The Best Card for NEWbie- UOB One Card a Pure Cash Back Card ....
You can Earn Cash Rebate ON:
* 5% for Petrol (Limited to Total Purchase of $400 every Month Entitled for Cash Rebates, Cash Back capped at $20 per month)
* 5% for Cinema at GSC only
* 2% for Groceries (Limited to Total Purchase of $1500 Per Month Entitled for Cash Rebates it capped at $30 per month.)
* 2% at Pharmacies
* 2% for Telecommunication Bills (Limited to Total Bill of $300 Per Month Entitled for Cash Rebates)
& 0.3% for all Other Purchases (including Online Purchase)...

Although HLB's Mach Card got More Cash-Back Categories (Get choose 1 for Free...12 All's from Movies to Dining):
For Details: http://forum.lowyat.net/topic/2421215
But, Need to pay RM5 every 3 months to enjoy additional categories of CashBack of the Card !

If You like Coffee or suka go on Movie (Weekday), You can also Consider Citibank Clear Card...
Benefits from Citibank Clear Card (Timeless without Expire Reward Point Card):
*Friday Buy 1 Free 1 Movie Ticket (Normal class) at GSC, TGV and Cathay Cineplexes
*1-for-1 drinks at Coffee Bean & Tea Leaf
*Privileges at Zouk Club KL
*CITIBANK CLEAR CARD 3X REWARDS All Year Long Shop/Outlet in Malaysia:
1. Zouk Club Kuala Lumpur
2. Zouk café & Bar
3. G2000
4. Zara
5. Charles & Keith
6. Borders Bookstore
7. Alexis Bistro & Wine Bar
8. Sakae Sushi
9. Pedro
Please Refer to: http://www.citibank.com.my/clear/?eOfferCode=MYCCLNCLC more on Citibank Clear card

This post has been edited by fly126: Mar 9 2013, 01:27 AM

Seek for your help.

1. Annual Income: RM30k

2. Free Lifetime Annual Fee: Anything, the lowest the better.

3. Card required for: Online Purchasing, Pay phones/internet bils, insurance, and Emergency use

4. Existing credit cards if any: NIL

5. Looking at CC from: Any Bank as long as rewards or cash back are worth to get it.

6. Others: Travel use, Rewards, or cash back, Shopping in pavillion / garden/ 1u..


Please give me 3 option to consider if possible.
Thank you so much.

You May Consider These Cards:
1) Maybank 2Cards http://forum.lowyat.net/topic/2641365

2) UOB One Card http://forum.lowyat.net/topic/1922946

3) HLB's Mach Card http://forum.lowyat.net/topic/2421215

Maybe.... No.4) Citibank Clear Card

Pls Refer to the Links that I Give for More Details,
Or you can Check On my Previous Posts...

Thanks bro.. I have a question.
May I know what is the different between Maybank 2 Card and Citibank Clear Card? which one better?

Do u mind to share with me please?

1. Annual Income: RM34K

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, Groceries, Movie, Pharmaceutical, shopping, dining

4. Existing credit cards if any: Citibank clear

5. Looking at CC from: best in town (rewards & cash back)

6. Others: NA

Definitely, Maybank 2Cards the Best Card in Town...
Click on the Red Color Link that I Provide to see the Benefits of the Card... & Please Search my Post (at Upper Page) on Details

This post has been edited by fly126: Mar 9 2013, 11:12 PM

You can Count On Maybank 2Cards & UOB One Card ...

This post has been edited by fly126: Mar 10 2013, 01:14 AM

1. Annual Income: Between 100k - 200k..

2. Free Lifetime Annual Fee: Doesnt really matter... but if free then its a bonus !

3. Card required for: Air miles, overseas shopping / hotel , local shopping and makan !

4. Existing credit cards if any: Citibank Premier Miles, HSBC Visa Signature, HLB Platinum

5. Looking at CC from: Just wanting to know if there are any better cards for me based on my requirements...

6. Others: I swipe easily 200k per year as I charge all my airtickets and hotels for business trip onto my cards before claiming back from company

The Newly Launch Citi Prestige Card
More Details: https://www.citibank.com.my/prestige/home_logged_off.html

1. Annual Income: RM100k- RM200k

2. Free Lifetime Annual Fee: Anything.

3. Card required for: Pay phones/internet bils, insurance, car fuels and business purchases.

4. Existing credit cards if any: maybank2cards, Platinum Visa and UOB Platinum

5. Looking at CC from: Any Bank with high cash back.

6. Others: Monthly usage card 50-80k, unlimited cash back.

1. Annual Income: rm38000 per year

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol / Emergency usage / pay bills.

4. Existing credit cards if any: Maybank Petronas Gold card

5. Looking at CC from: any bank

6. Others: current card i got around 5k debt and monthly i pay 500 to clear. thinking to make balance transfer to fix the interest for 12 month.

Thank you in advance

1. Annual Income: i donno how should i calculate my annual income, it's been icreased since 8 months ago, so, anyways my salary is RM2100/mth

3. Card required for: movies, petrol, and dining.

4. Existing credit cards if any: Nil.

5. Looking at CC from: any cards that i can use while travel overseas, going to stay in hong kong for a several months there later ths year!

6. Others: tried apply for citibank cc last month, didn't get approve, donno why?!

My BEST Recommendation for You are UOB One Card Best Card for Fresh Graduate...
Pls Check Up My #2149 Post at page 108.... for More Benefits on UOB one Card...

This post has been edited by fly126: Mar 16 2013, 10:20 PM

Please fill items 1, 2, 3, 4 and 6:

1. Annual Income: [RM30K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Dining and shopping. ALready haf maybank2kad for petrol.

4. Existing credit cards if any: Maybank2kad

5. Looking at CC from: Prefer maybank for treatpts accumulation effect

6. Others: Please be specific. Need backup kad for use when shopping and dining as maybank2kad is not really good for that. Many shop not accept amex and the masterkad is only 1X pt.

By filling up the above, then others can make suggestion based on your needs. Actually, if you list out item 3, you yourself would most probably have answered your question above.

Thanks so much!

Edited...

This post has been edited by fly126: Mar 17 2013, 12:39 AM

My BEST Recommendation:
OCBC Titianum Card, Zero Annual Fee with min. 12x Swipes (usage) a Year
This Card Earn Cash Rebate (Max up to $50 a Month):
* 5% on Petrol, Dining, Billing & Groceries Spend
* 1% on Retail Spending
+ the $50 GST was automatically Offset with at least $10,000 charged to the Card p.a
for Details : http://forum.lowyat.net/topic/2703542

i heard its difficult to know the shop we go is get 1% or 5%? FOr example if go some shop not so famous for makan then not sure it will get which rebat?

You can Refer to http://forum.lowyat.net/topic/2703542 to Check Up the Cash Rebate Categories
(Which merchant get 5% or 1% Cashback ??) ...

This post has been edited by fly126: Mar 17 2013, 01:09 AM

thnx