If they have high insurance premium, then look into Alliance Bank Platinum credit card too. Or can also consider Alliance Premier Debit Card where it earns the cardholder 2% cash back for any transaction.
But you also have to consider how your parents make payment and will it be a hassle for them. Furthermore are they willing to go thru the trouble to fill up the application forms and MBB got to declare liabilities also nowadays.
I can tell you this, my dad and brother in law are happy with the MBB 2 AMEX as they get to see their TP increase very fast but they had other Maybank credit cards and as such all they needed to do was go to Maybankard Cetnre at 1U to get the MBB 2 Cards by just signing on a form without going through the hassle of submitting documents.
If you can get a detail breakdown of your parent expenses, click here to read my article Earn Pocket Money with Credit Cards (if you have not). Or you can refer to my article on MACH by HLB where I have a table.
Anyway, before you go do homework for your parent, ask them if they are willing to go apply for a new card instead of wasting your time. Older people like me can be stubborn
Really appreciate it
Hmm, I don't get you, You mean 2 card is enough for 5k spending?
Let's say MAYBANKARD 2 - AMEXcash back rate capped at RM50 right? 1k spending already maxed the capacity, isn't? ><
OCBC titanium - same
So total 2k, so means the remainding 3k i couldn't get any cash rebate?
I'm helping them to save money, not waste money ehh
and somemore I'm their dearest daughter of course they will take my words lor! (JK)
Hmm, and last question, why you nvr mention MBF cards in your blog?
MBF is having a promotion now, if you got 1 in the Approval code-you get back 11% of the spending
Is MBF card not worth to having?
Have a nice day