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Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)
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shirley_andy
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 Jul 21 2012, 03:21 PM
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1. Annual Income: RM30K to RM36K (GROSS) 2. Free Lifetime Annual Fee: Must or Minimum Swipe 12 times per annum 3. Card required for: Petrol, Online Payment for Professional Exam fee, Online Shopping, Occasional dining expenses 4. Existing credit cards if any: Nil. 5. Preferred Bank or Considering CC from banks: None so far 6. Others: I generally spend very less, just +/-RM150 for petrol. Very rare on dining and entertainment unless the occasion arises(you can consider me a cheapskate person). Mainly want a CC so I can make purchases and payment online and making use of online payment facility such as Paypal etc. 7. Estimated Spending per month with the card: Less than RM1K (in fact most likely <RM300) Thank You  |
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shirley_andy
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Oct 9 2012, 11:36 PM
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Sigh, really can't decide on either Maybank 2 Cards or UOB Classic ONE Card... Maybank's points provide atleast 0.5%, but redemption from points worth it? UOB offer flexibility anytime I wanna spend and no need to worry whether they accept AMEX, but 0.3% is so low... QUOTE
Annual Income: >30k
Free Lifetime Annual Fee: Preferably yes, 1st year MUST
Card required for:
Approx
TnG = RM50
Petrol = RM100
Dining = nil ~ RM50
Movie = rarely, probably once every 2/3 months..
Coffee = very rarely
Others(Online transaction such as Groupon, outdoor activities/entertainment) = nil ~ RM100
HP Bill = RM30+
Occasional(once every 3~6months) One-off Purchases(IT stuff, Clothing, Automotive parts etc)
Existing credit cards if any: Nil
Non-fixed expenses but recurring in RM:
Professional Membership = RM400~RM500 p.a
thanks in advance for advices... |
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