I wish to remind all visitors to this section that this section caters to card recommendation and the format is in the first post. Discussions on products are not meant to be here.

There are other areas to post questions and unrelated posts will be removed without prejudice irrespective whoever they are.

1. Annual Income: 2012 Income Tax were declared at ~RM60k

2. Free Lifetime Annual Fee: Preferably but if the benefits of the card is good, might be willing to pay

3. Card required for: This will be my Entertainment card, i.e, makan minum, night club usage purpose (usage could range from RM3k-10k a month. I would like to have a card that can collect points locally and oversea, (preferably the points can be exchanged for Enrich points), provide free access to premium lounge..)

4. Existing credit cards if any: SCB Business Plat, Citibank Business Plat, OCBC Titanium, Maybank 2 Card

5. Looking at CC from: Any bank

My Recommendation...

Alliance Bank Cash Back Platinum

WITH,
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend
•2x Timeless Bonus Points on overseas spend
•No lost card liability upon reporting
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
•AirAsia BIG Points Redemption (for VISA Credit Card only).
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge

More Details on: http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx
& the Platinum Card's Cash Back Rates Tiers: http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tab

Hi guys,

Need to find good credit card in market today, hope sifus here can recommend.

1. Annual Income: XX

2. Free Lifetime Annual Fee: A Must

3. Card required for: Just for my convinient, petrol, hotel, online payment for bills, etc ...

4. Existing credit cards if any: Citibank cash back platinum and premier miles.

5. Looking at CC from: Any banks offered good rewards points.

6. Others: Hope to get cc with good rewards points and promotions like good deal for good restaurants, hotels, etc ...

Tqtq

After scanning few last page, guess that ocbc titanum is the best bet now ...

Ah, looks decent. Thanks a lot

btw, a quick question, their reward points are timeless?

yes and I was informed there is cash back promo. myself is waiting their approval

1. Annual Income: RM25k and aove

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Cash back/rebates for Petrol/online purchases

4. Existing credit cards if any: No.

5. Looking at CC from: Please suggest.

6. Others: Frshgrad who just started working. Mostly spending on petrol, computer and phone installment, shopping, foods, flights, hotel etc..

Thanks a lot in advanced

This post has been edited by ZaiZai1989: Aug 8 2013, 05:39 PM

Pls, Refer to: https://forum.lowyat.net/topic/1973206/+2200 My Post #2210 for Your Recommendation...

This post has been edited by fly126: Aug 8 2013, 09:45 PM

thanks bro

hey bro.. there is only one UOB bank in ipoh..so its kinda hard for me to go for UOB card application..

somehow there is a standard chartered credit card booth in shoppping center..

I am a fresh graduate.. with only half a month of payslip as supporting document..

can i apply cc from that bank with offer letter and the half month payslip?

thanks bro..

Don't think you can as you just started working and not even confirmed yet. Even me I had to wait 3 months before I could apply for a credit card

1. Annual Income: XX

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, travel, bills, hotel, online payment, shopping, restaurants etc ...

4. Existing credit cards if any: Citibank cash back platinum, Ocbc Tit

5. Looking at CC from: Any banks offered cash back cards with waived annual fees

6. Others: Going to cancel Citi card. Looking for other cc

hlb wise - 10% rebate min 10x rm50 transaction per month capped rm100 rebate

How About UOB One Card or You Should Give Another Try on Maybank2 Card...

Others,
Alliance Cash Back Platinum Card
Pls Refer to: https://forum.lowyat.net/topic/1973206/+2360 My Post #2371 for more details

1. Annual Income: RM 50,400.00

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate Only, AirMiles, Overseas Transactions

4. Existing credit cards if any: OCBC Titanium

5. Looking at CC from: Maybank2card Platinum

6. Others: I saw min requirement is RM60k, if i like this card, anyway to apply?

This post has been edited by profdrahhen: Aug 16 2013, 10:09 AM

Gold Min. income 30k, main feature of AMEX 5% weekend rebate and 5x TP anytime is still same for both Gold and Plat.

Maybe u can try about SCB(Standard Chartered Card) Credit Card? Them offer 15% Petrol CashBack for 6 months Maximum CashBack per month is (Rm48) Rm48x6=Rm288/ Some more SCB helped to pay for the 1st year Government Tax. The credit card is totally free for the 1st years. U may use it as a trial card =D

thank you...other banks can get platinum easily, wonder if Mbb can too?

yeahh...i had tried SCB card and the free money last year, just cancelled it last month...so, gonna wait for awhile before apply again.

may i know why OCBC Titanium is still being preferred over Hong Leong Bank Wise?