CIMB Asia Pacific Adil Fund also do well..for the past 3 month from launching,,it has growth to 2%-3.5%.(after deduct the service charge 5%)meaning that it has grow to 7%-8.5% for the past 3 month..

i have a investment....maybe better better than banker's investment
whenever our relatives, frenz pay their utility bills or go ATM machine take money.....we can get override...
Not only that, when we go shopping, eating, living in hotel we can get discount.
This is guarantee not a direct sales company...coz the company nt under registered DSAM...whoever join become member dont need find member still can get money(you can take as investment)

I heard that RM138 can get RM30000+

The company name is IPC shopping. Who interested can call 0192177118

RM138 can get RM30000+??? Really hope can know more about this. Do you have any website I can refer to?

wats u r ttalkin......

wow..just one question. Is it okay-ed by Securities Commission or Bank Negara? The last time I heard of a scheme like that it ended up in the papers..... had something to do with Gold...

for rm138.. i think its POLYGYM...

What's POLYGYM?

I've surfed the website, ipcshopping.com, I'm not clear about what's that...
Can anybody here explain about this?

Thank you.

what kind of scheme is this? RM138 to RM30000? you didn't stated how much it takes? 20 years?

How many times do people need to get through this kind of stuff before they learn?? Someone that had never posted before (newbie) registered and start claiming something that is too good to be true. But, they cannot explain what it is and you must PMed or call them.

You get this kind of post at least once per month.

Dreamer

POLYGYM is an MLM company..
u pay RM138, then u'll get some stuff..
then find more downline to get RM20 for each person..

thats what i thought lar...
maybe its sumthing else...

Look at the bright sight, at least we knew there are plenty of scam or so called 'brilliant' investment plan and waiting to 'fish' people.
If it is so good then EPF board should look into it since they are struggling to outpeform the around 6% return rate.

Like dreamer said, something it is too good to be true already, then beware, there is no free lunch in the world just waiting for you. If it is true it is so good then others already grab it and still let you have a share on it?

EPF dun wan let us take out the money for investment

Ya, Agreed with Dreamer. Something is too good to be true already. Like today when I pass by the tunnel to go KLCC LRT, there's a lot of people giving out a piece of paper stated like this :

We are e-commerce Business Company would like to

Welcome Fresh Graduates and Dip/Cert Holder.

Join our member today! And you'll get unlimited income regardless to the level of your Dip/Cert.

Investment RM500
Memberships RM132

When I see this kind of things... haiz... another pyramid type MLM. f***ing cheating those with educated person into this kind of trap. I know it because I already ask what kind of "things" there dealing with. They ask u pay for RM632 ( 'so-called' Investment RM500 and Memberships RM132 ) and they'll teach you how to earn money. It's all kind of selling memberships also and recruiting more people to join the company. For each member you'll get RM200. WTF. People please don't ever believe in this kind of shits.

PS : Dreamer, really sorry for my rudeness before. I'm a noobie and I'll investigate and understand everything whenever I promote a scheme or something else. Please forgive me. Thanks.

It is okay. We have all been there before. We need to be careful about what we recommended so that we do not ended up be scammed plus getting our own reputation spoiled.

Dreamer

This post has been edited by dreamer101: Sep 10 2006, 11:39 PM

Investment frm EPF is allowed.. but only for account 1
and the money only can be invested in the SC list.



just my 2 cent.thanx

Allow me have my point of view,

there are a lot of scams even in the streets. You can see them giving advertisment papers at the streets. Lately a lot of "Ang Mo" do that also. (Example, right outside of Masjid Jamek LRT station) If those schemes are good, I think their staff will grab all those opponunity, why leave it to us? They even didnt state their company name/address in the paper.

If a person tell you he earns a lot, try to see what car he drive and where he stay.

"Good things will not need to advertise"

I just got my return RM280+ from my RM5K investment on buying health care fund 4 months ago from UOB. The money is little, but it is a good start. I'm happy with it.


EPF is a sheme introduce by gov for most people who cannot control their spending. Thats wat I think.

only if u got 50k in your account 1......then u will get approach by those unit trust agent asking u to invest to their company only to find out later after 5 year your money will depreciate to 45k or 40k....no that im saying unit trust is bad just they still have transparency issues that should not be taken for granted.

The richest person that I know ride a Cefiro and live in a medium sized single storey bangalow. Sam Walton drove an old pickup truck.

People that are very rich do not have to sell anything to you. And, the last thing they want is more attention and get their family robbed and kidnaped.

Dreamer

a lot of scammers use this big car as their scam tools, they will say they join this mlm and now he drive a BMW so and so, what you dont know is the behind thing, everyone can drive a big car now adays, but it doesnt mean he is a successful person.

wrong, look at coca cola, McD, BMW etc, they are reknown , yet they still advertise, advertising is not only work as simply advertise to show the public how good your product is. there are alot more functions for adverstising

what I will say is, bad things not need to advertise. or you get yourself into troubles

Nowadays, scammers are everywhere. If we're not greedy, then I think we won't be scammed. Keep in mind that, there's no free lunch in this world. You need to put effort, then only you get returns. Can't be denied that someone has earned a lot through MLM, but how many of them can do it? If you're clear about their system and you're interested to persuade people to join or buy your product, then go ahead. If you're not, please stay away from the MLM.

I more believe in investment. There's no way we can earn fast cash. Just put effort to learn all about investment, then you can get profit from the investment.