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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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bearbear
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Dec 24 2011, 02:39 PM
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1. Annual Income: RM36K to RM48K
2. Free Lifetime Annual Fee: A Must.
3. Card required for: List all your needs. cash back / rebate / discount on shopping / eateries / movies. (I have petrol and oversea transaction taken care of)
4. Existing credit cards if any: AmIslamic platinium
5. Preferred Bank or Considering CC from banks: Any
6. Others: Please be specific. NONE
7. Estimated Spending per month with the card: +-1k
This post has been edited by bearbear: Dec 24 2011, 02:40 PM
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bearbear
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Dec 24 2011, 05:39 PM
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What i meant is that i already have the petrol and oversea transaction taken care of by other card.
OCBC titanium MC looks good for me, thanks.
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bearbear
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May 29 2012, 05:41 PM
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ya ocbc is strict, i tried twice with annual income of +-40k still failed. Best part they nvr disclose why End up with Maybank2 card, apply - approved and got my card within 2 hours This post has been edited by bearbear: May 29 2012, 05:44 PM
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bearbear
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May 29 2012, 07:07 PM
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QUOTE(benl40 @ May 29 2012, 06:37 PM) I find that Maybank2card is harder for approval compared to OCBC, or is it just me? I tried to apply for Maybank2card 3 times, all rejected, but my OCBC was approved on first try. now this is interesting!! o wait i was referring to ocbc titanium master, same? This post has been edited by bearbear: May 29 2012, 07:08 PM
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bearbear
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Jun 19 2012, 11:44 AM
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1. Annual Income: 1. >30k 2. >50k
2. Free Lifetime Annual Fee: Must
3. Card required for: 1. petrol & cinema 2. cinema only
4. Existing credit cards if any: 1. PBB Gold 2. M2K & Ambank Platinium
5. Preferred Bank or Considering CC from banks: No preferences
6. Others: 1. My other half will use for cinema & petrol. 2. Use for cinema only
7. Estimated Spending per month with the card: 500-600
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bearbear
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Jun 19 2012, 12:08 PM
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Seems like UOB One card is just perfect for petrol and cinemas?
5% rebate for both and additional % for BHP?
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bearbear
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Jun 3 2013, 11:23 PM
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QUOTE(BaZingLa @ Jun 3 2013, 06:19 PM) Hi all, I am new here and trying to figure out this. PLease help. 1. Annual Income: Around 35k 2. Free Lifetime Annual Fee: Yes 3. Card required for: Shopping, Dining, Movies, Cash back, rebates. 4. Existing credit cards if any: No, first time applying 5. Looking at CC from: Any bank (May I what does this mean?) 6. Others: I need a card for mostly for general purpose and most likely be going out during weekends for shopping and dining. Maybank2Kard. The Amex will earn u 5% rebate on weekends. (capped at Rm1000 spending / Rm50 rebate per month)
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bearbear
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Jul 23 2013, 10:33 AM
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1. Annual Income: 60 - 100k
2. Free Lifetime Annual Fee: YES / With min. spending
3. Card required for: General usage
4. Existing credit cards if any: Maybank2Card, AEON Gold, Citibank Clear (Cutting soon)
5. Looking at CC from: OCBC Tita
6. Others: Looking for something for my daily usage. M2C is mainly to use AMEX on weekend but i want something more rewarding for weekdays and occasionally oversea transactions. Looking at OCBC Tita / any better suggestion?WISE category is too narrow and min. 10 transaction just doesn't work for me.
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bearbear
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Jul 23 2013, 04:45 PM
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Thanks, think i will go with OCBC Tita and Alliance Plat and to combine with AMEX.
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bearbear
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Jul 28 2013, 12:32 AM
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What is the recommendation for using on home stuff?i.e. tiles, wallpaper, etc etc
Alliance plat?2% firm rebate for above RM2500?
obviously weekend - Maybank AMEX but capped RM50 only. 5x points = 2.5% rebate.
This post has been edited by bearbear: Jul 28 2013, 12:33 AM
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bearbear
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Jul 28 2013, 12:50 AM
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QUOTE(fly126 @ Jul 28 2013, 12:49 AM) Ya, Confirm 2% Cash Rebate With Spending Amount $2551- $5000 a Month With Alliance Cash Back Platinum http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tabAny other card do better than this for a more general consumption?
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bearbear
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Jul 28 2013, 01:13 AM
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noted, i suppose 1st choice AMEX for 5X points else Alliance Plat 2% rebate.
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bearbear
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Aug 5 2013, 11:49 PM
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yes and I was informed there is cash back promo. myself is waiting their approval
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bearbear
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Aug 15 2013, 10:59 PM
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QUOTE(sangaran @ Aug 15 2013, 09:58 PM) 1. Annual Income: XX 2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol, travel, bills, hotel, online payment, shopping, restaurants etc ... 4. Existing credit cards if any: Citibank cash back platinum, Ocbc Tit 5. Looking at CC from: Any banks offered cash back cards with waived annual fees 6. Others: Going to cancel Citi card. Looking for other cc hlb wise - 10% rebate min 10x rm50 transaction per month capped rm100 rebate
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bearbear
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Aug 16 2013, 10:46 AM
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Gold Min. income 30k, main feature of AMEX 5% weekend rebate and 5x TP anytime is still same for both Gold and Plat.
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bearbear
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Sep 7 2013, 12:38 PM
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http://www.cimbbank.com.my/creditcard/inde...pg=cc_lu&ac=17#5% on e-commerce spending [Capped RM50 rebate a month] http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards5% Rate with AMEX on weekends, 5 x TP on all transactions which equal to about additional 2% so total 7% on weekend (Normally people only use the AMEX on weekend, the other card can keep at home) [Capped RM50 rebate a month] http://www.ocbc.com.my/personal-banking/Cards/index.html5% on petrol, groceries, bill (your phone bill included) and dining [Capped RM50 rebate a month]
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