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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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ed0gawa
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 Aug 3 2013, 01:39 PM
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1. Annual Income: 2012 Income Tax were declared at ~RM60k
2. Free Lifetime Annual Fee: Preferably but if the benefits of the card is good, might be willing to pay
3. Card required for: This will be my Entertainment card, i.e, makan minum, night club usage purpose (usage could range from RM3k-10k a month. I would like to have a card that can collect points locally and oversea, (preferably the points can be exchanged for Enrich points), provide free access to premium lounge..)
4. Existing credit cards if any: SCB Business Plat, Citibank Business Plat, OCBC Titanium, Maybank 2 Card
5. Looking at CC from: Any bank
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ed0gawa
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Aug 4 2013, 08:56 PM
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QUOTE(fly126 @ Aug 3 2013, 11:28 PM) My Recommendation... Alliance Bank Cash Back Platinum WITH,•0% Finance Charge for first 3 months •Up to 2.0% cash back* on retail spend •2x Timeless Bonus Points on overseas spend •No lost card liability upon reporting •Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period •Exclusive privileges and discounts at participating merchants •Instalment Payment Plan at 0% p.a. interest rate at participating merchants •Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
•AirAsia BIG Points Redemption (for VISA Credit Card only).
•Unlimited Complimentary Access to KLIA Plaza Premium LoungeMore Details on: http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx& the Platinum Card's Cash Back Rates Tiers: http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tabAh, looks decent. Thanks a lot btw, a quick question, their reward points are timeless? |
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