1. Annual Income: RM30k
2. Free Lifetime Annual Fee: Anything, the lowest the better.
3. Card required for: Online Purchasing, Pay phones/internet bils, insurance, and Emergency use
4. Existing credit cards if any: NIL
5. Looking at CC from: Any Bank as long as rewards or cash back are worth to get it.
6. Others: Travel use, Rewards, or cash back, Shopping in pavillion / garden/ 1u..
Please give me 3 option to consider if possible.
Thank you so much.
Mar 9 2013, 12:04 AM
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