look what i got today!!!

Congratulation...

congra and with 15k credit limit

Look quite nice

What card is this? Lady card, right?

yes its for lady

This post has been edited by mysara: Feb 14 2013, 10:59 PM

1. Annual Income: 30k

2. Free Lifetime Annual Fee: a must

3. Card required for: priorities groceries and movies..petrol less

4. Existing credit cards if any: city gold (supp)

6. Others: currently thinking of uob one card...is there any better deal card?

This post has been edited by OldKidz: Feb 16 2013, 05:28 PM

To all readers ...

In this section of the forum, we help our readers to advise them on what card is best for them. There's a template to facilitate that and we have kept to that format largely to the fact that discussion on products can be done in the General cc thread.

I hope to seek everyone's cooperation to maintain this as I have noticed that this forum has now begin to deviate away from serving that specific purpose. Recommendations are based on (sometimes) preferences that may not suit individuals. Readers need to understand what they want and not use this thread to "think" for them.

On that note, I'd inform that any post that is deemed unsuitable for this section would be deleted without any warning nor notice as this would serve as the notice for all.

Thank you, Mod.

With $30,000 Annual Income, You may Consider Maybank 2cards & It's FREE for Life...

Pls Refer to: http://forum.lowyat.net/topic/2641365

Dear members

When asking for credit card recommendations, please use the designated template as illustrated in Post #1. Any post that does not comply to the template will be swiftly removed without any prejudice.

Thank you.

This post has been edited by hye: Feb 16 2013, 01:23 PM

Hi there..kindly please help me regards on this:

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: A Must

3. Card required for: petrol,shopping & work (travel within Malaysia)

4. Existing credit cards if any: PB Mastercards Standards

5. Looking at CC from: any bank / Maybank(optional)

6. Others: nil

Thanks..

With Annual Income $36,000 a year, beside Maybank 2Cards You also may Consider OCBC Titianum Mastercard....
Pls refer to: http://forum.lowyat.net/topic/2703542

OCBC titanium card sounds interesting..and my last question is what about the credit limit? Is it 2x from salary?

Maybe Yes 2x of the Monthly Income with the Starting Point $5,000 Credit Limit on the Card it can be Triple Up later, all depends on the Bank's Criteria...

This post has been edited by fly126: Feb 20 2013, 01:49 AM

Thanks a lot for the explanations..

HI need help!

Maybank rejected my application for Maybank2Cards.

My other options are Mach by Hong Leong and UOB One card.

Which one is the best for personal use? More cash rebate ?

Im already using Petronas CIMB gold for petrol rebates. Hope any of you can help me since it's my first time applying CC.

Thanks!

AS mentioned from the MOD, here's the proper template

Hi there..kindly please help me regards on this:

1. Annual Income: RM34500

2. Free Lifetime Annual Fee: A Must

3. Card required for: Shopping/Dining/Groceries/Travels

4. Existing credit cards if any: CIMB Petronas Gold

5. Looking at CC from: any bank except Maybank

6. Others: nil

Thanks..

1. Annual Income: RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Bills , some Dining bills , direct sales usages .haha

4. Existing credit cards if any: CIMB Classic

5. Looking at CC from: Any that benefit alot

6. Others: My company bankin our salary to our account ( CIMB ) , it seems easy to just transfer the money from cimbclicks to CC and pay off . However if other CC benefit better , i don mind pay rm2 for the CIMBCLICKS transaction .

Your 1st Credit Card App, how about Your CIMB Petronas Gold not Your 1st CC...

UOB One Card-It's A Pure Cash Back Card You can Enjoy:
Cash Back ON:
* 5% for Petrol (Limited to Total Purchase of $400-Classic card /$600-Platinum card Per Month Entitled for Cash Rebates, Cash Back capped at $20 & $30 per month)
* 5% for Cinema at GSC only
* 2% for Groceries (Limited to Total Purchase of $1500 Per Month Entitled for Cash Rebates it capped at $30 per month.)
* 2% at Pharmacies
* 2% for Telecommunication Bills (Limited to Total Bill of $300 Per Month Entitled for Cash Rebates)
& 0.3% for all Other Purchases...

Although HLB's Mach Card got More Cash-Back Categories (Choose 1 for Free...12 All's from Movies to Dining):
For Details: http://forum.lowyat.net/topic/2421215
But, Need to pay RM5 every 3 months to enjoy additional categories of CashBack of the Card !


Maybe You can try to Consider for OCBC Titianum Card the Best Card so far, but with min. income of $36,000 p.a
http://forum.lowyat.net/topic/2703542

This post has been edited by fly126: Feb 21 2013, 01:11 AM

hehe applied cimb petronas randomly and didnt expect to get approval so fast. but that's for work... now im looking fora personal use... UOB should be ok then?

Depends on Your Spending Pattern...
All You Need is a Card which can give You Cash Rebate back on Your Spending (Usage) rite...???
Sure, the UOB One Card can Served You with Best as a Startup Card for Newbies like You...

This post has been edited by fly126: Feb 21 2013, 11:33 PM