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 Balance Transfer, What is it actually???

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ronnie
post Feb 16 2012, 02:51 PM

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UOB New-To-Bank Balance Transfer Application
Submitted : 16 Feb 2012 (via UOB Sales Agent)
Approved : 17 Feb 2012 ... quicker than CIMB brows.gif icon_rolleyes.gif
Payment to CC :

This post has been edited by ronnie: Feb 17 2012, 10:49 PM
cenkudu
post Feb 16 2012, 04:32 PM

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QUOTE(ronnie @ Feb 16 2012, 02:51 PM)
UOB New-To-Bank Balance Transfer Application
Submitted : 16 Feb 2012 (via UOB Sales Agent)
Approved :
Payment to CC :
*
for new to bank or existing cards user? application for BSN is a bit difficult, you can't fax or email the form + docs they want to see the original one. You also need to get your employer to certify your pay slips
chintl
post Feb 16 2012, 05:22 PM

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QUOTE(arsenal @ Feb 10 2012, 03:48 PM)
Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012
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Just did few k BT to Citibank. rclxms.gif The sale person asked me to make BT again before end of the month... drool.gif
sidanos
post Feb 16 2012, 06:45 PM

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QUOTE(ronnie @ Feb 16 2012, 02:51 PM)
UOB New-To-Bank Balance Transfer Application
Submitted : 16 Feb 2012 (via UOB Sales Agent)
Approved :
Payment to CC :
*
I cant seem to find this in their website.
How can I apply for this?
monara
post Feb 16 2012, 07:44 PM

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QUOTE(anvil88 @ Feb 16 2012, 01:57 AM)
yea jus stick wth the 0% tenure..
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already ask them regarding their BT. the transferred amount is equally-divided throughout the tenure sad.gif (unlike most other bank's which minimum 5% to pay until final month)..
any other banks offer 0% BT now? hmm.gif only knew Citibank, but most likely i wont make it in time (to apply before end of this month) sweat.gif
ronnie
post Feb 16 2012, 10:43 PM

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QUOTE(sidanos @ Feb 16 2012, 06:45 PM)
I cant seem to find this in their website.
How can I apply for this?
*
It's not on the website as it's a marketing ploy to sign-up new UOB Cardholders
ronnie
post Feb 16 2012, 10:44 PM

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QUOTE(cenkudu @ Feb 16 2012, 04:32 PM)
for new to bank or existing cards user? application for BSN is a bit difficult, you can't fax or email the form + docs they want to see the original one. You also need to get your employer to certify your pay slips
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The title says it all New-To-Bank
sidanos
post Feb 17 2012, 09:50 AM

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QUOTE(ronnie @ Feb 16 2012, 10:43 PM)
It's not on the website as it's a marketing ploy to sign-up new UOB Cardholders
*
meaning i have to go to the bank or see any UOB cc sales person?
Gen-X
post Feb 17 2012, 10:14 AM

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QUOTE(sidanos @ Feb 16 2012, 06:45 PM)
I cant seem to find this in their website.
How can I apply for this?
*
QUOTE(sidanos @ Feb 17 2012, 09:50 AM)
meaning i have to go to the bank or see any UOB cc sales person?
*
you are really lazy, ronnie posted the relevant info earlier. All you have to do is read previous page!
a13a11
post Feb 17 2012, 10:19 AM

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QUOTE(arsenal @ Feb 11 2012, 12:30 AM)
let me ask her...you need to be citibank holder to get this rate..apparently selected customers only.
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arsenal, can u pls check with the leng lui the BT promotion still on?
i will pm u my contact if YES!

the leng lui sure love u so much coz promoting her in LYN brows.gif
sidanos
post Feb 17 2012, 11:30 AM

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QUOTE(Gen-X @ Feb 17 2012, 10:14 AM)
you are really lazy, ronnie posted the relevant info earlier. All you have to do is read previous page!
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thanx man. Got it icon_rolleyes.gif
l3iTi
post Feb 17 2012, 06:12 PM

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citibank card holders...this is workable:

login ur account online.
send an email thru there.
i selected promotion enquiry, asked for BT 0% for 6mths.
i asked whether i'm eligible or not.if yes, pls provide me the form.


evening 6.15pm, cs called me about this n help me apply tongue.gif

havent finalize yet cos i asked him call me again tml.

This post has been edited by l3iTi: Feb 17 2012, 06:17 PM
SUSDavid83
post Feb 17 2012, 07:08 PM

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QUOTE(l3iTi @ Feb 17 2012, 06:12 PM)
citibank card holders...this is workable:

login ur account online.
send an email thru there.
i selected promotion enquiry, asked for BT 0% for 6mths.
i asked whether i'm eligible or not.if yes, pls provide me the form.
evening 6.15pm, cs called me about this n help me apply tongue.gif

havent finalize yet cos i asked him call me again tml.
*
This is not an official campaign right? Just a trick or what?
ronnie
post Feb 17 2012, 10:51 PM

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UOB New-To-Bank Balance Transfer Application
Submitted : 16 Feb 2012 (via UOB Sales Agent)
Approved : 17 Feb 2012 ...
Posted to UOB Statement : 20 Feb 2012
Payment to CC : 21 Feb 2012

Approval speed is quicker than CIMB's team.
brows.gif icon_rolleyes.gif

This post has been edited by ronnie: Feb 22 2012, 09:08 AM
l3iTi
post Feb 17 2012, 11:43 PM

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QUOTE(David83 @ Feb 17 2012, 07:08 PM)
This is not an official campaign right? Just a trick or what?
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Not sure on this...since i've been reading that some of the cc holders get the offer by receiving phone call from CS....
so i just try luck by approaching them instead....let me receive another call from them tomorrow first....i'll update here again...

Updated on 11.06am 18 Feb

The officer named Mark called. Double confirmed with him that the BT 6mths I'm having is 0%.

Updated on 11.35am 18 Feb

Another officer called in to process this. Give me hear the T&C, re-verify the amt, the account #
Ta daa.. "BT will be completed in 5 working days. However we will expedite it for 3 working days."
Info gotten --> 5% min payment, u must settle the total BT in 6th mths.
--> the BT info will appear in Mar'12 statement
--> payment that you made will be clear by hierachy. Eg --> You deposit $ into your cc account, it will be clear in sequence as --> Finance Charges, Retail Charges, EPP then only BT

So i consider i already get this 0% 6 mths BT to CitiBank cc icon_rolleyes.gif

Updated on 20 Feb

BT details being reflected in my e-statement....very efficient....

This post has been edited by l3iTi: Feb 20 2012, 04:54 PM
xixo_12
post Feb 19 2012, 07:28 AM

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i have no any outstanding balance with cc, but interested to do BT to my personal acc and use that money for others thing.

question is.. can it be done?
SUSDavid83
post Feb 19 2012, 08:32 AM

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QUOTE(xixo_12 @ Feb 19 2012, 07:28 AM)
i have no any outstanding balance with cc, but interested to do BT to my personal acc and use that money for others thing.

question is.. can it be done?
*
Not possible.

BT is a concept of transferring balance from one CC to another CC; usually not from the same banks.
xixo_12
post Feb 19 2012, 09:09 AM

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QUOTE(David83 @ Feb 19 2012, 08:32 AM)
Not possible.

BT is a concept of transferring balance from one CC to another CC; usually not from the same banks.
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ok understood.. smile.gif
thx for reply
ronnie
post Feb 21 2012, 10:51 AM

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QUOTE(pisang @ Feb 14 2012, 11:17 AM)
hello ronnie,
do you have any idea if we can BT an existing BT account to this UOB BT program? thanks
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I managed to BT from CIMB BT account to UOB rclxms.gif rclxms.gif rclxms.gif
ENSURE you have funds to pay your BT...else don't do it.
davegan84
post Feb 21 2012, 05:24 PM

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Guys,

Public Bank has extended their 0% BT promo to 31st March 2012...

http://www.pbebank.com/en/en_content/image...2_0212_form.pdf

hurry up!!! smile.gif

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