Sep 1 2012, 11:12 PM

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is it possible to make 2nd personal loan?
1st personal loan already a year back, monthly rm250
basic+allowance 2.5k
commitment car 500, cc no outstanding but hv 2

edmundwong
post Sep 3 2012, 08:08 AM

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QUOTE(pedo123 @ Aug 18 2012, 04:14 AM)
Currently I'm submitting HLB personal loan, if in the same time I try to apply personal loan from other banks and it approved can I reject either one?
Because I need it urgently and worry if rejected..
*
do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:09 am
QUOTE(switcx @ Aug 20 2012, 09:41 AM)
Hi.. I'm looking to take pl around 10k. Current salary rm2.5k. Didn't have other credit commitment currently. Which bank give lower interest rate? Pm me agent.
*
do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:11 am
QUOTE(HughieRmX @ Aug 20 2012, 11:43 AM)
Looking forward for offers on the personal loan product ..
Kindly drop me a PM for further clarification ..

Thank you smile.gif
*
do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:14 am
QUOTE(terrylim2004 @ Aug 23 2012, 10:07 AM)
I am looking to get a RM10K - RM15K personal loan to fund an investment.
I need the cash by end of this month.

Work in private sector, international company
My current salary RM5000
Credit card balance RM10000
Car loan 470 per month

My idea loan repayment per month is around RM800 - RM1000 for 2 years.

Any offer pls pm me
*
do you want try to apply ALLIANCE BANK p loan or debt conso , you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:15 am
QUOTE(jamloceng @ Aug 29 2012, 03:28 PM)
Hi,
Need personal loan about RM10k
Salary = RM 3200
No car loan, No CC outstanding, No other personal loan. only home loan (rented to tenant).
*
do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail

This post has been edited by edmundwong: Sep 3 2012, 08:15 AM
HughieRmX
post Sep 3 2012, 10:53 AM

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QUOTE(edmundwong @ Sep 3 2012, 08:08 AM)
do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:09 am

do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:11 am

do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:14 am

do you want try to apply ALLIANCE BANK p loan or debt conso , you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail


Added on September 3, 2012, 8:15 am

do you want try to apply ALLIANCE BANK p loan, you may drop me a email at alliancefinancing_i@yahoo.com so that i can send you more detail
*
Thank you for the offer. I'm in the midst of working on the application already .. smile.gif

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