Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 Jan 30 2012, 11:19 AM
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Senior Member
843 posts Joined: Oct 2008  
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QUOTE(gerrardling @ Jan 27 2012, 11:46 AM) no more flexi plan for CIMB i write to CIMB and hope they can bring back the I.smart plan. I use it on last year for 2%@10month, and now HSBC is 3%@10 and 5%@20month. I have used all my credit limit on HSBC and they reject my credit limit increase. So now i look for any GOOD offer. Citibank is super expensive!!! |
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Jan 30 2012, 11:23 AM
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(wrb7878 @ Jan 30 2012, 11:19 AM) i write to CIMB and hope they can bring back the I.smart plan. go for ambank or public bankI use it on last year for 2%@10month, and now HSBC is 3%@10 and 5%@20month. I have used all my credit limit on HSBC and they reject my credit limit increase. So now i look for any GOOD offer. Citibank is super expensive!!! |
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Jan 30 2012, 11:26 AM
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Senior Member
843 posts Joined: Oct 2008
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QUOTE(gerrardling @ Jan 30 2012, 11:23 AM) go for ambank or public bank Any offer for ambank and public bank? BT? or can convert purchase to installment plan?currently i have HSBC, Citibank and DA only. |
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Feb 4 2012, 04:14 PM
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Senior Member
1,484 posts Joined: Oct 2007 From: Diamond Bay 
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which is the best deal for BT currently? PBB? but i dont hv the cc for PBB. if apply now still can get the BT b4 promotion end on this mth?
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Feb 4 2012, 09:20 PM
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur 
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Have anyone tried UOB's New-To-Bank Balance Transfer program ?
0% for 6-month and 1% for 12-month. |
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Feb 6 2012, 05:44 PM
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Senior Member
536 posts Joined: Mar 2007
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QUOTE(smsbusiness2u @ Feb 5 2012, 12:09 PM) Any website for detail? This offer seems to be valid for those new CC application sign up via booth.I asked this b4 at a branch in johor bout this in end Dec.That branch dun have this offer when i ask for sign up there... |
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Feb 7 2012, 09:40 AM
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Junior Member
145 posts Joined: Feb 2012
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Why this year no more 0% Balance Transfer?
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Feb 8 2012, 12:40 AM
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Junior Member
23 posts Joined: Oct 2006 From: Alor Star, Kedah
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QUOTE(AskChong @ Feb 7 2012, 09:40 AM) Why this year no more 0% Balance Transfer? why say so?pbb now 6 months didnt charge any %%%%%%% yet.... |
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Feb 8 2012, 12:49 AM
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Junior Member
145 posts Joined: Feb 2012
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PBB Balance Transfer 0%.
No Charges? Usually PBB imposed fixed rate charges like handling fee etc. So, effectively not free loan. Can you confirm as I can't find info on pbebank.com |
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Feb 8 2012, 07:56 AM
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Senior Member
3,904 posts Joined: Jul 2007
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QUOTE(AskChong @ Feb 8 2012, 12:49 AM) PBB Balance Transfer 0%. looking harder manNo Charges? Usually PBB imposed fixed rate charges like handling fee etc. So, effectively not free loan. Can you confirm as I can't find info on pbebank.com http://www.pbebank.com/en/en_content/personal/cards/bt.html |
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Feb 8 2012, 09:49 AM
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Junior Member
145 posts Joined: Feb 2012
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QUOTE(lamode @ Feb 8 2012, 07:56 AM) Thank you very much. |
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Feb 10 2012, 12:53 AM
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Senior Member
1,601 posts Joined: Oct 2005 From: WMKP
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try BSN
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Feb 10 2012, 07:49 AM
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Senior Member
603 posts Joined: Aug 2005
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help me
i have to settle my 0% cimb bt this 18th feb(due date) of rm18K i can only pay rm8k  if i try to settle the balance rm10k month end....will they charge interest since about 10 days over the due date? |
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Feb 10 2012, 09:35 AM
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All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(samquah @ Feb 10 2012, 07:49 AM) help me Of course CIMB will charge you.. that's what banks hope for debt defaulters/late payeri have to settle my 0% cimb bt this 18th feb(due date) of rm18K i can only pay rm8k if i try to settle the balance rm10k month end....will they charge interest since about 10 days over the due date? |
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Feb 10 2012, 10:05 AM
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Senior Member
603 posts Joined: Aug 2005
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meaning they will charge the remaining rm10k 13.5*pa?
so late 10 days will only charge the interest for the rm10k for 10 days only rite? |
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Feb 10 2012, 03:48 PM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012
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Feb 10 2012, 04:11 PM
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(arsenal @ Feb 10 2012, 03:48 PM) Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012 aiyaa.aa.. which other bank having the same 0% at the moment, cos my bro need to BT out from citibank instead? |
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Feb 10 2012, 04:22 PM
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(arsenal @ Feb 10 2012, 03:48 PM) Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012 hi, you got this offer through their telemarketer ? |
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Feb 10 2012, 05:56 PM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya
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QUOTE(gerrardling @ Feb 10 2012, 04:22 PM) hi, you got this offer through their telemarketer ? yup..my favourite leng lui telemarketer...everytime want good rate for balance transfer i will call her up... |
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Feb 10 2012, 09:17 PM
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Junior Member
10 posts Joined: Nov 2006
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QUOTE(arsenal @ Feb 10 2012, 05:56 PM) yup..my favourite leng lui telemarketer...everytime want good rate for balance transfer i will call her up... can pm me the detail? |
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