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 Balance Transfer, What is it actually???

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arsenal
post Feb 28 2011, 08:52 AM

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QUOTE(ronnie @ Feb 28 2011, 08:25 AM)
For DA/CIMB BT application, we just submit the front copy of the latest statement, right ?
*
Yes...but depends on the credit limit that given by CIMB
arsenal
post Feb 28 2011, 09:00 AM

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QUOTE(ronnie @ Feb 28 2011, 08:57 AM)
As long as the BT amount to DA is less than available CL of my DA CL, right ?
*
yes
arsenal
post Mar 8 2011, 07:06 PM

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Citibank offer me 1.6% per annum for balance transfer...time to do it and put money in FD?
arsenal
post Mar 9 2011, 08:05 AM

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QUOTE(Gen-X @ Mar 8 2011, 09:30 PM)
like Miles said, others offering 0% so why would you want to do BT with citi and get less effective interest earned from FD?

Clcik here to read BT 0% and make more from your FD smile.gif
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Actually I am plannning to transfer from CIMB to Citibank..In short, I also utilise my CIMB 0% for 6 months and transfer to Citibank so that earn more interest...tongue.gif
arsenal
post Jun 13 2011, 11:09 AM

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QUOTE(ronnie @ Jun 13 2011, 10:54 AM)
Any news if CIMB is planning to extend their 6-month 0% Balance Transfer program ending 30 June 2011 ?
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asked CS and they said no plan yet...i think just wait and see..smile.gif
arsenal
post Sep 7 2011, 03:03 PM

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QUOTE(WaCKy-Angel @ Sep 7 2011, 02:43 PM)
So for CIMB paying min 5% wont get any interest charges?
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Nope
arsenal
post Dec 17 2011, 12:24 PM

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Any idea if CIMB BT will be extended?
arsenal
post Dec 31 2011, 11:33 AM

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any idea CIMB one will be extended?
arsenal
post Feb 10 2012, 03:48 PM

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Citibank got 0% 6 months balance transfer thing...I just did for one...plan to do again before end of promotion 29th Feb 2012
arsenal
post Feb 10 2012, 05:56 PM

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QUOTE(gerrardling @ Feb 10 2012, 04:22 PM)
hi, you got this offer through their telemarketer ?
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yup..my favourite leng lui telemarketer...everytime want good rate for balance transfer i will call her up...
arsenal
post Feb 11 2012, 12:30 AM

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let me ask her...you need to be citibank holder to get this rate..apparently selected customers only.
arsenal
post Feb 11 2012, 10:27 AM

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QUOTE(gift4every1 @ Feb 11 2012, 08:14 AM)
hi bro, i am holding citibank platinum cashback credit card, hopefully can ask her help, in case she wants my contact no also can smile.gif by the way, the repayment for this balance transfer is equally divided or how?
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5% for first 5 months and full repayment on 6th month...i holding citibank clear cc only..haha..but credit high lol..


Added on February 11, 2012, 12:16 pm
QUOTE(shiroikun @ Feb 11 2012, 08:51 AM)
I want to do a BT too if it is 0%. Am i eligible? lol
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pm me your phone number...my friend will call you... brows.gif

This post has been edited by arsenal: Feb 11 2012, 12:16 PM


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arsenal
post Feb 22 2012, 12:47 PM

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QUOTE(gerrardling @ Feb 21 2012, 11:46 PM)
HLB can do BT even though you dont have any outstanding balance


Added on February 21, 2012, 11:48 pm

0.50% per mth for 6 mths. still consider ok


Added on February 21, 2012, 11:49 pm

Alliance Bank is 2% per annum, that mean 4% for 24 months.
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Got any link for Alliance Bank one?
arsenal
post Feb 26 2012, 03:53 PM

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maximise my BT for citibank 0% for 6 months..tongue.gif
arsenal
post Mar 12 2012, 04:42 PM

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QUOTE(David83 @ Mar 11 2012, 09:43 PM)
Citibank 0% BT is so "dangerous".
*
Just called my leng lui CS and she said no interest will be charged. I made payment %% of BT and full payment for retails side...

Guess need to keep track of the payment..lol
arsenal
post Mar 12 2012, 05:42 PM

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QUOTE(MGM @ Mar 12 2012, 05:25 PM)
You mean you pay 5% of the BT and full payment for retail transactions to avoid any fees and charges?
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yup

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