Working in Singapore v7
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 Jul 11 2011, 06:36 PM
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Senior Member
5,859 posts Joined: Mar 2009 From: KL in JB/SG :  
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QUOTE(crapp0 @ Jul 11 2011, 01:51 PM) I find starbucks coffee bland and rather tasteless. Would rather french press my own coffee and buy and grind my own coffee beans when i have the time and its way cheaper with way less sugar as well. nah, i find them nice, same kind of standard all over the world. sometimes it's not bout the place but the ppl and I lazy to wash cup also. Robert Timms comes in second. |
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Jul 11 2011, 06:48 PM
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Senior Member
1,820 posts Joined: Jan 2003 From: KL/Singapore 
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QUOTE(teckhooi @ Jul 11 2011, 03:00 PM) Hi All, i tot firstcoarch always can change the date foc. try it outWant To Sell Bus Ticket, FirstCoach, KL to SG, 3pm, 1 Pax, Sunday 17 July 2011 |
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Jul 11 2011, 07:43 PM
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Junior Member
300 posts Joined: May 2006
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QUOTE(francisbacon7 @ Jul 11 2011, 06:06 PM) i suggested him to apply S pass for me, or apply 2.8k at first application... He give the reason is S pass harder to apply, and generally apply in both S and E pass.Haiz, pray god he will give me a favorable reply later. Added on July 11, 2011, 7:57 pm QUOTE(francisbacon7 @ Jul 11 2011, 07:43 PM) He give the reason is S pass harder to apply, and generally apply in both S and E pass. Is it truth S pass is harder to apply?This post has been edited by francisbacon7: Jul 11 2011, 07:57 PM |
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Jul 11 2011, 08:25 PM
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Junior Member
460 posts Joined: Jan 2006 From: Malaysia , Melaka
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E pass should be harder bro...
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Jul 11 2011, 08:31 PM
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Senior Member
709 posts Joined: Apr 2009 From: Klang 
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QUOTE(tayhaithian @ Jul 11 2011, 08:25 PM) E pass should be harder bro... E pass application depends on which company applies it i guess..mine approved in 1 day time... |
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Jul 11 2011, 09:09 PM
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Junior Member
418 posts Joined: Jan 2007
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QUOTE(shanelai @ Jul 11 2011, 06:48 PM) i tot firstcoarch always can change the date foc. try it out You are allowed to have 3 changes maximum and I think have to do it 3 days before departure date. |
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Jul 11 2011, 10:05 PM
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Junior Member
460 posts Joined: Jan 2006 From: Malaysia , Melaka
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QUOTE(kurt99909 @ Jul 11 2011, 08:31 PM) E pass application depends on which company applies it i guess..mine approved in 1 day time... mind telling which company r you working with ? |
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Jul 11 2011, 10:08 PM
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Junior Member
432 posts Joined: Jul 2011
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QUOTE(tayhaithian @ Jul 11 2011, 10:05 PM) mind telling which company r you working with ? Large corp?  |
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Jul 11 2011, 10:40 PM
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Junior Member
255 posts Joined: Feb 2005 From: Kuala Lumpur
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QUOTE(keelim @ Jul 11 2011, 09:35 AM) Guys, Hmm, my credit limit is 1:1 ratio to my salary.. bank is citibank but got it approved and mailed to me within a week..Need some clarification with regards to credit limit given by banks on your credit card. I have an existing corporate credit card and applied for a personal one 2 weeks ago. I notice the credit limit is not the generic x2.5 to x4 of my basic salary. I remembered asking the credit officer the impact of my corporate CC with regards to this application of which he clarified that they should be treated as independent cases. Now the situation seems to be contradictory. On a similar capacity, I am planning to apply for a CC from a different bank. How would this be assessed as far as credit limit is concerned? Firsthand experience would be appreciated. As for my corporate CC, this one dont have limit lol.. |
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Jul 11 2011, 10:45 PM
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Junior Member
432 posts Joined: Jul 2011
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Just a quick question, which SG bank offers Mastercard/Visa DEBIT?
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Jul 11 2011, 10:46 PM
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Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship 
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I will CAP the following reply as I think it is useful information. Moderator/TS please help to put it in the first post.
TO CHECK FOR YOUR PR APPLICATION STATUS, KINDLY VISIT THIS LINK https://ienquiry.ica.gov.sg/index.do |
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Jul 11 2011, 11:13 PM
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Senior Member
2,110 posts Joined: Jan 2007
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QUOTE(ray86 @ Jul 11 2011, 10:40 PM) Hmm, my credit limit is 1:1 ratio to my salary.. bank is citibank but got it approved and mailed to me within a week.. no limit As for my corporate CC, this one dont have limit lol..  |
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Jul 11 2011, 11:18 PM
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam 
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QUOTE(ivanswk @ Jul 11 2011, 08:45 AM) interesting job, can ask what industry u in ? oils and fats   QUOTE(keelim @ Jul 11 2011, 09:35 AM) Guys, i got 1.5x but they give another 2x through another scheme but the interest is 30%pa instead of usual 18.8%pa if exceed he first 1.5x, ur corp cc is tied to the company not to you, so ur credit rating doesnt matter... usually MAS controls cc limit quite strictlyNeed some clarification with regards to credit limit given by banks on your credit card. I have an existing corporate credit card and applied for a personal one 2 weeks ago. I notice the credit limit is not the generic x2.5 to x4 of my basic salary. I remembered asking the credit officer the impact of my corporate CC with regards to this application of which he clarified that they should be treated as independent cases. Now the situation seems to be contradictory. On a similar capacity, I am planning to apply for a CC from a different bank. How would this be assessed as far as credit limit is concerned? Firsthand experience would be appreciated. QUOTE(Materazzi @ Jul 11 2011, 12:17 PM) Don't be so cheapo!! I lost totally 2K realised in stock market. not to church... for me is to my parentsI am being so cheapo, keep stingy on food and rental, after that I lost in useless things. Cheapo people will get their money run away on useless things. Do you agree? What I learnt, I should contribute my money to church. QUOTE(Materazzi @ Jul 11 2011, 02:57 PM) just give to poor church, don't pay to rich church. Poor church is more welcome. church in sg poor? come on la... their asset sometimes up to sgd 1 bill lor... city harvest, new creation, all gila 1... QUOTE(ray86 @ Jul 11 2011, 10:40 PM) Hmm, my credit limit is 1:1 ratio to my salary.. bank is citibank but got it approved and mailed to me within a week.. i got from uob, 3 days... 2 days later the pin... got limit 1 la, tied back to your company's policyAs for my corporate CC, this one dont have limit lol.. QUOTE(monsta2011 @ Jul 11 2011, 10:45 PM) Just a quick question, which SG bank offers Mastercard/Visa DEBIT? almost all? |
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Jul 11 2011, 11:22 PM
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Junior Member
432 posts Joined: Jul 2011
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QUOTE(alaskanbunny @ Jul 11 2011, 11:18 PM) almost all? |
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Jul 11 2011, 11:26 PM
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Junior Member
255 posts Joined: Feb 2005 From: Kuala Lumpur
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QUOTE(alaskanbunny @ Jul 11 2011, 11:18 PM) oils and fats Err.. correction, my comp card is amex charge card not credit card and no it doesnt have limit(at least no one i know reached it), but the liability is with employee and not the company i got 1.5x but they give another 2x through another scheme but the interest is 30%pa instead of usual 18.8%pa if exceed he first 1.5x, ur corp cc is tied to the company not to you, so ur credit rating doesnt matter... usually MAS controls cc limit quite strictly not to church... for me is to my parents church in sg poor? come on la... their asset sometimes up to sgd 1 bill lor... city harvest, new creation, all gila 1... i got from uob, 3 days... 2 days later the pin... got limit 1 la, tied back to your company's policy almost all? |
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Jul 11 2011, 11:27 PM
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
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QUOTE(monsta2011 @ Jul 11 2011, 11:22 PM) I see. So if all the banks offer the Debit version of credit card then why do people still want to apply for the 'actual' one? To gain reward points? 1. cashflow: debit u need $$$ in an acc, cc has its own acc without $$$ inside2. reward points: yea, slightly better 3. protection: like me i travel a lot, if use debit card they minus my acc straight away and any disputes i am hardly protected, with cc i can still fight 4. show off: ... 5. better design |
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Jul 11 2011, 11:35 PM
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Junior Member
432 posts Joined: Jul 2011
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QUOTE(alaskanbunny @ Jul 11 2011, 11:27 PM) 1. cashflow: debit u need $$$ in an acc, cc has its own acc without $$$ inside Haha ya I admit the actual credit cards look a lot nicer. 2. reward points: yea, slightly better 3. protection: like me i travel a lot, if use debit card they minus my acc straight away and any disputes i am hardly protected, with cc i can still fight 4. show off: ... 5. better design The debit version also provide the same protection wor~ probably not for SG ones? |
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Jul 12 2011, 12:22 AM
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Senior Member
2,110 posts Joined: Jan 2007
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QUOTE(ray86 @ Jul 11 2011, 11:26 PM) Err.. correction, my comp card is amex charge card not credit card and no it doesnt have limit(at least no one i know reached it), but the liability is with employee and not the company no limit can ask wat industry u in ? |
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Jul 12 2011, 02:54 AM
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Senior Member
5,859 posts Joined: Mar 2009 From: KL in JB/SG :
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QUOTE(ray86 @ Jul 11 2011, 11:26 PM) Err.. correction, my comp card is amex charge card not credit card and no it doesnt have limit(at least no one i know reached it), but the liability is with employee and not the company what good is a Corporate card when the liability is with employee ? At least mine is not. |
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Jul 12 2011, 05:46 AM
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Senior Member
709 posts Joined: Apr 2009 From: Klang
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QUOTE(tayhaithian @ Jul 11 2011, 10:05 PM) mind telling which company r you working with ? Jurong Shipyard PTE LTD..... |
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