1. Annual Income: Between 100k - 200k..

2. Free Lifetime Annual Fee: Doesnt really matter... but if free then its a bonus !

3. Card required for: Air miles, overseas shopping / hotel , local shopping and makan !

4. Existing credit cards if any: Citibank Premier Miles, HSBC Visa Signature, HLB Platinum

5. Looking at CC from: Just wanting to know if there are any better cards for me based on my requirements...

6. Others: I swipe easily 200k per year as I charge all my airtickets and hotels for business trip onto my cards before claiming back from company